Welcome, ladydii. Interesting story you have. Looking forward to reading more about it and helping out if I can.
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Hi everyone! My name is Helena, and I've got an off-kilter sense of humor as you may gather from my user name.
I am an environmental engineer who understands that frugality often goes hand in hand with good environmental practices.
I am also a single woman who has become the husband I always wanted to marryMy only financial safety net is the one I provide for myself, so I am driven to work hard and to protect what is mine.
While always pretty good with money, I've become particularly aware of the importance of frugality over the past few years and how grateful I will be tomorrow for money saved today. I started tracking my saving & spending habits on an Excel spreadsheet and realized that some improvement was needed. My goal was to live off of no more than 60% of my income (based on The 60% Solution). In the past year, I've managed to live off of about 50% of my income. Not bad for a relatively high cost of living area. While proud of this accomplishment, there is always room for improvement. So I'm here to learn and to swap ideas.
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Hello
Hi everyone! Mendy here. I am a SAHM (first time in my life) to 2 beautiful daughters. I am a coupon & freebie junkie! Which money so tight these days we need all the help we can get. We are trying very hard to get rid of all our credit card debit. I am hoping we can get some good ideas and information on this site to help accomplish this goal.
Happy 2009!
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first Post
Hello All,
This is my first post on the saving advice forum. In 1997, at the age of 20, I decided that I wanted to be wealthy and not live paycheck to paycheck. I started living below my means, saving, and investing in low cost index funds. I started with $1000 and by dollar cost averaging every month I reached my goal of a six figure portfolio before I tuned thirty. I am now working on building a seven figure portfolio and plan on reaching it by my early forties. I know that I will receive good advice on reaching my goals here and hope that I can pass along some good advice from my own experiences as well.
stay the course,
DF
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