Post Your Wins

[QuarterMillionMan]

In addition to these got some others such as $200, $180, $220, etc.

[disneysteve]

I have my retirement account with TIAA, but I don't have a brokerage. I know to get a brokerage account, you have to put a certain amount of money into the account, which is probably beyond my abilities currently. What about I bonds?

You can only buy I Bonds at the Treasury Direct site (which is a pain in the butt but it's the government so I'd expect nothing less). You can buy up to $10,000/person/year.

There is no minimum to open a Vanguard brokerage account. I think the minimum Treasury bill purchase is $1,000 however.

[QuarterMillionMan]

Nice to have meaty brakes with good stopping power. Took me less than 15 minutes to install. Brakes engage with light pressure on the brake lever. Before had to squeeze a lot for it to engage.

[crazyliblady]

What brokerage do you use? I use Vanguard but you can do it with Fidelity or Schwab or whoever.

I have my retirement account with TIAA, but I don't have a brokerage. I know to get a brokerage account, you have to put a certain amount of money into the account, which is probably beyond my abilities currently. What about I bonds?

[disneysteve]

Okay, so how do I buy T bills?

What brokerage do you use? I use Vanguard but you can do it with Fidelity or Schwab or whoever.

[crazyliblady]

The good thing now is that it’s quite easy to earn 4% and more on your cash with CDs and T bills so you can beat that 3.92% very easily with as much money as you want.

Okay, so how do I buy T bills?

[disneysteve]

I love higher interest earning savings. I have a credit union high interest savings that gets 3.92% up to $1500, which comes up to around $4.50 a month that I immediately transfer to another account. If the account accumulates more than the $1500, the rate goes WAY down. But I love that it is an easy $60 a year. I just wish I could keep more than $1500 in there.

The good thing now is that it’s quite easy to earn 4% and more on your cash with CDs and T bills so you can beat that 3.92% very easily with as much money as you want.

[crazyliblady]

$415 a month in interest @ 3%, it's sort of like an extra paycheck from a second part time job.

I love higher interest earning savings. I have a credit union high interest savings that gets 3.92% up to $1500, which comes up to around $4.50 a month that I immediately transfer to another account. If the account accumulates more than the $1500, the rate goes WAY down. But I love that it is an easy $60 a year. I just wish I could keep more than $1500 in there.

[crazyliblady]

My truck wouldn't start yesterday. Turn the key and nothing. I called my friend who is a mechanic, and he told me a common issue with my truck is that the 40 amp fuse for the starter motor will blow. $4.99 for the fuse and my truck started right up

That's awesome! It pays to have friends in the know.

[james.hendrickson]

James 3% interest at Ally.

QMM - thats a solid win man, good job.

[QuarterMillionMan]

James 3% interest at Ally.

[QuarterMillionMan]

Kork my ebike's cruising mph on a flat straight away with no wind is 17 mph with no effort and just twisting the throttle. With tail winds I can hit 20 mph again with no effort. If I want more speed I paddle w/gears and easily hit 25 mph or more. It takes a lot of brakes to stop that kind of momentum.

[james.hendrickson]

$415 a month in interest @ 3%, it's sort of like an extra paycheck from a second part time job.

QMM - its an extra paycheck for sure, but how did you get it organized? And what is it?

[QuarterMillionMan]

$415 a month in interest @ 3%, it's sort of like an extra paycheck from a second part time job.

[QuarterMillionMan]

Sorry I overlooked your question kork and didn't see it until now. The first time I replaced a set the disc pads were worn out (ebikes are a lot faster than a regular bikes both at the beginning take off and once it starts coasting so the disc pads get worn out quickly). The pads aren't sold separately so have to buy the entire assembly which makes it easy to replace. The second time I replaced a set after trying to tighten the lever to get the brakes to grip tighter but I broke the spring lever thing and wasn't able to reassemble (see pic). This 3rd time the internal lever thing moves but doesn't engage the brakes. Complicated to assemble the spring, lever, washers, etc. Easiest to replace the entire complete assembly. Also, the pads itself are different shapes, round, square, triangle, etc.