Post Your Wins

[james.hendrickson]

I donate school supplies every fall. I found out the Dollar General had an ecoupon for $2.00 off when you buy $10.00 in school supplies. So, I bought 8 boxes of pencils and 2 glue sticks.

I went shopping at Dillons and saved $27.00 with sales and coupons.

Woot woot, love coupons.

[crazyliblady]

I donate school supplies every fall. I found out the Dollar General had an ecoupon for $2.00 off when you buy $10.00 in school supplies. So, I bought 8 boxes of pencils and 2 glue sticks.

I went shopping at Dillons and saved $27.00 with sales and coupons. I paid the $27.00 to savings so that I actually save it.

[james.hendrickson]

Here is a frugal win - I went to Fred Meyer (which is my local Kroger) and got a bunch of discount coffee.

Each of these packages of coffee was $3.60 cents- which is fantastic when you consider that a single cup at Starbucks costs $3.05.

The coffee is favored, but given that its so inexpensive, I'm going to be enjoying every drop.

[crazyliblady]

I cancelled my disability insurance yesterday. Now that I'm retired, I no longer need it. TBH I didn't really need it before that but I was hesitant to cancel it.

My monthly premium was $258.72 so that's a nice bill off the books. $3,100/year less in spending going forward.

My husband wants me to get one of those hospital benefit type policies where if you go to the hospital, it pays you X dollars while you are in the hospital. His health coverage is through the veterans administration, so it's not great and not everything is free. I don't know. I am hesitant. I wonder what the exclusions are. I did get both of us accidental death and disability insurance for a total of $19.00 per year through my union.

[crazyliblady]

My mom almost got swept up in Amazon Prime Day fever. She saw an interview on TV with someone from Amazon about a portable carpet cleaner. I was able to access Consumer Reports through my library's web site and conveyed that CR does not recommend any portable carpet cleaners and based on that she decided not to buy. Mom is basically over a cliff financially and hanging on by her fingernails, but she would not have listened if I had just told her she didn't need or couldn't afford it. Fortunately, by referencing a neutral resource she did listen. So library resources for the win yet again!

As a librarian myself, I say thank you for consulting the library. And yay for your mom! That's great! She could rent a Rug Doctor or something like that for occasional cleaning, right?

[james.hendrickson]

I cancelled my disability insurance yesterday. Now that I'm retired, I no longer need it. TBH I didn't really need it before that but I was hesitant to cancel it.

My monthly premium was $258.72 so that's a nice bill off the books. $3,100/year less in spending going forward.

Love it - slash those unnecessary expenses!

[disneysteve]

I cancelled my disability insurance yesterday. Now that I'm retired, I no longer need it. TBH I didn't really need it before that but I was hesitant to cancel it.

My monthly premium was $258.72 so that's a nice bill off the books. $3,100/year less in spending going forward.

[scfr]

Not to get too side tracked here - glad you saved your mom an unnecessary purchase - but I love my little green machine portable carpet cleaner and it has more than paid for itself! Just a couple of weeks ago, I saved patio cushions that would have cost $$$ to replace. (And I even had someone recently ask how I keep my white outdoor cushions so clean!) Consumer Reports agrees that they work well ♀️

https://www.consumerreports.org/appliances/upholstery-cleaners/bissell-little-green-carpet-cleaners-vs-resolve-sprays-a8418118923/

Thanks for the info jenn_jenn, and I'm glad the little green machine is working so well for you. Bissell seems to be a very respectable brand, as I found when I looked at the machines CR recommends.

[bjl584]

One more win - my Schwab account broke 33,000 today. Its been a couple of years since I was actually able to catch market momentum. Its nice.

Aren't you carrying credit card debt?
Might be worth it to pay it off with some of this?

[james.hendrickson]

Way to go Like2Plan!!!!!

[Like2Plan]

I was able to take advantage of one of the Prime deals. I manage flight reservations for my family (I use a spread sheet to keep track of everything). Anyway, amazon prime has a discount on certain Southwest flights (offer expires - 7/17/2024). It took me several hours to work through the list -checking the new price, canceling and re-booking flights where there was a savings, but I managed to eek out enough savings to book another flight..

[jenn_jenn]

My mom almost got swept up in Amazon Prime Day fever. She saw an interview on TV with someone from Amazon about a portable carpet cleaner. I was able to access Consumer Reports through my library's web site and conveyed that CR does not recommend any portable carpet cleaners and based on that she decided not to buy. Mom is basically over a cliff financially and hanging on by her fingernails, but she would not have listened if I had just told her she didn't need or couldn't afford it. Fortunately, by referencing a neutral resource she did listen. So library resources for the win yet again!

Not to get too side tracked here - glad you saved your mom an unnecessary purchase - but I love my little green machine portable carpet cleaner and it has more than paid for itself! Just a couple of weeks ago, I saved patio cushions that would have cost $$$ to replace. (And I even had someone recently ask how I keep my white outdoor cushions so clean!) Consumer Reports agrees that they work well ♀️

https://www.consumerreports.org/appliances/upholstery-cleaners/bissell-little-green-carpet-cleaners-vs-resolve-sprays-a8418118923/

[scfr]

My mom almost got swept up in Amazon Prime Day fever. She saw an interview on TV with someone from Amazon about a portable carpet cleaner. I was able to access Consumer Reports through my library's web site and conveyed that CR does not recommend any portable carpet cleaners and based on that she decided not to buy. Mom is basically over a cliff financially and hanging on by her fingernails, but she would not have listened if I had just told her she didn't need or couldn't afford it. Fortunately, by referencing a neutral resource she did listen. So library resources for the win yet again!

[james.hendrickson]

One more win - my Schwab account broke 33,000 today. Its been a couple of years since I was actually able to catch market momentum. Its nice.

[james.hendrickson]

Guys - my win is I maxed out my Roth IRA contributions for 2023 and 2024.