Post Your Wins

[james.hendrickson]

I always pay off my credit cards in full each month. Apparently, I fat fingered August and missed the statement balance by 3 pennies. It then triggered a $43 interest charge.

I called in asking how 3 cents triggers a $43 interest charge. Wasn’t even looking for a refund or a fee waiver, just wanted to understand the interest calculation. The CS rep waived the charge completely which was unexpected.

I don’t know if this is a win so much as it is stopping a loss but I’ll take it.

This counts as a win. No question.

[disneysteve]

We have an impending win and a correlating loss.

DD turns 26 next week so she ages off our insurance policy. Our premium will drop by $110/month. Her new insurance kicks in on 10/1.

The loss is that her new insurance won't cover her therapy so we'll be back to paying for that out of pocket. I'm not positive but I think it's $185/session and she goes twice a month so $370/month. At least it's offset by the savings on our coverage.

There may be additional savings because I suspect her prescription meds will be cheaper on her new plan. She may also be able to get her OTC allergy meds covered by the new plan. If so, things may work out closer to even, though still a slight increased cost overall.

[jenn_jenn]

I always pay off my credit cards in full each month. Apparently, I fat fingered August and missed the statement balance by 3 pennies. It then triggered a $43 interest charge.

I called in asking how 3 cents triggers a $43 interest charge. Wasn’t even looking for a refund or a fee waiver, just wanted to understand the interest calculation. The CS rep waived the charge completely which was unexpected.

I don’t know if this is a win so much as it is stopping a loss but I’ll take it.

[james.hendrickson]

Yep they were nice, biggest fish was about 12 pounds, average size 3-4 pounders.
Properly cared for and prepared, it's some fine eating.

Was this you?

[Fishindude77]

That must have been a massive catfish.

Yep they were nice, biggest fish was about 12 pounds, average size 3-4 pounders.
Properly cared for and prepared, it's some fine eating.

[james.hendrickson]

Caught 25 nice big channel catfish Friday. Had enough for a real nice fish fry with friends featuring; catfish nuggets, hush puppies and homemade coleslaw, plus (17) bags of fillet chunks for the freezer.

That must have been a massive catfish.

[Fishindude77]

Caught 25 nice big channel catfish Friday. Had enough for a real nice fish fry with friends featuring; catfish nuggets, hush puppies and homemade coleslaw, plus (17) bags of fillet chunks for the freezer.

[scfr]

Prevention win this week thanks to DH.

We're having a house built. They left one of the upstairs windows out so they could pass the upstairs drywall through. After they installed that window, DH noticed they hadn't applied the sealing insulation foam that the rest of the windows have around them. He mentioned it to the site supervisor, who confirmed it needed to be done, but it didn't happen. (There was no more sealant on-site.) When the trim carpenter started to install the window trim (window wrap), DH realized that window was going to get wrapped without insulation/sealant so he popped over to Home Depot, bought a can, and quietly sprayed it in himself right before the trim went up. It's the sort of thing you'd never be able to see just from looking at the completed windows. It might show up in an infrared energy audit but at that point it I'm sure it would be much more work to remedy.

[bjl584]

the power vent for my coal furnace was rattling horribly.
after taking it apart I diagnosed the problem.
one of the mounting bolts had snapped and the factory gasket had failed.
i made up a new gasket with some high temperature rtv sealant and installed a rivet where the broken bolt was after drilling it out

saved about $350

[james.hendrickson]

We've got rain coming. Real rain. So I got up and cleaned what part of the roof I could, and cleaned all the gutters. Usually we pay someone to come through. Saved us a couple hundred bucks today....and I clean my own skylights Just in time for fall...we'll have our regular guy come out once everything is down and hit it again.

Some rain would be nice here.

Financial wins this week:

1. I found 35 cents on the street.

2. Learned to how to lend cryptocurrency on Gemini - now making 8% on my USD and 3% on my Basic Attention Tokens.

3. Reengaged on the process of getting my condo refinanced.

[ua_guy]

We've got rain coming. Real rain. So I got up and cleaned what part of the roof I could, and cleaned all the gutters. Usually we pay someone to come through. Saved us a couple hundred bucks today....and I clean my own skylights Just in time for fall...we'll have our regular guy come out once everything is down and hit it again.

[disneysteve]

I just redeemed $151.79 in cash back on our Chase card.

[disneysteve]

We are traveling on Wednesday. I booked the trip a couple of months ago. I just sat down and checked prices and was able to rebook both our hotel and our rental car at lower prices.

Hotel savings $26.99
Car savings $48.71
-----------------------------
Total savings $75.70

Not a ton of money but that will pay for a meal or two.

[disneysteve]

One item from my cousin's that I tried unsuccessfully to sell while I was in Florida was a very nice set of pneumatic tools. I brought it home with me and listed it on Marketplace. I just sold it for $110.

[scfr]

Yesterday morning, before heading in to work, I prepared some paperwork for DH's business. DH's business having sales that require a bit of extra work on my part is always a win.