They Don't Make Em Like They Used To

[Fishindude77]

Yea, but I saved twenty bucks !
...

[Fishindude77]

We typically get a conservation reserve payment check in October that hasn't arrived.
I'm not concerned. It will eventually show up.

[Fishindude77]

Good point. I think a 30 year duration to pay off a home is pretty ridiculous. Buy it at 30 and not paid off till 60?
Due to HELOCs and Re-financing...

[Fishindude77]

I don't know that there is an answer to this but I do know a few "good old boys", farmers and businessmen that live very low key lifestyles,...

[Fishindude77]

So buy a used car you can pay cash for....

[Fishindude77]

I think it's good policy to pay cash.
Too easy to overextend oneself when you take out a loan. The dealers and lenders encourage it.

[Fishindude77]

I don't carry much, but when I do it's typically a S&W Airweight .38 revolver. Fits right in a coat pocket....

[Fishindude77]

No doubt the newer equipment is more efficient, but It would take a lot of gas / electric savings to justify replacing working HVAC equipment with brand...

[Fishindude77]

Did a full home rebuild / remodel two years ago so everything is pretty new.
Yesterday the two year old, gas, Rheem water heater puked, had a leak...

[Fishindude77]

Amazon Prime is just so stinkin easy. Punch a few buttons and the item is at your door in a day or two, some stuff in under 24 hours.

[Fishindude77]

We obviously think very differently.

I'm pretty certain just about any able bodied, reasonably intelligent, presentable individual could...

[Fishindude77]

My thinking is just get some type of a job quickly if you get laid off to get some cash coming in rather than bleeding your savings.
Sure, it may...

[Fishindude77]

I guess it depends upon where you live.
Employers are starving for help around here, advertising signing bonuses, etc.

[Fishindude77]

Lots of jobs out there.
I'd line up another job, even if it's out of your field somewhat and doesn't quite match your existing income. No sense...

[Fishindude77]

Yep 2025 is up 0.1% from 2024 to date, big deal.
Nearly the same as 2024.

At least we're not seeing the 4-8% inflation of previous...

[Fishindude77]

My buddies and I have a running joke ......... You can hire that done for $100 or I can do it myself for $200

Anymore, I just self perform...

[Fishindude77]

Agreed
When you see some of the structures from ancient times; Pyramids, Myan structures, Stonehenge, etc. it's pretty hard to believe that primitive...

[Fishindude77]

Inflation rates at least seem to be trending the right direction.
2021 4.7%
2022 8%
2023 4.1%
2024 2.9%...

[Fishindude77]

Technically, you are correct that the value of the company goes down by whatever amount they pay out.
However, that is not always reflected in stock...

[Fishindude77]

I think where you can really pick up the savings is buying gas there.
Nice place to shop regardless.