Post Your Wins

[disneysteve]

I know the odds for 3 card poker suck but it’s a fun game. That’s why I really enjoy playing it online where I can bet as little as 10¢. In a physical casino it’s usually a $10 minimum at best. Since there are actually 4 bets per hand that means $40 a shot. Too rich for me at this point. Online I can play for $1. I’m good with that.

[QuarterMillionMan]

Your scenario.........


My scenario............

[disneysteve]

I didn’t take a screenshot but I was playing 3 card poker online today with a 25¢ bet. I hit the 6 card bonus with a straight flush to win $50.

[QuarterMillionMan]

[QuarterMillionMan]

The guy was playing an Ultimate X video poker machine .10 cents denomination ten play. He was dealt aces with a kicker on Double Double Bonus Poker and each line had either a 2x or 3x multiplier. Majority of the lines were 2x ($400) but I think two lines were 3x ($600), totaling $4400.

[disneysteve]

Tonight at the casino a guy sitting next to me hit a $4400 jackpot. He smartly requested the casino withhold $1000 for federal taxes and $500 for California taxes. He told me that if he didn't do that he would end up possibly putting all of it back in time so he wants to make sure the taxes are paid first. I commended his decision to do so.

Smart move. That’s a guy who understands how things work.

[QuarterMillionMan]

Tonight at the casino a guy sitting next to me hit a $4400 jackpot. He smartly requested the casino withhold $1000 for federal taxes and $500 for California taxes. He told me that if he didn't do that he would end up possibly putting all of it back in time so he wants to make sure the taxes are paid first. I commended his decision to do so.

[QuarterMillionMan]

And I just noticed that I posted this screen shot recently, so I'll be paying taxes on $9000 in interest as well, yikes.

[QuarterMillionMan]

Set aside that 4th column for Uncle Sam

It looks like disneysteve was right and I will have to pay 1/4 in taxes on the $4000 win. In my case as a single (not married) taxpayer my 2023 standardized deduction is $13,850 which is what I will be claiming. I do not itemize so I won't be able to offset my gambling losses against my gambling winnings, bummers. The taxman wins again, lol.

[Fishindude77]

We're rural so you pay for it.
Don't have water or sewer either; well & septic.

Not many vendors to choose from.
I suspect this low priced outfit is coming in, going to snatch up much of the business till they are a pain to the big boys, then they will get bought out by one of the big boys (Waste Management or Republic), then prices will start easing back up?
This scenario has played out in the past.

[disneysteve]

Switched vendors for trash collection this week and save approx. $150 per quarter.
New outfit opened up shop in the area, offering a bargain deal to switch over to them. I suspect in the next couple years they will get bought up and absorbed by one of the giant outfits and rates will start edging up, but for now it's significant savings.

I’ve never lived anywhere where trash collection was something you had to buy on your own. It’s always been provided by the city or township. No choice involved. How many competing companies are there? Do you decide based on price, check reviews, or what?

[Fishindude77]

Switched vendors for trash collection this week and save approx. $150 per quarter.
New outfit opened up shop in the area, offering a bargain deal to switch over to them. I suspect in the next couple years they will get bought up and absorbed by one of the giant outfits and rates will start edging up, but for now it's significant savings.

[disneysteve]

When I had health insurance through work, the premium was deducted from my pay. Since going on COBRA in 9/22, I've paid electronically from our checking account. I signed up for ACA coverage the other day and I can now charge our premium to our reward credit card. There is no service fee for using a credit card. We'll get about $120/year cash back from the charges.

[crazyliblady]

Great work!!!

Thank you!

[james.hendrickson]

My husband and I got solar panels installed in March this year. We had been wanting to do this for years, but kept encountering other situations that needed more immediate attention. We financed the solar panels and agreed between us, that whatever money we would have normally paid to the electric company, we would pay to the solar loan. We are also tracking other funds that we have not allocated for something else and applying them directly to the solar loan. The original amount of the solar loan was about $40,000. The current balance is about $26,000. We will be filing for the solar credit and are planning to have a significant part of the loan off by next December. Once it is paid off, we will be allocating extra funds tot he mortgage. This feels pretty amazing, as we have never been in this kind of financial condition before.

Great work!!!