User Profile

[ua_guy]

We generally buy from Costco. They usually have a good price on chicken, and we eat a lot of salmon, which they sell frozen, in bags. We've used their...

[ua_guy]

I'm extremely disappointed with our governor and the school board/ unions decision to return to in-person schools. My sister is a teacher, she is in a...

[ua_guy]

You might want to familiarize yourself with LA County if you haven't already. It's huge. You'll find more affordable areas as you go inland and north...

[ua_guy]

It's being discussed as a one-time cancellation of debt for federal loans only. The schools have already been paid; the debt is with federal institutions....

[ua_guy]

Like some others, mostly what I track is savings now. I understand what our "normal" monthly expenses are, and I do review our card statements...

[ua_guy]

I'm generally in the same political quadrant as you and I feel more ambivalence than opposition towards it. I see it through the lens of people I've known...

[ua_guy]

Federal Student loan forgiveness is being proposed as an economic stimulus, not that different from just sending out checks. It just happens to be more...

[ua_guy]

My spouse has surpassed me as an investor, so I'd say go right ahead. Undoubtedly, the amount of money would be small/inconsequential to our other goals,...

[ua_guy]

My husband has a crush on Gronk, says I'd be delighted to know how frugal he is. Honestly, that's not what delights me about Gronk, or Tom Brady for that...

[ua_guy]

I think doing nothing gets old quickly after a while, but I can relate to this statement somewhat as I want retirement to be a much slower and intentional...

[ua_guy]

My parents have kept themselves very active in retirement. It's good. They have all kinds of friends that they do stuff with. They have an RV and use...

[ua_guy]

I was deeply concerned about our financial trajectory as a couple. We had an underwater mortgage and some sizable vehicle debt. Wanted to get a better...

[ua_guy]

Buying our first house was a mistake. In hindsight, we were trying to follow good advice and take a little risk at the same time. High COL area. Buy as...

[ua_guy]

Doesn't matter how good password or encryption, if you're putting it on some else's server, into an app, into the cloud, etc, you're making it something...

[ua_guy]

I struggle with retirement calculators. The assumptions beyond the variables/inputs they allow, can be pretty wild sometimes. Most I've seen encourage...

[ua_guy]

I'm confused... maybe it's because it doesn't apply to our situation, and some of those numbers seem impossibly high.

Like I said...can't...

[ua_guy]

It's true, our home is a big piece of our net worth, and paying down such a pricy (because of HCOL) home has stifled retirement savings to a point. We...

[ua_guy]

Been there, done that - not those exact numbers, but I know what it's like to be house-poor for many years while trying to get on top of things. It's...

[ua_guy]

No disagreement from me. I struggle with the concept of "surprise billing" a bit because it's less of a surprise than it is a lack of knowledge....

[ua_guy]

Healthcare has to be a big one. Gen X'ers are surpassing middle age and now outnumber Boomers as their population is in decline. The Millennial generation,...