Originally posted by james.hendrickson
View Post
Probably important to note that I'm at a point in my life where I really don't care about my credit score, so I don't worry about the "ding" to my score from opening a new card. I wouldn't recommend opening a CC for the bonus for someone who, for example, is hoping to buy their first home and is working on building up their credit score so they can get a more favorable mortgage rate. Also, CCS are safe in my hands because I pay off my balance every month and have decades of spending discipline under my belt.
Comment