Introduce Yourself

[CHigh95]

Re: Introduce Yourself

Hi all!

I'm new here and new to a committment of saving. (Attempts in the past but no real committments).

I am married with 3 kids and am trying desperately to save for a house . I live in California where nothing is affordable, so sometimes it seems like I'll never reach my goal.

I don't really have a goal amount at this point, but I am just getting started. My starting balance is $15.00 in my ING account. I have already seen many valuable pieces of advice here on this site. Thanks for the opportunity and I wish everyone luck on their personal goals.

[CasaHova]

Re: Introduce Yourself

Hello I'm Andrew 22 and about to move out on my own for the first time. I have a Federal government job as an archive technician (really boring) I don't make as much as I can, but i like the stability. I don't want to live an apt (I belive in home ownership) but i have like no money and have to save for a place and for a business that a friend that I want to start, so I have to pinch pennies to save up

[Ima saver]

Re: Introduce Yourself

Hi, my name is Julie. I did not learn anything about investing until I was in my 40's. It is so important to learn how to invest early. I would advise anyone as young as Andrew, to start saving now. As little as 2 dollars a day can make you a millionaire by the time you retire. When you have some cash saved, open up a good mutual fund (I like the Index ones) and send the money in every month. I did that at age 44 and have really built my funds up to a nice sum!

[Ima saver]

Re: Introduce Yourself

I am new here. Can I ask a question? What does DH stand for. I have seen it used a lot. At first I thought it was someone's initials, but I am sure it is not.

[robex]

Re: Introduce Yourself

Dh is 'dear husband', so dd is'dear daughter', and ds is 'dear son' etc. I guess the 'd' could be darling...daring...divine...I should be putting ws for 'whiney son'--I think someone is Christmased out at our house!

[Ima saver]

Re: Introduce Yourself

Robex, thank you so much!

[abecedarian]

Re: Introduce Yourself

Hi everyone! My husband and I have 10 kids, all living at home. We've gotten lax about our spending habits, specially in the area of groceries and that wonderfully vague, MISC..In looking around here, I see I've found a great place to gain ideas and encouragent as we tighten our belts and strive to live the better for it. I'm looking forward to getting to know you all!

[Optsol]

Re: Introduce Yourself

Hello,

Just found the site and am looking forward to learning and contributing

[Ima saver]

Re: Introduce Yourself

Welcome optsol. I wonder where every gets their names?

[GenericGen]

Re: Introduce Yourself

Hi! I'm Genny and I just joined.

My family moved to rural SD from Minneapolis 2 1/2 years ago.

We are so happy because we sold our little house in the cities and bought a three bedroom home for $20K and paid cash.

Now all that is left is to pay off our student loans and a small amount of CC debt. We own our own software business and I work parttime as an office manager for a meat packing plant in town. My commute is five minutes.

Our lives are a lot different. While I miss a few things about Minneapolis, our lives are a lot less stressful. It is much easier to practice frugality here too.

I look forward to spending time here.

[asmom]

Re: Introduce Yourself

Hello everyone, my name is Sharon. I have no idea how I found your site but I am quite intrigued by it. I have always considered myself to be financially savvy but I have already learned quite a bit from surfing your site in the past two days.

I am a registered nurse and I am married with two kids. I'm completing a master's degree so I have student loans I need to pay off but I am looking forward to getting back on track financially.

[Ima saver]

Re: Introduce Yourself

Welcome, Sharon, glad you are here!

[flash]

Re: Introduce Yourself

I am new here. Can I ask a question? What does DH stand for. I have seen it used a lot. At first I thought it was someone's initials, but I am sure it is not.

Thanks for asking for all of us! I'm still catching on myself.
Thanks for the answer, Robex!

[Optsol]

Re: Introduce Yourself

Welcome to all -- I finally caught onto the DH thing. I had initially thought everyone was Divorced

[rico]

Re: Introduce Yourself

Hi - I just joined and wanted to give a brief introduction. I live in Seattle with my wife of 28 years and our two teenage kids. We also have two adult kids in the area and one grandchild. I joined because I am sick and tired of struggling financially, tired of having to decide which bills we will pay and which will have to wait, tired of being stuck in debt that we can't seem to get out of for long and am determined to get control of the situation. This seems like a good site with a lot of good advise and helpful people. I look forward to getting to know everyone.......and picking everyone's brain of whatever help and guidance they are willing to give.