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    Originally posted by greenskeeper View Post
    snowstorm O/T this month allowed for a "double payment", knocked $2k off the principal which is nice...down to $163k
    Cool!
    Kill the debt, before it kills you!

    Comment


      Originally posted by Jluke View Post
      March 2016: $48,229 (2k again)
      April 2016: $46,344

      Contemplating bigger May payment and possible payoff some time in 2017.
      Last edited by Jluke; 03-07-2016, 09:31 AM.

      Comment


        Originally posted by Jluke View Post
        April 2016: $46,344

        Contemplating bigger May payment and possible payoff some time in 2017.
        Go for it Jluke!
        Kill the debt, before it kills you!

        Comment


          Originally posted by Randomsaver View Post
          Mortgage Principal : $153K

          Closing the year's books. Everybody give yourselves a pat on the back for another year of payment stricken off the mortgage.

          Merry Christmas to y'all!
          Mortgage Principal : $136K

          I am no longer , I'm .

          Remember that $28K I had saved before for my kids' college fund which I slashed down to $14K last year to pay mortgage down? Well, I slashed further the $14K to $7K. Then I threw in most of my refund check to get the balance down to where it is.
          Last edited by Randomsaver; 03-10-2016, 10:45 AM.
          Kill the debt, before it kills you!

          Comment


            Originally posted by Randomsaver View Post
            refund check
            refund check - what's that?

            why not change your withholding and have more cash during the year to put towards your mortgage monthly?

            Comment


              Originally posted by Jluke View Post
              refund check - what's that?

              why not change your withholding and have more cash during the year to put towards your mortgage monthly?
              Thanks. I've always wanted to do this but always get brushed aside by me. This time I will research it on our company site. I guess also in a way I enjoy the refund check as a bonus I get every year even though it's not really.
              Kill the debt, before it kills you!

              Comment


                I put in $200 on the "Allowance". Is that what you guys do to your withholding tax? Putting dollars on the "Allowance"?
                Kill the debt, before it kills you!

                Comment


                  Originally posted by Jluke View Post
                  April 2016: $46,344

                  Contemplating bigger May payment and possible payoff some time in 2017.
                  May 2016: $15,456

                  It was not an easy decision. Now I can wait 2 months till my June payment. Payoff will be Dec 2016.

                  Hope that was a good move.

                  Comment


                    Originally posted by Randomsaver View Post
                    I put in $200 on the "Allowance". Is that what you guys do to your withholding tax? Putting dollars on the "Allowance"?
                    On my W-4, I select Married claiming 1. that is how I manage my tax withholding. Your way probably works too, I am just not familiar with it.

                    Comment


                      Originally posted by Jluke View Post
                      May 2016: $15,456

                      It was not an easy decision. Now I can wait 2 months till my June payment. Payoff will be Dec 2016.

                      Hope that was a good move.
                      It is an excellent decision. To live without debt is a huge foundation of the real American dream.
                      Kill the debt, before it kills you!

                      Comment


                        Originally posted by Randomsaver View Post
                        Mortgage Principal : $136K

                        I am no longer , I'm .

                        Remember that $28K I had saved before for my kids' college fund which I slashed down to $14K last year to pay mortgage down? Well, I slashed further the $14K to $7K. Then I threw in most of my refund check to get the balance down to where it is.
                        Mortgage Principal : $135K
                        Kill the debt, before it kills you!

                        Comment


                          Originally posted by Randomsaver View Post
                          My monthly interest expense went down from $375 on 10/1/2015 to $338 for 1/1/2016. That is $37 payment swing to the side of principal reduction.
                          My monthly interest expense went down from $338 on 1/1/2016 to $326 for 3/1/2016. That is $12 payment swing to the side of principal reduction.
                          Kill the debt, before it kills you!

                          Comment


                            Consultancy is the best solution to get a guaranteed mortgage loan

                            House mortgage is not so easy, a number of legal and technical hassles inhibit at the time of loan processing. You need the help of a consultant that can take care of all your loan related woes. Whatever amount you require, they always endeavor to get it approved from a certified lender. I know an advisory / loan consultancy firm, who provides the necessary guidance for a guaranteed FHA or VA loan in USA. Call in their number at 866 216 3577.

                            Comment


                              April payment made balance $88,590

                              Comment


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