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[Jluke]

You may want to also evaluate savings based on expenses.

if you spend 50k per year then you need 25 times 50k for retirement.

...

[Jluke]

I tend to tip in cash.

solely because my uninformed belief is that the server gets the tip quicker if it is cash....

[Jluke]

I only meant that OP has more room to fill those buckets.

I know someone (it was you) here said the same to me when I joined (why aren’t...

[Jluke]

Backdoor Roth?...

[Jluke]

As I said in the other thread I would focus on retirement savings.

how close are you to maxing the 19k to 401k and 6k to IRA?
...

[Jluke]

CapOne as of 1/20/2020

Savings: 0.6%
Money Market: 1.5%
Performance Savings: 1.7%

savings was always lower than...

[Jluke]

At least she is aware of how the system works and can use to her advantage [/sarcasm]

I had no idea someone could file before the end of...

[Jluke]

Required Mortgage payment is $558.

is that PITI (Principal, Interest, Taxes and Insurance) or just PI?

just trying to figure...

[Jluke]

You are concerned about having too much $$ wrapped up in cars but the same could be said for your house.

you are paying about 9600 extra...

[Jluke]

What are your retirement savings - 401k, Roth or other?

[Jluke]

No sense opening with your credit union. You will probably only have the option of CDs.

fidelity as mentioned above or Schwab or Vanguard...

[Jluke]

I was referring to depositing money in the “settlement fund” under a Roth.

you most likely won’t be able to invest until...

[Jluke]

Dividends
long term capital gains (LTCG)
short term capital gains (STCG)

those are what I see from the mutual funds I own (fidelity...

[Jluke]

Have him pay the utilities instead of the mortgage. Those are “consumable” items.

BUT I still say get a lawyer. The comment...

[Jluke]

You may need a lawyer.

you may want to familiarize yourself with state laws regarding pre-marital vs marital property as well as whether...

[Jluke]

I read something late 2019 that Amazon bought 30,000 of those vehicles to assist with holiday deliveries.

I see quite a few of them on my...

[Jluke]

If you were eligible for a Roth in 2019 (and do not currently have a Roth account) I strongly recommend opening one before tax day so your 5-year clock...

[Jluke]

Interesting that you included the extra 9883 to mortgage as part of savings.

I kind of get it but then why wouldn’t someone include...

[Jluke]

Similar situation for me.

long time at the same company and in the same department.

trade off for the stability is missing...

[Jluke]

Thanks!

yes, those costs are for 3 vehicles - sedan, compact SUV that are daily drivers and a large SUV.

Wife’s vehicle...