User Profile

[Jluke]

Not all lenders pay for the appraisal.

or in LAL case maybe appraisal had to be paid since they didn’t go through with the refi with...

[Jluke]

You can tell them or just don’t provide the next set of documents.

there’s a timeline and if you fail to meet it they will stop...

[Jluke]

Perhaps home ownership is not right for you given your circumstances and fears.

nothing wrong with renting....

[Jluke]

Do you live in a non-recourse state?

do you need to put down 20%?

first rule of real estate: location, location, location....

[Jluke]

Did they provide a good faith estimate?

Offers like this seem to be the norm now (bogleheads talk about this).

they probably...

[Jluke]

Never liked them.

However with the coin shortage I find myself wondering (somewhat panicking) if we have any coins in the house at all. ...

[Jluke]

Time to let it go...

[Jluke]

Vanguard holds a patent on ETFs making them just as tax efficient as the mutual fund.

if you are holding total us stock in retirement accounts...

[Jluke]

Wellesley is a really good choice. If possible look back at how it performed in 2008. Hint it didn’t take much of a beating as I recall.
...

[Jluke]

Last week was a really down week for the market.

maybe the election has caused it to forget about the virus that is spiking....

[Jluke]

8k in closing costs?

how is that broken down? Escrow included??

also do you have a home equity loan too?

need those...

[Jluke]

It’s just:

1 day out of 3650 (10 years)
1 day out of 7300 (20 years)

buy the dip if there is one and you have some...

[Jluke]

All I know is the grocery store budget has seen an uptick. Can’t seem to get out of the store each week without the bill being 120-150. Even when...

[Jluke]

I do not. In case you haven’t looked at bogleheads yet I found this. I saw in your CFP thread talk of fees and minimums so maybe you have seen it....