User Profile

[Jluke]

I have a Roth at ETrade (after CapOne sold out of investing). Individual stocks, Wellesley and some ETFs. So there are small fees to sell.

...

[Jluke]

Seems like the market does that for me.

I should probably take a close look at my fidelity account to see where I am at. I would only rebalance...

[Jluke]

Age 42

i target 70:30 or so across accounts.

It has probably drifted to 75:25....

[Jluke]

Set your savings goals and cover your necessary expenses (however you may define those).

Any money leftover can be spent on whatever you...

[Jluke]

I always say eating out isn’t in my budget: financially as well as calories....

[Jluke]

Your parents still pay your cell phone?

maybe you should pay the bill instead of them (assuming it is a family plan).

Otherwise,...

[Jluke]

Sometimes I just order an appetizer or two as my meal....

[Jluke]

Rewards credit card.

Many advantages....

[Jluke]

From your other post about lost money I was wondering if that 500 per week cash withdrawal was manageable.

Once that cash leaves the account...

[Jluke]

It usually goes something like this before I spend my savings:

@%#& It!

you only live once

[Jluke]

I would open an IRA with Fidelity, vanguard or Schwab. You won’t be able to invest your money at the credit union (I could be wrong)

If you...

[Jluke]

Payoff that credit card balance today. Carrying a balance doesn’t improve your credit score.

No 401k? $0 in retirement. “Normal” debt....

[Jluke]

Usually around 100k miles things start going downhill for my vehicles. I purchase brand new.

I’ve been keeping my commuter car for 5-6 years....

[Jluke]

The one MLP that I had invested in years ago could not be purchased in a Roth IRA
so I bought it in a taxable account.

I would be...

[Jluke]

Will ARLP generate a K-1 come tax time?

that alone would dissuade me from investing in another partnership.

Taxes too complicated...