User Profile

[Jluke]

The realtors should have known how to handle a low appraisal. Did anyone consider getting another appraisal - at the sellers expense?

what...

[Jluke]

Target is
40k emergency
10k sinking
10k savings cushion

When those targets are exceeded I evaluate where we are and move...

[Jluke]

Roth was the first thing to come to mind when reading the first post but as expected others noted that.

I would just add that if your income...

[Jluke]

That’s the reality. Everything is costing more and everyone is charging more now. Even a haircut went up $1 for me. So it’s a great excuse...

[Jluke]

So $1200 more for the year

it’ll probably cost more than that just to move (boxes, truck rental, other costs)

can you...

[Jluke]

Steady employment combine with frugal lifestyle and savings rate.

Apple stock

[Jluke]

My motivator for paying off my old house was a low balance and some inexperience.

I have a mortgage again that is around 167k with 18 years...

[Jluke]

ZERO for an international fund since 2019 or so

[Jluke]

I have a lot of clothes from the 90’s / 00’s that I should probably sort through. Hard to believe they are 20+ years old.

plus...

[Jluke]

Investments up 222k since last year (40k of that was contributions in 2021)

[Jluke]

You can’t really go back in time.

focus on the future.

what do you expect your expenses to be in retirement?
...

[Jluke]

‘Tis the season for dividends and capital gains distributions.

I think most Vanguard funds wrap up the distributions on Dec 30
...

[Jluke]

I was thinking tear down as well and saw rennigade suggested same.

worth asking and getting a quote.

I would be looking into...