Jluke
$ Saving College Junior
Joined: 05-26-2015
Location:
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Yes. I wanted to see if OP was going to do the same with an online option or if this is just a spam post.... -
How will you work during COVID restrictions?Leave a comment:
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Since you didn’t close before July 1 you have now paid all interest from June.
now the interest clock for a July starts. When you...Leave a comment:
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Does emotional intelligence factor in here at all?...Leave a comment:
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The things I can control are maxing out the Roth, on track to max the 401k.
I refinanced my 30-yr 3.875 (2.5 yrs old) to a 20-yr 3.125....Leave a comment:
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If you had a house you would be throwing money away on PMI, interest and property taxes. Though they might be deductible.
with 20k cash...Leave a comment:
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^^^^
AUM is Probably why that advisors wants to invest aggressively...Leave a comment:
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My cash EF is 40k. My total cash pile (w EF) is 60k
extra 20 is for possible HVAC and other kinds of expenses.
life is more...Leave a comment:
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^^
Had a deal with the father in law I believe.
Typically a loan needs to have interest but maybe this arrangement was different and...Leave a comment:
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Is that with or without a paid off home?
and for couples is that the total amount (1.4 million) or is that per person?Leave a comment:
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Stocks?
everything else was good but maybe you want them to focus more on index funds?
or not.
anyone interested,...Leave a comment:
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Pre-Covid my cash holding was around 40-45k.
I ramped it up to 60-65k now in cash.
just felt better having extra cash on hand...Leave a comment:
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Ok. Gotta ask. What is your color preference?...Leave a comment:
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39 Years old paid off house.
but moved 2 years later and have a mortgageLeave a comment:
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I think Chase was also reducing credit limits on their cards too.
mine might have been reduced 2k. I just can’t remember where I was...Leave a comment:
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That is crazy good.
I got 3.125% for 20 years (refi) at my credit union. Close next week
I didn’t bother shopping around...Leave a comment:
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I can.
Haha. It just works by coincidence with my numbers. Percentage wise I am probably saving 30% minimum
and the average person...Last edited by Jluke; 06-05-2020, 12:04 PM.Leave a comment:
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If you are allowed to contribute 19,500 to 401k and 6000 to IRA, then I use that as my benchmark since I can comfortably achieve that.
And...Leave a comment:
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$5000 to Wellington todayLeave a comment:
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