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"Money can't buy you happiness, but it does bring you a more pleasant form of misery." - Spike Milligan

Sick and a Visit to the Freezer Bank

June 24th, 2019 at 08:36 PM by Lucky Robin

I have really been out of it the last several days. I picked up a bug at the doctor's office when I went in for my hip. It's low level, but I am having a hard time shaking it off. It is hard to want to do anything. I've got a couple baskets of clothes and towels to fold and put away and some garden work that needs doing, and nothing. Just not up for it. At least it is not costing me any money, though. Take out was not purchased. Instead I went to the freezer bank.

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Interest πŸ€¦πŸ½β€β™€οΈπŸ™„

June 24th, 2019 at 06:27 PM by Amber

I hate interest. Before my legal issues I had paid $300 on CC10, my final card, only to be hit with a $100 in interest πŸ™„πŸ™„
No complaints, that’s what I signed up for when I agreed to use the card. I was really hoping to get this sucker gone but nooooo my jack🀬 of a bother decided to file a suit πŸ€¦πŸ½β€β™€οΈπŸ™„. Every time I think about him, I get ticked off 😑. I’m more ticked off with him causing me to delay making extra payments.

Other news, I meal prepped...
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Debt Update - 6/21/19

June 24th, 2019 at 01:50 PM by Banker Gurl

Had a nice big update this time! Hoping to send a bit extra to Rental #1 Mortgage for next update.

Celebrations for this update:
-$1088.04 paid off in the last 2 weeks!!
-Total Debt went under the next $1000 mark for the 2nd update in a row!!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
Store Loan $2,536.16
Mom Loan #2/#3 $33,292.95
Rental #1 Mortgage $79,293.84
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Eat out day

June 24th, 2019 at 01:33 PM by CB in the City

After music lessons GS2 and I went to IHOP for our eat out day. It cost about $30 with tip. IHOP is not so cheap any more. But I guess I'm in the dark ages thinking a lunch should be about $10.

Yesterday he spent the afternoon at his D&D club. As a treat, we took the train home. It was free, as I have a ride-free card, and he has his own Ventra card.

I was too hot and tired to make the stuffed peppers, so I heated up a frozen pizza. I've made the peppers today. Just...
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FB Sales Week of 6/16/19 - 1300th Sale!

June 24th, 2019 at 12:38 PM by Banker Gurl

Summer has been so crazy, seems like we never even have an evening off to relax! FB Sales for the week were $169.00!!

Sale #1299 (KJ) $54.00
Bath & Body Works Lotions and Shower Gels(9) - I paid $4.41 each for 4 of them and $3.49 each for 5 of them
Sold for $6.00 each
Profit = $18.91

Sale #1300 (KAV) $40.00
Hamilton Beach Microwave (Joint with my FIL) - We paid $16.05
Sold for $40.00
Profit = $23.95

Sale #1301 (MS) $25.00
Bell Shell Rear Child Bike Carrier...
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This and That

June 24th, 2019 at 11:35 AM by FIRE and I

I am leaving on Friday for a week long vacation to visit my sister and her family. I always seem to have wayyyy too much to do in the days leading up to a vacation. I don't know why! I made a list of the things that I need to do before I leave so that I don't miss anything important.


I have zucchini coming out of my ears! I planted four yellow zucchini plants, (one turned out to be a hybrid yellow/green), and they are producing...
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Frugal Report Card

June 24th, 2019 at 08:02 AM by Creditcardfree

Here's a few frugal things that happened in the past week or so at our home:

I made black beans from scratch. In other words I took a pound of dried beans and cooked them, which resulted in over three cans worth of black beans. This is like getting at least one can free.

I shopped from our pantry yesterday before going to the grocery store and came up with nearly three meals we could make with what we had on had. I only spent $75 at the grocery store as a result. I think...
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Lack of Customer Service

June 24th, 2019 at 07:08 AM by Amber

Went into Walmart showed the cashier my healthy card discount, tried to explain to him how it works and he gave me the hand πŸ– 🀚 as if to say I got this know your lane. Long story short, he had no clue and doubled the amount due. After all of hid debacle, I had to wait for him to re-ring my items up. Of course this time he got it right.

Next I went into Publix, waiting to be served and the deli clerk was playing around. The other clerk kept asking for help and of course...
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June 23rd, 2019 at 08:49 AM by CB in the City

GS2 and I went to see the Avengers movie yesterday. No cost since he had gift cards (which he almost lost, but found in a pocket). He was quite unconcerned that he may have lost $50 worth of gift cards, but I was freaking out! Hopefully, when he gets older, he will be more money-conscious.

After the movie, we stopped at Pepboys because the tire light came on. We would have had to wait an hour and a half before they could check the tires over for holes or nails, so we settled...
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Fetch App

June 23rd, 2019 at 08:09 AM by Creditcardfree

I signed up for the Fetch app this week. It's similar to Ibotta, maybe a little more lucrative? Not quite sure yet. The advantage is you don't have to find the offers. You just scan the receipt and it rewards you based on what you bought and what offers are available. I think at a minimum you get 25 points for each receipt. I already have almost 6K points. Payout is 11,500 points for an online Visa or Mastercard worth $10. There are other options for less points.

It's free...
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Upped EF

June 23rd, 2019 at 03:57 AM by Amber

The tenant paid the rent $850, via cash app. I’ll throw $100 into the rental property account that I manage for my siblings and $750 into my EF, to rebuild it. Thank God, they agreed to let me use the money for legal stuff.

My rollover hit my Fidelity account and I’m suppose to pick some funds, but before I do that I will definitely research and get an understanding of how things work. I still have to roll over another $200.

As you all know I’m in a battle with my...
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Upped EF

June 23rd, 2019 at 03:57 AM by Amber

The tenant paid the rent $850, via cash app. I’ll throw $100 into the rental property account that I manage for my siblings and $750 into my EF, to rebuild it. Thank God, they agreed to let me use the money for legal stuff.

My rollover hit my Fidelity account and I’m suppose to pick some funds, but before I do that I will definitely research and get an understanding of how things work. I still have to roll over another $200.

As you all know I’m in a battle with my...
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If We Weren't in Debt Maybe We Could Help

June 22nd, 2019 at 09:29 PM by Lucky Robin

I think my sister and BIL are in trouble. First they wanted mom to take out a mortgage on her house and loan them money so they could buy a new house before they sell their current house. Mom said no. Now it seems like they have racked up some credit card debt and want to move in. Mom said no because there is no space for them. I also suspect because my sister has done nothing to help her over the last decade or she might clear out the attic. Not that BIL can climb stairs....
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One Day Down

June 22nd, 2019 at 07:28 AM by CB in the City

My first day with GS2 went well. We went to his grandpa's house (my ex) to water their plants while they are on vacation. Doing this will earn a little money for him. Then I stopped at Walgreen's and picked up some creamer and sparkling water ($7). I like to have those around, and DS & DIL don't use them. I went to Walgreen's, because it was graduation day at the big university in town, and getting around was a huge challenge. Walgreen's was the easiest in/out.

I made...
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saving money tips

June 21st, 2019 at 10:52 PM by mumof2

So I have just rejigged my budget for when our house guest leaves in early july 8th)...I have also have our menu plan done ready to go the day she leaves so we can get back on track and hopefully save some money in that hubby and I have our mad money that we get each month which we can do what we want with it...and I have 2 tins that I put money in each month for when the kids move out they have cash in their pockets to do their firt big shop etc..or whatever they need...
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More Money In

June 21st, 2019 at 07:53 PM by Creditcardfree

I redeemed $26.43 from Ibotta today after I was credited $11.11 for a Joann Fabric purchase. The money is instantly added to my PayPal account. I now need to accumulate another $20 before I can redeem again. That will probably be another six months!

We received a check from the utility company in the amount of $38.51 in the mail today. Theoretically, our rent includes utilities on the base that we live, but if our usage is under the average or an average range we get a credit....
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June 21st, 2019 at 05:47 AM by Jazzy

That's how much was budgeted to credit card payments this month in YNAB. That's not including new card purchases and interest (which are both budgeted for in other categories). In order to pay off the three credit cards that I'd like to, I need to budget $566.47 plus one more credit card that we're just paying the minimums on for now (it varies, but about $175). That's definitely doable. I can't wait to free up that amount.

We have had more money in our bank account since truly...
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Full-time Babysitting Begins

June 21st, 2019 at 05:37 AM by CB in the City

Some time today GS2 will come over and I will have him for about a week, depending on how the tournament goes. We will sleep at his house, but will spend some time here during the day so my cat doesn't think he's abandoned.

I'm planning to make cheese quesadillas for lunch, but after that I'm going to be creating meals from the fridge at GS2's house. I'm really going to try to keep spending down, because pay day doesn't arrive till Wednesday.

I was looking at my calendar...
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getting ready for july

June 21st, 2019 at 01:26 AM by mumof2

Well our house guest leaves in 16 starting the 8th july will work hard to get back on track..they leave on the 8th and we have 2 days after that before payday so in that time we will get our menu plan done for a couple of weeks so can get our food budget back on track (have been so bad with just 1 extra person), hopefully we will use less gas as we won't be driving as much...all bills are paid on time so that is fine but really have to start hitting our goals hard over...
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Both Credit Cards Under $2K Each; Good Job News

June 21st, 2019 at 12:51 AM by VS-from-oz

As of Thursday 20th June, my Virgin card was $1997 and my NAB card was $1442. I made the goal to have that under $2000 in the next few weeks (took 2 weeks), so am very happy about that!

I missed blogging last week because I was sick with a cold, and actually had 2.5 days off work. All better now but didn’t really have the energy to do much for a couple of days.

I also have transferred $31 to our holiday savings for UK πŸ‡¬πŸ‡§ next year. So far we have $1200, last week...
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