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"A lot of fellows nowadays have a B.A., M.D., or Ph.D. Unfortunately, they don't have a J.O.B." - Fats Domino


It is the belief at that you are the principle person responsible for your personal finances and the decisions you make. Although we try to bring accurate information, under no circumstances can or do the and sister sites owners, contributors, authors and partners warrant the completeness or accuracy of the content found on or sister sites, or its usefulness for any particular purpose. Therefore, the and sister sites owners, contributors, authors and partners make absolutely no promises or warranties, nor accept responsibility for any liability, injury or damage that you may cause or incur when using the information provided on and/or sister sites.

We also can't and don't make any promises that and sister sites' content or service will be delivered to you uninterrupted, timely, secure, or error-free. All information and content provided on and sister sites is to be used on an "as is" basis. We encourage you to research all information provided on and sister sites thoroughly with other advice out on the web and from other sources and weigh it to your particular circumstances to be applied accordingly. None of the information provided on or sister sites is meant to be used in replacement of professional advice and the users are strongly encouraged to seek such advice before making any decision. It is solely up to the user to determine if advice is safe and suitable for their particular situation. and sister sites also provide links to various other sites that contain information, products and services. We have absolutely no control over the content of these sites and therefore can't and don't warrant the completeness or accuracy of the content found on them. Use them at your own risk. has financial relationships with some of the cards mentioned here, and may be compensated if consumers choose to apply for these links in our content and ultimately sign up for them.

These disclaimers being stated, we do want to provide as accurate of information as possible and strive to do so. If you find any information on this or sister sites to be incorrect, please contact us.
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