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Saving Advice is a community built around the notion that saving money is good. We offer free articles and information on all aspects of personal finance including debt reduction, how to save money, how to make money and how to invest. If you need any money saving advice, you have found the right place.

Politics Promises / Chutzpah / Stock Updates 3 hours ago Andrew Tobias
$3,333 a Month for Retirement? These 12 Small Towns Make the Math More Manageable 3 hours ago Drew Blankenship
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Our Latest Articles

Health

Need an Answer From Your Doctor? New Research Shows How to Write a Better Portal Message

September 1, 2026 • Drew Blankenship

Finance

What Happens If You Lose A Winning Lottery Ticket?

September 1, 2026 • Drew Blankenship

Budgeting

Should You Remove the Escrow Amount From Your Monthly Budget After You Pay Off Your Home—or Keep Saving It?

August 31, 2026 • Drew Blankenship

Estate Planning

If You Died Tonight, How Long Could Your Family Keep Paying Your Bills?

August 31, 2026 • Drew Blankenship

Insurance

Your Prescription Costs $8 One Month and $80 the Next. Here Are the Questions to Ask Before You Pay

August 31, 2026 • Drew Blankenship

Personal Finance

The Only Guaranteed Way For Middle Class People To Become Wealthy

August 30, 2026 • Tom Corley

Banking

Before You Give an Adult Child Access to Your Bank Account, Understand These 5 Alternatives

August 30, 2026 • Drew Blankenship

Estate Planning

What Happens If Your Ex-Spouse Is Still Listed As a Beneficiary When You Die?

August 30, 2026 • Drew Blankenship

Finance

You Have $300,000 in Home Equity and No Plans to Move. So What Is That Money Actually For?

August 30, 2026 • Drew Blankenship

Taxes

Your Property Tax Bill Went Up Again. Should You Appeal the Assessment?

August 29, 2026 • Drew Blankenship

Insurance

The Medicare Extra Help Program Could Be Worth Thousands — And Some People Still Don’t Know They Qualify

August 29, 2026 • Drew Blankenship

family finance

You’re 70 and Your Adult Child Wants to Borrow $20,000. What Should You Consider Before Saying Yes?

August 29, 2026 • Drew Blankenship

financial planning

Your Spouse Has Always Handled the Money. Learn These 8 Things Before You Have To

August 28, 2026 • Drew Blankenship

Insurance

Medicare Open Enrollment Is Two Months Away — 7 Things You Can Start Gathering Now

August 28, 2026 • Drew Blankenship

social security

Can You Really Live on Social Security Alone? Let’s Build a Budget Around the Average Check

August 28, 2026 • Drew Blankenship

Banking

Retired With $100,000 in the Bank? Make Sure You Understand What FDIC Insurance Actually Covers

August 27, 2026 • Drew Blankenship

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The Latest From The Saving Advice Blogs

August 2026 Net Worth

Firefly's Personal Finance Blog
Tue - Sep 01 09:52am
My TSP hit $1.8m this month for a high of $1.827m, but dropped to just barely under $1.8m by the end of the month. No worries...
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How Smart Manufacturers Protect Capital:...

Arancia's Personal Finance Blog
Tue - Sep 01 02:19am
[b]How Smart Manufacturers Protect Capital: Lessons Investors Often Overlook[/b] Most investors focus on financial instrumen...
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August 2026 net worth update

Ceejay74's Personal Finance Blog
Mon - Aug 31 10:14pm
Well on paper it was a decent month; our net worth increased by $12K. Our real story is a lot more complicated. I don't have...
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I love rugs

LivingAlmostLarge's Personal Finance Blog
Mon - Aug 31 09:53pm
I had no idea I love rugs. I had no idea what they were for. I like hardwood and I don't like carpets.  But rugs are bea...
VIEW POST

Drama is better when it's others' llama

Trying to keep Tabs on my finances
Mon - Aug 31 09:35am
Here we are, end of the month, and while I did not under-spend as much as I did the previous month, I still only spent maybe ...
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The Latest From The Saving Advice Forums

How hard is it to move from a LCOL area ...

riverwed070707 • 01 Sep 2026 17:31:52
...
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Passive Income Ideas

bjl584 • 01 Sep 2026 15:17:24
Some of these are easier and more realistic than others, but here are a few ways to make some extra money. Your job isn’t the only way you can make money. The cash stream from sources of passive income requires some upfront...
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Running out of money in retirement

bjl584 • 01 Sep 2026 10:33:11
This post is geared towards running out of money after FIRE But it does bring up a bigger issue. Whether you retire young or wait until a more traditional age, the threat of running out of money is real. I’ve been reading...
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First time homebuyers nightmare first ye...

bjl584 • 27 Aug 2026 21:23:46
Has anyone experienced any nightmare scenarios as a first time home buyer? I've thankful been lucky Moved in last May, currently experiencing some plumbing issue, demoed first floor bathroom ceiling to identify the leak, now w...
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Retirement Savings -- Countup

Randomsaver • 27 Aug 2026 20:54:30
Retirement Account Savings . . . count it up. I've a long waaaaaays to go . . 10 years including this year is my target. Retirement Savings : $145K :angry...
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RETIREMENT AND PERSONAL FINANCE

The Only Guaranteed Way For Middle Class People To Become Wealthy

August 30, 2026 • Tom Corley

What Does the Average American Over 60 Live on Each Month?

August 25, 2026 • Drew Blankenship

When Is It Finally Okay for Retirees to Stop Saving Money?

August 24, 2026 • Drew Blankenship

SHOP SMART

Should You Remove the Escrow Amount From Your Monthly Budget After You Pay Off Your Home—or Keep Saving It?

August 31, 2026 • Drew Blankenship

Best Budgeting Apps for Retirees in 2026: 7 Features That Matter on a Fixed Income

June 16, 2026 • Drew Blankenship

9 Budget Adjustments Retirees Are Making After January

February 14, 2026 • Catherine Reed