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Saving Advice is a community built around the notion that saving money is good. We offer free articles and information on all aspects of personal finance including debt reduction, how to save money, how to make money and how to invest. If you need any money saving advice, you have found the right place.

Retirement 6 Unexpected Costs of Aging in Place No One Prepares You For 10 hours ago Riley Schnepf
The Growing Debate Over “Right to Garden” Laws in Urban Areas 10 hours ago Riley Schnepf
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Our Latest Articles

Banking

How Some Banks Are Still Charging Illegal Overdraft Fees

July 7, 2025 • Riley Schnepf

Safety

7 Times a Security System Failed When It Mattered Most

July 7, 2025 • Riley Schnepf

Retirement

Why More Retirees Are Ditching Smartphones for Safety Reasons

July 7, 2025 • Riley Schnepf

Personal Finance

8 Financial Products That Quietly Expire Without Payouts

July 7, 2025 • Riley Schnepf

Inheritance

The New Rule Making It Harder to Pass Down Real Estate to Family

July 7, 2025 • Riley Schnepf

Housing

Why Seniors in Condos Are Facing Higher Dues Than Ever

July 7, 2025 • Riley Schnepf

Home Improvement

6 Yard Projects That Violate Local Codes Without Warning

July 7, 2025 • Riley Schnepf

Artificial Intelligence

How Major Retail Chains Are Replacing Customer Service With AI—And Failing

July 7, 2025 • Riley Schnepf

credit card

How Some Credit Cards Penalize You for “Responsible” Spending

July 5, 2025 • Riley Schnepf

home

10 Popular Kitchen Trends That Lower Home Resale Value

July 5, 2025 • Riley Schnepf

scams

7 Online Scams That Now Target Couples Over 50

July 5, 2025 • Riley Schnepf

Estate Planning

The Financial Consequences of Delaying Your Will—Even by a Month

July 5, 2025 • Riley Schnepf

Retirement

Why Some Seniors Are Moving Back in With Their Children (and Regretting It)

July 5, 2025 • Riley Schnepf

Banking

6 Times Online Banking Locked Out Retirees in an Emergency

July 4, 2025 • Riley Schnepf

Retirement

9 Senior Citizen Discounts That Quietly Vanished This Year

July 4, 2025 • Riley Schnepf

Retirement

The Real Cost of Aging Alone in Suburban America

July 4, 2025 • Riley Schnepf

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The Latest From The Saving Advice Blogs

Ozonator

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About a year or so ago, I heard about a device for the laundry room that connects to the washing machine and prevents the nee...
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OMG biggest elec bill ever

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Mon - Jul 07 11:17am
Well we got our new electric bill in the biggest we ever had and I am not happy, I know our state pay one of the higest rates...
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Patient Saver not feeling so patient...

Save More, Spend Less
Sun - Jul 06 07:50pm
I had a nice little day trip to New Paltz, NY as planned. It was a guided tour of Historic Huguenot Street, an area occupied ...
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Where Did the Last Month Go?

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Happy Independence Day to all my lovely American readers.  We have 50 minutes until we make the long and arduous trek to...
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Kitchen update 7/3/25

Disneysteve's Common Cents Blog
Thu - Jul 03 07:37pm
Our guy was off today (and will be off tomorrow). Yesterday he painted the ceiling and did a couple of coats of primer over t...
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The Latest From The Saving Advice Forums

Ebay sellers thread (other platforms too...

disneysteve • 07 Jul 2025 16:33:43
I know a few of you sell at least occasionally on ebay. I don't think any of you sell regularly but I may be wrong. I figured I'd start a thread for any ebayers to share tips and tricks and progress and challenges. I've been on e...
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401k withdrawal for home down payment

LivingAlmostLarge • 07 Jul 2025 14:00:31
A friend asked if they should take out from their 401k to put down on a house. I said yes. Their financial advisor suggested it. Mind you if they do this they will be emptying most of it and he won't make any money off of them. Bu...
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2025 Decluttering Thread

disneysteve • 03 Jul 2025 15:19:50
New year, new thread This is the place to share your success, challenges, and failures when it comes to getting rid of clutter and staying organized whether it's in your house, your workplace, your car, wherever clutter builds up...
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Retirement Savings -- Countup

Randomsaver • 03 Jul 2025 15:15:23
Retirement Account Savings . . . count it up. I've a long waaaaaays to go . . 10 years including this year is my target. Retirement Savings : $145K :angry...
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2024 Financial Review & 2025 Outlook

kork13 • 03 Jul 2025 00:30:07
As we approach the new year, it's always a good time to look back/look forward toward past & future goals, as well as how things have gone for you overall. So let's see your 2024 in review, and your outlook for 2025! (or beyon...
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RETIREMENT AND PERSONAL FINANCE

Why More Retirees Are Ditching Smartphones for Safety Reasons

July 7, 2025 • Riley Schnepf

8 Financial Products That Quietly Expire Without Payouts

July 7, 2025 • Riley Schnepf

Why Some Seniors Are Moving Back in With Their Children (and Regretting It)

July 5, 2025 • Riley Schnepf

SHOP SMART

10 Budgeting Rules That Are Quietly Hurting Middle-Class Families

July 1, 2025 • Riley Schnepf

8 Things You’re Forgetting to Include in Your Monthly Budget

June 30, 2025 • Travis Campbell

How to Unlearn Generational Scarcity Without Blowing Your Budget

June 5, 2025 • Riley Schnepf