Insurance

by Drew Blankenship

What Happens If Nobody Claims a Life Insurance Policy? Someone can faithfully pay life insurance premiums for 30 years, die with a $100,000 policy in force, and still have the... read the story

by Drew Blankenship

Before Calling the Number in a Medicare TV Ad, Check These 5 Things The commercial sounds irresistible: extra benefits, low premiums, money toward everyday expenses, and a toll-free number... read the story

by Drew Blankenship

Signing the House Over to You Can Erase the Step-Up and Trigger Medicaid’s 5-Year Look-Back “Why don’t I just sign the house over to you now?” It sounds like an easy estate-planning shortcut whe... read the story

by Drew Blankenship

Your Spouse Dies and Medicare Stays — But the Single-Filer Switch Can Raise Your Premium Two Years Later Losing a spouse doesn’t end your Medicare coverage, but it can quietly change the math used to determine what you ... read the story

by Drew Blankenship

Your Medicare Drug Plan May Use a Different Pharmacy Network in 2027 — Check This Before December 7 You may have the same prescriptions, the same Medicare drug plan, and the same neighborhood pharmacy you’ve used f... read the story

by Drew Blankenship

That Prescription Is Moving to a Different Tier Next Year — What Could It Cost? A prescription that costs $10 or $20 today may not cost the same amount when your Medicare drug coverage resets in Janua... read the story

by Drew Blankenship

Should Retirees Keep Paying for Life Insurance After the Mortgage Is Gone? Paying off the mortgage can change retirement finances overnight. A household that once needed life insurance to make su... read the story

by Drew Blankenship

What Happens to Medicare When a Retiree Moves to Another State? Moving from Ohio to Florida, California to Arizona, or any other state doesn’t mean starting Medicare from scratch... read the story

by Drew Blankenship

Did Medicare Pay for a Test You Never Received? A New Fraud Crackdown Gives Seniors a Reason to Look When was the last time you checked whether every laboratory test appearing on your Medicare claims was one you actually ... read the story

by Drew Blankenship

CMS Is Targeting Unauthorized Health Insurance Enrollments—Here’s What Consumers Should Check Imagine going to use your health insurance and discovering that the plan you thought you had isn’t the plan showin... read the story