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Back to Basics: Saving Money
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Insurance
by Catherine Reed
Electric-Vehicle Insurance Hike: How Riders Over 60 Pay More Because of New Algorithm Risk Models
If you drive an EV and your renewal suddenly jumped, you’re not imagining things. The insurance hike has been hitting ...
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by Catherine Reed
The January Health Insurance Reset That Can Blow Up Your Budget Overnight
January is when a lot of people feel financially “reset” in a good way, but health insurance resets in a way that ca...
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by Catherine Reed
Your Car Insurance “Discount” Could Be a Tracking Trap: What That Driving App Really Collects
That “safe driver” discount looks harmless: download an app, drive normally, and watch your premium drop. But many p...
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by Catherine Reed
Medicare “Carrier Contraction”: Why UnitedHealthcare and Humana Just Exited 400+ Counties
If you’ve ever told yourself Medicare Advantage “doesn’t really change,” 2026 is here to challenge that ...
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by Catherine Reed
Medicaid Eligibility Erosion: How a Tucked-Away Rule in the Budget Is Dropping Lifeline Access for Older Adults
A lot of older adults don’t lose coverage because they suddenly became “too wealthy” or stopped qualifying overnig...
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by Catherine Reed
The “Gift” Warning: Why Giving Money to Grandkids in 2026 Could Stop Your Medi-Cal Coverage
Giving a little cash to grandkids feels like the kind of generosity nobody should have to second-guess. But in 2026, Cal...
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by Teri Monroe
5 Co-Pay Categories That Shift Once Annual Limits Reset
The arrival of January 1, 2026, marks the annual “Great Reset” for healthcare spending. For millions of Amer...
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by Teri Monroe
5 Big Insurance Tricks That Make Your Premiums Climb Without Warning
Many older adults say their insurance premiums—auto, home, and even health—are climbing without warning. Retirees wh...
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by Teri Monroe
Avoid The Big Trap: Why Long-Term Care Insurance Policies Fail
Long-term care insurance was designed to protect families from the crushing costs of nursing homes, assisted living, and...
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by Amanda Blankenship
The Dark Side of Medicare Advantage: 5 Nightmares That Could Happen to You
Medicare Advantage plans may seem like a good idea. Most of the time, it seems like you’ll be able to save money a...
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