Was able to make a CC payment today...$3200 so feel good about that...hoping to make 2 smaller payments during the month. Yah getting there
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I did a bunch of Christmas shopping this morning on Amazon. It was $354, and I'm about half done. I didn't get any Cyber Monday deals; I was working from wish lists.

After doing laundry and cleaning up, I went to the Kia dealer to see if someone there could help me with the phone function. Someone did get it paired for me, and showed me the basics, but for some reason my contacts would not download. I'm going back next Monday for the 30,000-mile service, so we will revisit...
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Debts
Mortgage -$113,042.44 (-$154.93)
0% CC -$3,500 (-$515)
Helitech Loan -$4,000 (-$562.50)
Medical Loan -$2,000 (-$109.65)

Savings
Roth IRAs +$15,721‬ (+$395)
401Ks +$25,203 (+$948)
Emergency Fund +$2,428(-$931)
Animal Fund +$105 (+$1)
Truck Fund +$1,855 (+$130)
HSA +$551 (+$201)

Overall: +$2,086.08

A solid month. Lots of gain which was offset from having to pay my annual yearly home insurance.

Not figured in this is the $1,500+ we spent on nursery...
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And just like that my computer is toast. :/ The computer I scrimped and saved for and then paid off early.

I knew this day was coming. It has been making some noises for a month or two now. (Of course about a month after my extended warranty wore off...) The computer is 4.5 years old and I use it for hours daily and have lots of programs and games.

Fortunately I can still get in it in safe mode so I was able to save my bookmarks, and documents. I had almost everything backed...
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Total sales for the week were $487.00!!

Sale #1505 (SK) $12.00
Atari Flashback 9 (Joint with my FIL)- We paid $11.77
Sold for $12.00 (Sold to a family member so just sold for cost)
Profit = $.23

Sale #1506 (LC) $12.00
Bath and Body Works Lotions (2) - I paid $3.49
Sold for $6.00 each
Profit = $5.02

Sale #1507 (AH) $68.00
Licensed Character Slipper Socks (Joint with my FIL) - We paid $1.07
Sold for $3.00
Profit = $1.93

Philips Net Lights (Joint with...
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so i had a long weekend off the check for this week will be sad but as this is just extra income I am OK.

I went to a dermatologist as I had a new odd growth looked like a mole had all the " signs" the articles etc tell you to look for irregular edges / rough texture/ changing color /itchy etc.
Took this DR 15 seconds to say "Nope, it is a common benign growth ( long weird name) that has zero chance of cancer"
I was relieved but also felt a bit silly. i told him that...
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Lots of little goodies for Christmas sales, the watches are already selling great!!

Air Metal Ball (Bought 1)
Regular Price $3.88
Final Price + Tax = $.03 each
(Marked $1.00 each for rummage sale)

Equate Adult Tussin 8oz (Bought 5)
Regular Price $3.36
Final Price + Tax = $.80 each
(Marked $2.00 each for rummage sale)
*ETA - Sold 1 for $2.00 on FB on 11/24/19

Parents Choice Breast Milk Storage Bags(Bought 1)
Regular Price $4.32
Final Price + Tax = $1.07 each
(Marked...
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We went to WalMart tonight to pick up some outdoor Christmas decorations. MIL's treat. They didn't have much left. I guess when you start selling Christmas stuff before Halloween, expecting there to still be a decent selection on December 1st is too much?

We got icicle lights in blue and white for the house's gutter line and porch peak and some bush blanket nets, some candy canes, and 4 little decorations (a cardinal, an angel, a star, and a Santa face) that we can attach...
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$346.83 Tithe
_400.00 Grocery Envelope
_500.00 Medical Fund
__75.00 Household Fund
__61.74 Life Insurance DH
__60.46 Life Insurance Me
_100.00 Gas Money
_100.00 Adults Blow Money
_120.00 Kids Allowances
_700.00 Christmas Fund
1000.00 Monster Mom Loan
--------------
3464.03 Total Money Out
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It's been a little while since I posted a student loan update. Still here working on them.

Loan snapshot:
Private loan: $19,612.46 principal and $454.07 interest – PAID OFF
Grad plus loan: $9,546 principal – PAID OFF
Stafford loan #1: $8,500 principal – PAID OFF
Stafford loan #2: $8,500 principal- PAID OFF
Stafford loan #3: $8,500 principal and $1,399.20 interest: Balance: PAID OFF
Stafford loan #4: $43, 595.23 principal and $10,794.81 interest: -PAID OFF
Stafford...
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Here is a new spreadsheet I have been working on. As you can see, it is a bit more detailed than the one I have used in the past. It is basically showing a summary of every transaction in my checking account for the month of November 2019.

So it begins with an area labeled "Income" and colored yellow. "Income" is a bit too narrow, as it also includes money transferred in from other accounts, and the beginning balance of my checking account, labeled "Buffer".

The second...
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Not much to report overall. DH and I went on two day bus trips this week. Not exactly great planning on the travel agency's part, but they were things we wanted to do.

The first was to go to Joliet to the Jacob Henry Mansion. It is a Victorian home that has been kept up and there was a luncheon complete with Mr. and Mrs. Lincoln visiting. After a delightful meal (usually these aren't all that great, but this one was) the Lincolns talked about how Christmas was celebrated during...
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A few weeks back, someone on the forums mentioned looking at new credit cards. I suggested the one we have and they ended up signing up for it with my referral link so we got 20,000 bonus points. It's a Marriott card so that's at least 1 free night and maybe more depending on the hotel.

We scored a ton of Marriott points last month between travel, spending, a promotion they were having, and that bonus. All together in one month we earned just over 64,000 points. A typical hotel...
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December is here, I can’t believe it.

Yesterday was a relaxing day, with a little activity. I switched out my fall decor for the Christmas decor, I’ll be finishing up decorating my Christmas tree 🎄 today.
I also did a little holiday cleaning, have to finish this up today.
The red decor will stay up until Valentine’s Day.

This morning I finished up my monthly consulting report for my side hustle, and created the invoice. This month I’m billing for $1300, $400...
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I came home yesterday rather than waiting till Sunday. The roads were still pretty clogged, but I bet it will be worse today. I was extremely tired when I got home and just rolled into bed.

I had a good Thanksgiving holiday, but having to take Augmentin really worked a number on my stomach. I'm still taking it, because it's a ten-day prescription. Even though I take it with food, it still messes with me. Family members encouraged me to just stop taking it, but I think a...
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I'm back at home in Nashville after a whirlwind of a week. Left for Louisville on Monday, for a meeting and then to get on the road right after we got the boys off to school on Tuesday. Drove to Ohio - spent the evening showing BF my old grad school stomping grounds and then had drinks/dinner/drinks. Really, too much to drink it turns out. We both felt pretty rough on Wednesday. But nonetheless, had a wonderful time.

We did some bouncing around on Wednesday. Breakfast with...
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I had expected to pay $800 this payday towards the Mom loan, but I ended up paying $1000. I had forgotten that since this was a 3 payday month that the last paycheck of the month would be bigger as they don't take any medical out of it. So that extra $200 went towards this loan instead. That means a total of $1500 was paid on the loan this month. By the end of December the loan will be down to 4 digits.

$11,500.00 Balance Forward
-_1,000.00 Payment Made
-------------------
$10,500.00...
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2019 TALLY:

$550 Gift Cards (Citi, Moi)
$150 Bank Bonus
-----------
$700 TOTAL *ONE-TIME REWARDS*

Other Rewards:
$ 29 Citi Price rewinds (RIP)

Ongoing rewards (through 11/30):

+$320 AmExRewards (6% cash back groceries/streaming services)

+$70 Target rewards (5% discount Target purchases; mostly groceries)

+$144 Visa Rewards (3% cash back fuel/restaurants)

+$804 Citi 2% card (2% back everywhere - health insurance/medical is the big expenses that we charge,...
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had our thanksgiving today it turned out really well...had quite a few people..mostly family and a few of our daughters friends...it was nice to catch up with everyone.

Its payday next week, most bills are paid and christmas is all paid for and done so we are hoping to put a big chunk on the dreaded CC...Other than not much else happening here...first day of summer tomorrow and it is cold and wet here...pretty typical
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Not to much going on.

I'm loving my new job. and getting used to being a bus commuter. I've had my warmer clothing be useful several times.

DH and I ate at IHOP for Thanksgiving .... we were going to go to Golden Corral, but we left too late. DH wasn't a happy camper. But he did get his turkey. I didn't really care one way or another.

I spent part of Thursday updating the budget. At our budget DH had $200 to play around with once all our baseline categories were funded....
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