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is this weird??

October 11th, 2019 at 06:23 AM by Smallsteps

so the place i work is very casual they often cater and any leftovers brought to break room in a help yourself manner.
they also have a company that brings in a lot of fruit twice a week as a snack or pick me up in afternoon according to their sign.

We have people who seem to feel this is a grocery store I went to rest room and when came back all items gone in 3 minutes. I see people with bags with 4 bananas and some other items pears/ oranges / apples on their desk. they...
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new dishwasher

October 10th, 2019 at 10:32 PM by mumof2

When we moved into this house they had a dishwasher...we had one in our last house but sold it as they had one...well i never looked at the house before we moved and my hubby and daughter never looked in the dishwasher...well it doesnt wash well and it has rust we asked if we could buy one ourselves and replace and just change back when we happy we will finally have a good one and will take so much pressure of my neck and shoulders...not an expense that we...
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Battening Down

October 10th, 2019 at 07:17 PM by My English Castle

When I got home from the university this afternoon, I put on the remaining storm windows and looked up some new soup recipes. It must be fall, eh?

We have only a few weeks left of our CSA share. Right now we have loads and loads of potatoes, onion, leeks, and squash as well as celeriac, kohlrabi, and so much more. I think it'll be leek and potato soup tomorrow--maybe a load of roasted veggies over the weekend.

It's week six of the semester, so buried in grading and work....
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Thrift and more

October 10th, 2019 at 04:33 PM by GratefulSaver

I stopped at a thrift store after work (mainly because I spotted a parking spot) and I snagged a nice white winter sweater for $3.99 and a hardcover book of one of my favorite authors for a $1.99. I usually don't spend money on books as of late, but for $2, I decided not to pass it up. Good entertainment for little money.

My husband has been working a lot of overtime hours and I am grateful that we will be adding a more significant amount to our savings account. I am, however...
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October 10th, 2019 at 10:39 AM by CB in the City

I feel really awful today. I got a terrible night's sleep. I was stressed about things and I tossed and turned, and had nightmares when I did sleep.

I felt better once I got my early-morning medical appointments done (mammogram and ultrasound). I wish I could nap before music lessons this afternoon, but lying down didn't get me anywhere. So I just have to get through this day and hope I sleep well tonight.

I got my order of briefs from Amazon (second seller) but they...
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Power Is Out

October 10th, 2019 at 10:38 AM by Petunia 100

My area is experiencing a planned power outage. The power went out early Wednesday morning between midnight and 4am. The utility company, PG&E, said to plan on no power for up to 7 days.

As you know, I work for the county in a clerical position. While some county buildings are equipped with generators, mine is not.

My office was told to report for work Wednesday morning as usual and await further instructions. So I did, sat in the dark twiddling my thumbs for 40 minutes...
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October 9th, 2019 at 10:13 PM by Sarah

It's been so long I don't know where to start. I'm back at work now, I have been for a while. I forgot how difficult it is when they're babies and going to work. L is so excited to see me when I'm home.

We received J's autism diagnosis. We also disputed his school placement. He starts a new school soon.

We owe MIL money from at the start of the year when we were behind on hubby's credit card. I'm finally able to start paying her back.

I haven't started Christmas shopping...
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That Rant Ended in a Different Place from Where it Started

October 9th, 2019 at 08:17 PM by Lucky Robin

Sometimes I get really annoyed with the online places I shop begging me to do reviews immediately. Amazon is the worst offender for this. Don't get me wrong, I will review products, but not two days after I get them. I want to use a product for at least a month before I review it. Take my sheet set for example. If I had reviewed it after the first day I used it, I would not have had the experience of the pillow case hem unraveling yet. I don't like to jump the gun. Sometimes...
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Sep 2019 and Holiday

October 9th, 2019 at 06:16 PM by Shiela

Just found out about losing 6 months’ worth of blog entries, that sucks.

Anyway we have been away camping - spent $245.45, a very reasonable price we cooked all but one meal.

September total expense was $2598.63. Grocery was only $201.96.

I think I will skip most of my goal update in this entry, I’m not sure it’s worth it. But goal 1 is now pretty much done at least it will be by the end of this month.

Reading – didn’t get much reading done in September...
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$20K Update - Getting back on track

October 9th, 2019 at 01:54 PM by Banker Gurl

While the blogs were down we had a really fun vacation to MN. We went to 2 MN Twins games, and also went to 3 casinos! MO had great luck and had two handpays so we came home way ahead. I planned on putting some of the money in savings, but it looks like it's going to be going to a bunch of bills instead, which in the long run is keeping us from taking money out of savings, so that is good. We had a $700 vet bill, 4 new tires on the old truck, poured a cement patio at one of...
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FB Sales Week of 9/29/19

October 9th, 2019 at 12:21 PM by Banker Gurl

Well....losing six months of blog entries sucks!! But I will just have to pickup and idea what sale number I am on, so I am just going to guess with #1400.

It was a good week for sales, sales were $172.00!

Sale #1400 (LW) $4.00
Goody Hair Ties (2) (Joint with my FIL) - We paid $.80 each
Sold for $2.00 each
Profit = $2.40

Sale #1401 (SM) $3.00
Athletic Works Hot Pink Cat Sweatshirt(Joint with my Bro) - We paid $1.07
Sold for $3.00
Profit = $1.93

Sale #1402 (CN) $4.00
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October 9th, 2019 at 11:35 AM by ceejay74

Sorry for the big dump of posts! I went through Google and rescued every missing entry I could find that was cached. Then I read you could do the same with the Yahoo search engine, and it turned out there were a few posts cached there that hadn't been on Google!

Life is still careening along at a breakneck pace in the ceejay household. AS was on a business trip last week (speaking at a bookseller convention in Ohio), and then she met me and a friend south of the Twin Cities...
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Ups and downs (9/24/19)

October 9th, 2019 at 10:24 AM by ceejay74

Originally posted
September 24th, 2019 at 02:07 pm

Another blog post already?! Let's see if I can manage it!

The past year or so I've kind of felt like I'm living a charmed life. Yes, some problems cropped up but overall I was just super happy. Now life is feeling more like a series of ups and downs. Not terrible but a lot bumpier than before.

Up: Our kitchen reno is finally getting back in gear. I have some hope we could get it done this year or early 2020! We'll have...
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Life continues apace! (9/16/19)

October 9th, 2019 at 10:23 AM by ceejay74

Originally posted
September 16th, 2019 at 11:35 am

Well let's see, it's been two months since I posted something that wasn't just updating numbers, and FOUR months since I really did a full life update, so here goes!

We continue to be busy busy busy! But it's by choice so I can't really complain. Solo trips, family vacations concert nights and parties galore. We haven't been exactly frugal, and our shared spending and travel budgets are in the hole, but it's been a fun (if...
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August 2019 net worth update (9/1/19)

October 9th, 2019 at 10:22 AM by ceejay74

Originally posted
September 1st, 2019 at 09:02 pm

NT's UK pensions:
AV: 22,397 pounds ($27,996)
SW: 28,134 pounds ($35,168)
FL: 6,462 pounds ($8,078)
NT's 401(k): $78,579
NT's Roth IRA: $37,121
AS's trad. IRA: $20,071
AS's Roth IRA: $57,186
AS's SEP IRA: $31,975
AS's cash: $2,259
CJ's 401(k): $144,812
CJ's Roth IRA: $41,317
NT's flat: $212,500 (200,000 pounds value x1.25 -15%)
CJ/NT/AS house: $427,281 ($454,554 value -6%)
TOTAL ASSETS: $1,124,343

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June 2019 retirement goal update (6/6/19)

October 9th, 2019 at 10:20 AM by ceejay74

Originally posted
July 6th, 2019 at 02:03 pm

Goal: $776,700 by March 2024

Current retirement balance: $489,155

Still needed: $287,545

April 2019 balance: $473,628

Progress since April 2019: +$15,527

There are 57 months to go before March 2024, so that means we need assets to appreciate $5,045 per month on average to meet our goal.

Overall goal: saving 8x income by retirement (age 65)

Incremental goal explained: getting my and NT's retirement to 4x our salaries...
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An actual life update? Let's see if I can do it! (5/31/19)

October 9th, 2019 at 10:20 AM by ceejay74

Originally posted
May 31st, 2019 at 09:27 pm

Jeez, I think the last time I managed a proper blog post that wasn't just updating numbers, it was early March! That's almost three months!

Well, there's no way I'll be able to sum up three months' worth of doings, so let's see how many highlights I can pack in.

- March was bday month. It was great if hectic. We spent a TON on AS's 40th party (she hardly ever wants anything extravagant so I went all out fulfilling her request)....
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May 2019 net worth update (5/31/19)

October 9th, 2019 at 10:19 AM by ceejay74

Originally posted
May 31st, 2019 at 12:56 pm

NT's UK pensions:
AV: 22,397 pounds ($27,996)
SW: 28,134 pounds ($35,168)
FL: 6,462 pounds ($8,078)
NT's 401(k): $73,847
NT's Roth IRA: $33,922
AS's trad. IRA: $19,371
AS's Roth IRA: $53,813
AS's SEP IRA: $30,041
AS's cash: $2,259
CJ's 401(k): $137,532
CJ's Roth IRA: $38,476
NT's flat: $212,500 (200,000 pounds value x1.25 -15%)
CJ/NT/AS house: $427,281 ($454,554 value -6%)
TOTAL ASSETS: $1,100,284

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May 2019 debt payments (5/2/19)

October 9th, 2019 at 10:18 AM by ceejay74

Originally posted
May 2nd, 2019 at 02:53 pm

All our mortgage payments hit:

US: $745 to principal
UK1: $181
UK2: $38
UK3: $40

In total, $1,004 went to principal.

Updated debt totals:
US Mortgage $379,470
Loan from friends (duplex) $9,000
UK Mortgage 1 $30,508
UK Mortgage 2 $6,431
UK Mortgage 3 $6,773
TOTAL DEBT $432,182
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August & September 2019 debt payments! (9/3/2019)

October 9th, 2019 at 10:02 AM by ceejay74

Originally posted
September 3rd, 2019 at 12:11 pm

So turns out I never recorded my August debt pay-down. I don't think that's happened in 12 years!!

I don't know what the exact amounts were, so I'm just recording a combined August and September amount here. It does explain why my debt hadn't gone down for my net worth update--I thought it was because I'd recorded August early but apparently it was because it wasn't reflected at all!

US mortgage: $1,505 to principal in...
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