Following the above double challenge from week one through week fifty-two amplifies the issue of needing a lot of money in the later months. In the above version, you would need to save $404 in December alone. While this may not be a problem for everyone, the later months tend to be when money is tightest due to the holiday season. If this is the case, we would recommend doing the alternate double money version.

52 Week 2x Alternate Challenge (click on image to print)

This version will allow you the flexibility to choose the amount you’ll put into the account each week depending on how your cash flow happens to be that week. That means that you can knock off the high amounts when life is going smoothly, and then fall back to putting in the smaller amounts on those weeks when life deals you the unexpected. The alternate version simply gives you the option of putting away the amount that makes the most sense for that week, rather than having an amount that has been predetermined.

As with all these challenge versions, this is another option to consider when choosing the one that best fits your needs. Finding the best fit can be an important part of the process, as it’ll increase the likelihood that you both enjoy the challenge, and ultimately reach the goal. While it can be tempting to try to save as much as possible, in most cases it’s far better to choose a smaller amount first. This will help you to get into the habit of saving money. This is more important than trying to save more and quitting in the middle because the challenge becomes too difficult. Once the savings habit has been formed and you feel confident with the challenge, that’s when it’s beneficial to move onto versions which require you to save more.

There are actually a wide variety of 52 week challenges and variations that you should consider when determining which is best for you and your personality. Below is a list of some of the alternatives to take the time to consider.

365 Days
52 Week Standard
52 Week Variation
52 Week Make Money
52 Week Kids
26 Bi-Weekly
24 Bi-Monthly
12 Monthly

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