Many banks will actually offer you incentives to have your paycheck directly deposited since it costs them less money when you choose this option. If the bank doesn’t offer anything upfront, ask. It will waive minimum balances if you ask and agree to have your paycheck direct deposited. There are quite a few savings benefits that come with direct deposit.
To find out if your company offers direct deposit, talk with your company’s personnel department. Most large companies will offer this service, but some smaller companies might not. If your company does offer this service, then go to your bank and have the direct deposit service set up for one of your accounts.
Once you do, you will no longer have to worry about delays in your paycheck reaching your bank account as well as save yourself both money and time. If available, be sure to take advantage of this service.