"Adults are just children who earn money." - Kenneth Branaugh

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The Federal Reserve still plans to increase interest rates before the end of 2016 since its first hike last December after nearly a decade. ...

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Avoid taking cash advances using your credit card. Interest rates are usually much higher for cash advances than on your credit card purchases (which are already high). Furthermore, there is usually no grace period with cash advances meaning the interest starts to accrue immediately.

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