How much have you "lost" so far?

[sblatner]

As of today, we are up $1k (from 12/19) after taking out all our contributions since the beginning of the year. We have been investing in a gold mutual fund and it has done quite well.

[cypher1]

As of tonight about even for total within Roths, rollover, and taxables, with 401K at -17%.

[bjl584]

At the end of March I was down $100K.
I've recovered most of my losses and and now down around $20K.

[rennigade]

My accounts are down $50k right now...last month, they were down $114k. Seems to be going in the right direction at least.

[srblanco7]

$19,500/year if you are under 50.
$26,000/year if you are 50 and above.

I'll max out sometime in the fall.

After that, I continue to put away the same amount but I do it into our taxable account. We're not eligible for Roths.

DS - have you considered a backdoor Roth?

[srblanco7]

As of this morning, total of all accounts down $250k YTD, a decrease of 6.6% total value of accounts (noting that our losses are greater, but are offset by YTD contributions). We used much of our cash to buy index funds as the market declined, which has been a benefit as the market recovered. Quite the roller coaster ride and I don't believe we're done just yet...

[disneysteve]

DS - have you considered a backdoor Roth?

It's a little complicated because I have more than one IRA account.

Also, I think it's a good idea for retirement planning to have some taxable money, some non-taxable money, some in actual retirement accounts, and some not in retirement accounts. It provides a great deal of flexibility when it comes time to start making withdrawals so I'm okay with it not all being tax-sheltered at this point.

[Fishindude77]

Have had some pretty decent recovery since the big drop when this thread started. I was down well over $300k, now only about $90k.
I'm sticking with the plan.

[srblanco7]

It's a little complicated because I have more than one IRA account.

Also, I think it's a good idea for retirement planning to have some taxable money, some non-taxable money, some in actual retirement accounts, and some not in retirement accounts. It provides a great deal of flexibility when it comes time to start making withdrawals so I'm okay with it not all being tax-sheltered at this point.

Understood. I was fairly certain the possibility of a backdoor Roth hadn't escaped your line of sight. I agree that a mix of investment types is helpful when it comes time to start withdrawals.

[scfr]

Net Worth down 0.7% for the year as of April 30th.

[james.hendrickson]

Net Worth down 0.7% for the year as of April 30th.

.7% or 7.0%?

[disneysteve]

Net Worth down 0.7% for the year as of April 30th.

That's great. So basically even. What does your portfolio/allocation look like?

[Drake3287]

I update my portfolio balance on the first of every month. Although I took something like a 6% loss as of April 1st, when I checked on May 1st I was only $610.00 behind my all-time high on Jan. 1, 2020. Luck and conservative investing I guess.

[disneysteve]

It's almost a month later so I thought I'd bump this up.

As of today, our portfolio is up about $22,000 YTD.

On March 13, we were down $170,000 so quite a nice turn around. Let's hope it lasts.

[srblanco7]

I reviewed our portfolio this morning. We're now only -1.5% (-$58k) for the year. At one point (March 21st) we were -21.5%.