Charities to donate to?

[cypher1]

It really sounds like you found a good balance of work/career + saving/investing. Which I'm sure most adults (myself included) constantly struggle with...

[cypher1]

With this forum, keeping me in check and for motivation. When I had 401K match, my total savings rate was around 31% (30 was my goal), currently maybe...

[cypher1]

Definitely worked harder in my 20s when I dropped out of college at 20 to work full time in IT field. During so, i chose to work at an auto shop as a...

[cypher1]

I've looked at FIRE as it's an interesting concept. I feel I'm on the right track for retirement/contribution rates, but I've accepted that I'd rather...

[cypher1]

Rennigade is correct about the discussion of crap diets and lifestyle of the majority of Americans are not helping, while most are expecting a vaccine...

[cypher1]

Agreed. The only reason I can afford is with a student discount of $4 (or 4.99?) per month. Otherwise I couldn't justify the regular cost....

[cypher1]

Don't me wrong, I'm not saying to the people who do follow any of those that I listed, shouldn't read. I simply chose not to support them as I agree the...

[cypher1]

That's something I struggle with, for finding time to volunteer. Sadly the only volunteering I could do was make time to visit my uncle in the nursing...

[cypher1]

I do like Reuters as well.

I'm also guilty of following a number of political commentators of YouTube on both left and right. I'm very...

[cypher1]

I believe volunteering is the best positive of helping local communities and living by example. I'd say behind it is donating money, since I don't have...

[cypher1]

I love that stock app. I'm sure there are better ones, but I originally got for the widget.

[cypher1]

My default for news is WSJ now. Before that I mainly read from within Associated Press, BBC, or Market News within My Stocks Portfolio app/widget....

[cypher1]

Dropping out of college after 1.5yrs around 20 to work full time, which led to my current field I still enjoy. My dad was pretty disappointed in my decision,...

[cypher1]

Flu shot yes, Covid vaccine no. Once the vaccine is available, if I had my way I'd let the first responders, elderly and those with preexisting health...

[cypher1]

Haven't sold any stocks, but the most recent loss was selling chunks of VSIAX out of taxable in mid April. Lost about 1200 or 1/3 of the original price....

[cypher1]

That's correct. A more recent article talking about it this year: https://www.morningstar.com/articles...ernational-sto...

[cypher1]

I don't think it's stupid to have at least SOME international exposure. Currently I have 11-13% of VTIAX between Taxables and Rollerover IRA. Initially...

[cypher1]

Spot on with decisions based on trade-offs and finding a healthy balance. Being able to afford living off less income but being more happy as an outcome,...

[cypher1]

Gotcha. To summarize, it simply sounds like you're more open to a more aggressive strategy with individual stocks, of turning 2050 to 100k within 10-20yrs....

[cypher1]

Does anyone not take their own financial advice that they may give to others? For example, with excess cash I know I should be either maxing out my 401K,...