User Profile

[srblanco7]

Second jab yesterday. Other than a sore shoulder and being a bit tired (though not sure I blame the jab for that), so far so good!...

[srblanco7]

I review my numbers weekly (mild OCD perhaps). We hit our "number" on March 27 and since then are up an additional $190k. Not that I'll take...

[srblanco7]

Were I in your shoes, I would not give up your current fixed rate (which is terrific @ 2.875%) to gain the 0.6% rate reduction for the 7 years. The...

[srblanco7]

Yes absolutely. Teen drivers definitely elevate the cost of the policy. I think mine was $1k for $5M umbrella....

[srblanco7]

Congratulations on paying off your debt....

[srblanco7]

Professional Engineering licenses as well as contractor licenses also are state by state. For the PE license you can generally get a license in another...

[srblanco7]

I certainly hope that’s the case! And yes, it may mean I could have retired earlier, but I’m trying to manage not being overly optimistic...

[srblanco7]

My situtation is likely different, we're looking to build a cash cushion to cover SORR as we contemplate ER. That being said personal finance is personal...

[srblanco7]

Not the greatest of news, but in the grand scheme of things, you live well below your means and are a glide path to retirement. You seem to be taking...

[srblanco7]

We don't have much in the way of collectables or collections. I collect magnets from all the various cities that I travel to for work and vacation. ...

[srblanco7]

Typically $300, though I have not had cash on hand for a couple months. Gave my last $50 in cash to have my snow blower repaired in early February, and...

[srblanco7]

That peaked my interest. Appears 3/4 of an acre required per megawatt of wind turbine capacity. My understanding is that typical wind turbines are now...

[srblanco7]

Nothing faulty at all and makes sense. 25x expenses is a solid rule of thumb for a retirement nest egg and becomes the 4% rule as an initial withdrawal...

[srblanco7]

If you'd have asked me last weekend, I'd have told you I was done and putting in notice (3 months required). Recognizing it has been and will be a particularly...

[srblanco7]

Texas Husker hit the nail on the head with that one. Prior to the most recent revisions to the tax code, we were stuck paying the AMT. I considered...

[srblanco7]

Another cotton farm? or is it a non-crop specific search?...

[srblanco7]

With yesterday's market run-up, we're up roughly 6% YTD. As Kork notes, the 12 month returns (I have March 21, 2020 tagged as roughly a low point for...

[srblanco7]

We're at $275 for the return. I've had a couple of occasions to reach out to our CPA during the year, and that has been gratis thus far. Likely that...

[srblanco7]

Pretty much just a shop around "process" Kork - we listed several of the major players (for example, MetLife, Nationwide, Lib Mutual, State...

[srblanco7]

After a few years of premium increases, we tend to shop around our bundle (home, autos, personal articles, and umbrella). Last time we did this it saved...