User Profile

[srblanco7]

Escaping the upstate NY winter in February with a week at a condo in Grand Cayman. I'm not the biggest on beach vacations, but we traveled with friends...

[srblanco7]

Age 52. Total portfolio is split 50/50 between retirement and brokerage accounts (529 accounts excluded)

Retirement accounts are at 74% stocks...

[srblanco7]

We’re not planning to relocate until after we retire as we’re still working to get DS thru high school and off to college. I think we’ll...

[srblanco7]

Agree. We did put some sideline cash to work during the March drop.

Noting also that our plan has evolved with time, We started with a...

[srblanco7]

This. It's captured in another thread on this board, but if 2020 taught us anything (besides the importance of wearing a mask and social distancing)...

[srblanco7]

I made a comment on this topic as well. And I'll expound, that there are a number of factors - benefits, pay, type of work, work environment, potential...

[srblanco7]

In many cases, those who accumulate in excess of $5M are able to do so because they control their expenses and manage their money well. As noted, it's...

[srblanco7]

We're still, in general, thinking Florida. Likely the Fort Meyers/Naples area. However, anywhere from VA to FL is feasible. Looking for a relaxed pace,...

[srblanco7]

This is well said. Bet on yourself. This pandemic certainly highlighted the need for reasonable and affordable health-care, and I'm hopeful (though...

[srblanco7]

Our portfolio ended up more than 21% for the year - but was down $800k in March and ended the year up $800k, so a $1.6M swing over the course of a year....

[srblanco7]

The Good: stuck to the plan during the market drop (even put some sideline cash to work as things were dropping) and ended the year with better than 21%...

[srblanco7]

First case confirmed in Colorado (per CNBC article) and California has identified a case as well. Thankfully, appears that the new variant does not impact...

[srblanco7]

Congratulations on the great progress and the new addition! And thank you for sharing your progress with this community. You took a bit of circuitous...

[srblanco7]

When available, I (and all members of the family) will most certainly get vaccinated.

I consider it unconscionable that many of those who've...

[srblanco7]

Sadly I (know) believe you're right and that it's inevitable there will be a wave of cases, hospitalizations, & unnecessary deaths in January and...

[srblanco7]

Presenting your finances without your husband's, creates a bit of a challenge with seeing the big picture. Is your husband contributing to retirement?...

[srblanco7]

2021 goal:
Max my 401k contribution at $26k
Contribute approximately $10k to DW 401k
Fully fund Roth IRAs for both of us
Contribute...