User Profile

[srblanco7]

Thanks! I reached out to a broker this morning via email. It's agree that 2-3 years seems to be the "sweet spot" for shopping around. I'll...

[srblanco7]

Hey James -

Obviously, we are & have been incredibly fortunate. I've tried to summarize our journey here on another thread "Millionaires...

[srblanco7]

Agreed that this isn't the dot com bubble, but perhaps worth noting - from a broad market perspective - some items for comparison. AI generated summary...

[srblanco7]

This thread is a wonderful reminder that it's time for us to shop around. Our insurance package covers 4 drivers - two below 25 with 4 vehicles total,...

[srblanco7]

We did this when we purchased a (used) car for DD. $1000 off if we financed. Inquired as to minimum amount that had to be financed ($7500) and minimum...

[srblanco7]

Impressive net results. Congratulations....

[srblanco7]

Hey DS -

Are those returns net of withdrawals?...

[srblanco7]

Ran thru our final numbers for 2025. +15.2% for the year (caveat - includes contributions which were, in relative terms, fairly minimal). AA finished...

[srblanco7]

I was reviewing this last week for tax planning purposes. I think we had roughly $100k in dividends and cap gains in our brokerage account and roughly...

[srblanco7]

First and foremost, glad the DW is ok and congrats on DDs nuptials. Also, thanks for sharing some "real life" examples of why each of us should...

[srblanco7]

You're so far ahead of the curve as it relates to retirement assets that all you really have is "right" answers and it's just a matter of picking...

[srblanco7]

Found a nickel on the road while walking the dog yesterday!

Seriously, only example I could come up with was DW hit on a slot machine for...

[srblanco7]

Absolutely.

As an aside, we were able to get a great deal purchasing a SUV for DW during the GFC. Nobody wanted "lower MPG"...

[srblanco7]

I am a fan of a contrarian mindset. Greedy when others are fearful and that sort. And in my case, it was fortuitous that I had cash sitting on the...

[srblanco7]

Congratulations. You're in an enviable position. Seems like you have options to allow ER in either 2028 or 2032 and it's a matter of prioritizing ER...

[srblanco7]

Good question and likely one I have not given enough in depth thought. been largely focused on wrapping up our working careers and transitioning away...

[srblanco7]

I don't know anyone's net worth with specificity other than my own. There are many I am fairly certain are well into 8 figures (e.g., former CEO of the...

[srblanco7]

We were 80+% equities for most years that we were investing. No individual stocks, just equity index funds and a healthy savings rate (30+% for much...

[srblanco7]

Congratulations! That's a significant milestone. Next million will be much easier.

What's the ultimate goal?...

[srblanco7]

Nice greatest hits list. If you added a bit of market timing, you’d pretty much have it covered!...