2025 Performance

[srblanco7]

We were 80+% equities for most years that we were investing. No individual stocks, just equity index funds and a healthy savings rate (30+% for much...

[srblanco7]

Congratulations! That's a significant milestone. Next million will be much easier.

What's the ultimate goal?...

[srblanco7]

Nice greatest hits list. If you added a bit of market timing, you’d pretty much have it covered!...

[srblanco7]

Not my area of expertise but DW inquired multiple times and was told 3 years. In addition, her replacement in HR for her company is a person from their...

[srblanco7]

Congratulations. It’s a great feeling when “your money is working harder than you do”!...

[srblanco7]

We were looking at about $30k for a bronze family plan. Thankfully, we are able to hop onto DWs employer plan via COBRA (for up to 3 years) for $18k/year...

[srblanco7]

I just turned 57 and DW will be turning 56 shortly....

[srblanco7]

Asset location is 51% brokerage, 42% tax deferred, and 7% tax free

Currently holding 1 year of expenses in cash and another 2.5 years in...

[srblanco7]

As we approach the end of the year, felt like we needed a spot to gather an annual update on the how everyone's investments performed.

Changes...

[srblanco7]

33 years old is impressive. congratulations and well done.

Took us until 42 years old to hit first million on the back side of the GFC...

[srblanco7]

My first two cars post-college were brand new and financed. Now, when we can afford to buy new, my irrational hatred of car payments and/or spending...

[srblanco7]

Compound interest is the eighth wonder of the world. He who understands it, earns it...he who doesn't, pays it.

[srblanco7]

"Tragically". Made me LOL....

[srblanco7]

Generally, a dealer - from their certified pre-owned inventory. It’s so easy these days to search inventory on-line. Had to head three hours away...

[srblanco7]

"The stock market is a device for transferring money from the impatient to the patient." – Warren Buffett...

[srblanco7]

Big fan of VTI (our largest position), but it doesn't accomplish James' goal of identifying funds that avoid NVIDIA....

[srblanco7]

Googled "rich vs wealthy" and the response is below in italics...

The key difference is that "rich" generally describes...

[srblanco7]

My first thought was to sell the AirBnB. Not sure how much it’d address your outstanding debt and help out with keeping the business afloat (if...

[srblanco7]

Not sure I’d (personally) try to avoid NVIDIA, but in the name of diverse investments, including mid cap and small cap index funds (or ETFs) as...

[srblanco7]

We have Tops and Price Chopper (as well as Aldi and Wegmans). I’d say, at an “arm-waving” level, Wegmans is viewed as higher quality/slightly...