2025 Performance

[srblanco7]

Found a nickel on the road while walking the dog yesterday!

Seriously, only example I could come up with was DW hit on a slot machine for...

[srblanco7]

Absolutely.

As an aside, we were able to get a great deal purchasing a SUV for DW during the GFC. Nobody wanted "lower MPG"...

[srblanco7]

I am a fan of a contrarian mindset. Greedy when others are fearful and that sort. And in my case, it was fortuitous that I had cash sitting on the...

[srblanco7]

Congratulations. You're in an enviable position. Seems like you have options to allow ER in either 2028 or 2032 and it's a matter of prioritizing ER...

[srblanco7]

Good question and likely one I have not given enough in depth thought. been largely focused on wrapping up our working careers and transitioning away...

[srblanco7]

I don't know anyone's net worth with specificity other than my own. There are many I am fairly certain are well into 8 figures (e.g., former CEO of the...

[srblanco7]

We were 80+% equities for most years that we were investing. No individual stocks, just equity index funds and a healthy savings rate (30+% for much...

[srblanco7]

Congratulations! That's a significant milestone. Next million will be much easier.

What's the ultimate goal?...

[srblanco7]

Nice greatest hits list. If you added a bit of market timing, you’d pretty much have it covered!...

[srblanco7]

Not my area of expertise but DW inquired multiple times and was told 3 years. In addition, her replacement in HR for her company is a person from their...

[srblanco7]

Congratulations. It’s a great feeling when “your money is working harder than you do”!...

[srblanco7]

We were looking at about $30k for a bronze family plan. Thankfully, we are able to hop onto DWs employer plan via COBRA (for up to 3 years) for $18k/year...

[srblanco7]

I just turned 57 and DW will be turning 56 shortly....

[srblanco7]

Asset location is 51% brokerage, 42% tax deferred, and 7% tax free

Currently holding 1 year of expenses in cash and another 2.5 years in...

[srblanco7]

As we approach the end of the year, felt like we needed a spot to gather an annual update on the how everyone's investments performed.

Changes...

[srblanco7]

33 years old is impressive. congratulations and well done.

Took us until 42 years old to hit first million on the back side of the GFC...

[srblanco7]

My first two cars post-college were brand new and financed. Now, when we can afford to buy new, my irrational hatred of car payments and/or spending...

[srblanco7]

Compound interest is the eighth wonder of the world. He who understands it, earns it...he who doesn't, pays it.

[srblanco7]

"Tragically". Made me LOL....

[srblanco7]

Generally, a dealer - from their certified pre-owned inventory. It’s so easy these days to search inventory on-line. Had to head three hours away...