Introduce Yourself

[BargainBetty]

Re: Introduce Yourself

Hello everyone - I hope to learn many good things from the forum. I am in bit of a financial mess and am always looking for advice. I'll just sit back and listen to all the good advice.

Thanks

[marjorie]

Re: Introduce Yourself

Hi, I'm Marjorie and I'm always looking for new ways to reduce expenses, and get encouragement to be fiscally responsible to myself. Enjoy this site very much, tired of lurking...

[Julianna Wolfe]

Re: Introduce Yourself

Hi, I'm Jacqualine. Housewife and 'mom' to two wonderful cats. My hubby supports us and I'm just wanting to do a bit helping us to save money. I chose to join this forum because everyone sounds so nice.

[squirlma]

Re: Introduce Yourself

Hi. I'm Martha. This is a great site. I have always been frugal, but my husband and I are in debt right now, most of it from opening a new business. However, last summer was financially tough, due to my husband having surgery, (medical bills + loss of income), and then Hurricane Ivan leaving it's mark at our house. Since almost all of our capital had been put into the new business, some of those expenses were put on cc's. This went against all my instincts, but that's what we did. This is the first time in my life I've ever carried cc balances and it really stinks. It is no hardship for me to stop using cc's, because I have never liked to use them anyway. (I didn't even have one until I was 36.) Anyway, I'm trying to dig out as fast as I can. The business is paying it's bills, but not much over. However, that is slowly improving.
Enough about me. Looking forward to participating in this forum.

[jmjj215]

Re: Introduce Yourself

Good luck with the growing business Martha. I think that's a huge step that the business is covering its costs! Congrats!

[jodi]

Re: Introduce Yourself

Hi, I have been an enthusiastic tightwad ever since reading the Tightwad Gazette several years ago. It's now a way of life, but I am always looking for ways to save a little more. I was referred here from another forum after I posted a message looking for other frugal-minded parents. I love this site already!
I am currently a SAHM to two boys, 4 months and 21 months. I will be returning to work this summer as a part-time real estate agent and part-time case manager for the state.
Glad to be here!
Jodi

[neatdesign]

Re: Introduce Yourself

My name is Jenney, I'm 32 and live in Virginia with my husband, Mark, and our dog, Andie (no kids yet). Our second wedding anniversary is in June.

For the duration of our marriage we have lived soley on my income, which is not very much, especially after the monthly bills are paid. Mark is from England and it took nearly a year before he got authorization to work in the US. A month after he finally received this we both faced major health issues which delayed the job search process. We're both better now but Mark has still not been able to secure a job. It's just a matter of time, really, but meanwhile we are still living on my modest income.

We have several financial goals, the biggest ones being 1) to buy a home (we currently rent a teeny-weeny apartment) and 2) start a family. But we really haven't been smart about our finances. We spend WAAAY more than we can afford to -- our particular weakness is eating out. We have literally spent HUNDREDS of dollars eating out over the past few months. It's such an embarrassing figure I can't even say how much; let's just say my jaw dropped down to the floor when I finally totalled it all up!

So I'm getting my butt in gear and sorting this stuff out. Instead of spending money on eating out, I'm redirecting that same money into savings and paying off debt. I mean, we obviously didn't mind the absence of those funds when we spent them at restaurants, so we shouldn't miss them when they're in a savings account instead, right?

Anyway, sorry to go on so long -- I suppose this is as much of a cathartic exercise for me as it is an introduction. Sometimes it just feels good to say, "Hey, I know I screwed up, and I'm trying to fix it!" -- especially to people who probably know where I'm coming from.

I look forward to participating in these forums; I'm a bit of a forum junkie...

~ Jenney

[jeffrey]

Re: Introduce Yourself

It's great to see a continual flow of new faces arriving. We try to make a it a quality site with solid information that can help you save a bit no matter what. The members are great and supportive in helping out with advice so don't be shy with any questions you have. Welcome and I hope you find the infromation that you're looking for.

[forry]

Re: Introduce Yourself

I'm new to this site also, so far so good. I spend way to much time looking at all the old posts, but it gets to be obsessive, I want to read and everyone, finding all kinds of good tips and advice.

I'm a working mom of 3 almost grown children, two grandchildren, I'm 45 and work at a bank for almost 14 years now.

We have more unsecured debt than we need, built up over the years and now its time to get rid of it.

God willing we stick with it, debt free in 4 years, which seems like an eternity, but yet took a lot more years to create the debt. Better get back to work.

Forry

[bankruptcyonline]

Re: Introduce Yourself

Also new here and in need of budgeting and savings advice. Seems no matter how hard I try we still have a problem saving or budgeting monthly.

I live in FL and work from home doing coding. I have 3 kids that are the love of my life but they are trying to kill me, I am convinced lol.

[al0061]

Re: Introduce Yourself

Hello everyone,
By way of introduction, I'll tell you a bit of my story...
I've recently turned 51 years old. I don't make huge amounts of money, although I did get a raise this week.

I've been in debt, with no savings to speak of, pretty much most of my life. No preparation for retirement, either.

Starting about a year and a half ago, I've really started putting forth a huge effort to pay off my debt. As of December, Quicken's Debt Reduction feature figured out for me that I could be debt-free in 2.5 years. Pretty good, I thought. Total of 4 years to get out of debt.

Within the last month, I've been actively involved in a transaction with my family that has allowed me to completely pay off my debt, and I now have a small amount of money to save/invest. Woo Hooooooo. I found your site while trying to research what to do with those funds. (I'll have questions in other threads. Probably lots of them.)

I work for an extremely small software company. (5 people.) My level of dedication is insane, according to my close friends and my sweetheart. So, it's conceivable that at times, I may post a lot, and other times, not at all. It will depend on my level of fatigue.

Anyway, I've been reading many of the posts, and you folks seem like quite a nice, and helpful bunch. I know that I'll be able to get some answers here, and I hope that I'll find some way to contribute, as well.

More soon.
al0061 - aka Torch

[srace]

Re: Introduce Yourself

Hi all, My name is Stacey. I am 25 and live in PA with my fiansee and his 2.5 year old daughter. I have been wanting to start saving money for a while now but for some reason I just have not been motivated too. Also my fiancee is what you all would call the spender and I have no clue how I am going to get him to cut down. I have been reading as much of the posts as possible ann am looking forward to being an active member here and learning from all of you.

[stretchabuck]

Re: Introduce Yourself

My nome-de-plume explains why I'm here....at 54 yrs. young, married, mother of 3 and GAP member: Grandparent as Parent. The grandbaby has needs which necessitated my working only 4 dys. so I have to keep as much/get back as much of my hard-earned money as possible.

Am a real saving/frugal novice.....currently trying to break the land/speed record for couponing 101....oh well...its' never to late to learn... ....

[BillsGirl]

Re: Introduce Yourself

Hello I am bills girl and I not knew to collecting free samples however I am new to this place, I find it very interesting and look foward to sticking around, I am a new momma looking to save money any way I can!!

[momma4]

Re: Introduce Yourself

Hi all. My name is Sue I am a 27 yrold SAHM of 4; Juli(july)9, Christopher 7, Gwendolyn 4, and Drake 2. I have been a SAHM for over 3.5 yrs now and working off my dh Carl's (in my advatar pic ) one income. We also have my dh's best friend living with us who is not working either (this is not a good thing) Anyway, I love to sew, knit, crochet, cross-stitch, scrapbook, make candles, just pretty much make stuff with my hands and use what we have in means to save money. If I can make it I will rather than buy. I am so glad I found this group