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Change Requires Discipline. How Do You Find The Discipline You Need to Achieve Your Goals in Life?

November 5, 2025 by Tom Corley
Rich Habits

If you find value in these articles, please share them with your inner circle and encourage them to Sign Up for my Rich Habits Daily Tips/Articles. No one succeeds on their own. Thank You!
TOM@RICHHABITS.NET

I could share all of the Rich Habits, success tips, wealth advice, health research, etc. with everyone in the world and still only a small percentage would take action.

Why?

Because change is hard and only a small percentage will make the effort to change what needs to be changed in order for the circumstances of their lives to improve.

Why are so few unwilling to do the work in order to change the circumstances of their lives?

There are a number of reasons, actually.

Reason #1 You Need to Hit Rock Bottom

Some people need to hit rock bottom before they will do what needs to be done. When you hit rock bottom, that usually means one of two things have happened:

  1. Those who love and care about you have given you an ultimatum. Ignore it and they will abandon you, leaving you all alone.
  2. Those who love and care about you have abandoned you. You’re on your own.

Reason #2 You Need Need External Motivation

Some people need external motivation. This external source could be a person, a book, a movie, a seminar, a blog post or even a podcast. Tony Robbins butters his bread thanks to this group of people.

Reason #3 You Need a Mentor

Some people need to be pushed into action by someone they highly respect and admire. This could be a parent, spouse, child, boss, grandparent, friend, etc.

If you choose to wait to hit rock bottom, or for some external influence to motivate you or for that influential someone to come along, you could be waiting a long time. If that internal or external motivation to change never manifests itself, change is impossible.

So, what can you do?

You need to become the CEO of your life. You need to take control over your life. Here are some tools/ideas to help you do that.

Reason #4 You Need an Accountability Partner

Self-discipline is a rare trait. For most, discipline isn’t innate. It must be forged over time through daily practice/habits Those who do develop self-discipline become high achievers, are typically very successful, have financial security and live healthy lives. Those who struggle with self-discipline can find it through an Accountability Partner. If you are pursuing multiple objectives/goals, you will need an Accountability Partner for each objective/goal. An Accountability Partner is someone who also struggles with self-discipline but is interested in pursing the identical objectives/goals as you. Accountability Partners force you to be consistent in the pursuit of your objectives/goals, showing up every day, as your partner, in the pursuit of an objective/goal.

If you lack self-discipline, find someone who is interested in pursuing the same objective/goal as you and create a mutual accountability calendar both of you agree to adhere to.

Tom Corley Headshot
Tom Corley

Tom Corley is an accountant, financial planner, public speaker, and author of the books “Effort-Less Wealth: Smart Money Habits At Every Stage of Your Life” and “RichKids: How to Raise Our Children to Be Happy and Successful in Life“.  Corley’s work has appeared on CNN, USA Today, The Huffington Post, SUCCESS Magazine, and many other media outlets and podcasts in the U.S. and 27 other countries. Tom is a frequent contributor to Business Insider and CNBC.

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