• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
Home
About Us Contact Us Advertising
Articles
Budgeting Debt Frugal Insurance Investing Making Money Retirement Saving Money
Tips
Money Saving Tips Trash Audit
Make Money Forums Blogs
Create a Blog Control Panel All Entries All Blogs
Tools
Calculators Prescription Drug Coupons Online Savings Accounts Test Your Knowledge Financial Directory Credit Cards

SavingAdvice.com Blog

Bridging the gap between saving money and investing

Subscribe

 

Join Now or Login

  • Home
    • Advertising
  • Tips
    • Money Saving Tips
    • Recycle, Reuse and Repurpose
  • Make Money
  • Credit Score Guide
  • Forums
  • Blogs
    • Create a Blog
  • Tools
  • Financial Basics
    • Back to Basics: Saving Money
    • Back to Basics: Beginners Guide to Retirement
    • Back to Basics: What Every Child Under 10 Should Know About Personal Finance
    • Back to Financial Basics: Investing In Stocks

Outliers Change the World

November 20, 2025 by Tom Corley
Outliers change the world
Image source: Tichhabits.net

There are Experts and then there are Outliers.

Experts devote years to learning an industry or a skillset. They follow processes and procedures handed down to them by previous Experts. This becomes their industry-accepted, well-worn path. They know what they know. The know what works and what doesn’t work.

Outliers, however, almost always start out as Non-Experts. They don’t know what they they don’t know. They are not locked into accepted theories, processes or dogma, accepted as fact by Experts. As a result, they pursue avenues Experts would never pursue – avenues the Experts have decided are dead ends. This causes Outliers to wander and take contrarian paths. And in wandering, Outliers are the ones who find solutions to problems Experts are never able to find, because Experts rarely wander or take contrarian paths.

This is why almost every revolutionary discovery is made by some Outlier.

After my radio interview with Dave Ramsey, CNN wrote a blistering piece on my research. Many “Study Experts”, “Experts” who had never seen my research or discussed it with me, weighed in. Almost every “Expert” derided my Study because I was an Academic Outlier who dared conduct a Study. Since then, my Study data has been validated by various 3rd parties, such as Wealth X and Chris Hogan.

But I learned that I was not alone. There were many Outliers who were also derided by the “Experts”.

  • Leonardo da Vinci was an Outlier – He was a painter and sculptor who made many discoveries: Arteriosclerosis, that the heart had four chambers (not 2, as the Experts believed), that blood swirls in a vortex at the base of the Aorta, forcing the Aortic Valve to close. None of his discoveries were verified until 1968, roughly 450 years after da Vinci’s death.
  • Benjamin Franklin was on Outlier – He was a printer and politician who discovered that Lightning and Electricity were one in the same.
  • Charles Darwin was an Outlier – A Theologian, he defied the Experts and the Church by postulating the Theory of Evolution.
  • Nicola Tesla was an Outlier – Tesla discovered that electricity was omnipresent – it was all around us and he constructed a large electricity Receiver/Transmitter in Colorado, which enabled him to distribute electricity wirelessly. He called this Free Energy. When JP Morgan found out, he ceased all funding of Tesla, as much of Morgan’s wealth was tied to petroleum products. While Tesla’s Free Energy Device Design has been suppressed by the U.S. Government, six of his Free Energy Devices are nonetheless operating in a small town in Switzerland, made by a Mechanical Engineer who followed Tesla’s design.
  • Thomas Edison was an Outlier – He was the first to control the flow and distribution of electricity, something the Experts were unable to do.
  • Einstein was an Outlier – He discovered his Theory of Relativity daydreaming on a train, while commuting to work as a Patent Clerk.
  • Henry Ford was an Outlier – He was an upstart car maker who got his idea for an Assembly Line after visiting a slaughterhouse in Chicago, forever changing the way cars were manufactured.
  • Richard Branson was an Outlier – Branson wandered into the Music business and changed how the Industry sold records and discovered new talent.
  • Steve Jobs was an Outlier – He and Steve Wozniak were the first to employ the use of Icons and a Monitor in the initial personal computers they built.
  • Elon Musk is an Outlier – He had zero knowledge and expertise when he decided to become a Rocket Manufacturer. The Experts laughed at Musk’s “Reusable Rocket” idea.

Not everyone can be an Outlier. Outliers must have a very thick skin to suffer the slings and arrows of “Experts”, until they prove the “Experts” wrong and, in the process, wind up changing the world.

 If you find value in these articles, please share them with your inner circle and encourage them to Sign Up for my Rich Habits Daily Tips/Articles. No one succeeds on their own. Thank You!

Tom Corley Headshot
Tom Corley

Tom Corley is an accountant, financial planner, public speaker, and author of the books “Effort-Less Wealth: Smart Money Habits At Every Stage of Your Life” and “RichKids: How to Raise Our Children to Be Happy and Successful in Life“.  Corley’s work has appeared on CNN, USA Today, The Huffington Post, SUCCESS Magazine, and many other media outlets and podcasts in the U.S. and 27 other countries. Tom is a frequent contributor to Business Insider and CNBC.

Read More

  • hidden costs
    Debt and Health - Hidden Costs

    I like finding the hidden costs in personal finances. Hidden costs are those costs that…

  • The Weekly Wrap: Jobs Chasing Inflation, Cities Chasing Crypto, Investments Chasing Climate Change
    The Weekly Wrap: Jobs Chasing Inflation, Cities Chasing Crypto, Investments Chasing Climate Change

    Income vs Inflation Paychecks are moving higher, but they are caught in a tangled dance…

  • Five of My Favorite Personal Finance Books

    People sometimes ask how I got into personal finance. The simple answer is by reading.…

  • Index Card Financial Advice: Everything You Need to Know on a 3x5

    We've all wished at some point in our lives that we knew more about finance.…

  • 10 Places to Find Lost Money at Home
    10 Places to Find Lost Money at Home

      There are a lot of places to look for coins when you are walking…

  • best personal finance books of 2018
    You Need These Top 13 Finance Books To Change Your Life

    Where are you in your financial journey? Maybe you've just landed your first job or…

Reader Interactions

What did you think about this article?
1 Star2 Stars3 Stars4 Stars5 Stars (1 votes, average: 5.00 out of 5)
Loading...

Comments

    Leave a Reply Cancel reply

    Your email address will not be published. Required fields are marked *

    Primary Sidebar

    Most Popular

    • Articles
    • Tips
    • Make Money
    • Credit Score Guide
    • Forums
    • Blogs
    • Tools
    • About
    • Contact

    Subscribe to Our Newsletter
    Your subscription could not be saved. Please try again.
    Your subscription has been successful.
    Copyright © 2026 SavingAdvice.com. All Rights Reserved.
    • Privacy Policy