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Medical Bills After an Accident: How a Personal Injury Lawyer Can Help

March 20, 2025 by Susan Paige

By Joseph Dedvukaj, Personal Injury Attorney

 

Car accidents can result in severe injuries and exorbitant medical costs.  While insurance is supposed to cover these costs, there are instances where insurers deny claims, leaving victims in financial distress.   If your insurance refuses to cover your treatment, you may have options to challenge the decision.   To begin, review your policy to learn why the claim was denied and gather supporting medical evidence.  You can file an appeal with the insurance company, seek assistance from a personal injury attorney, or explore alternative options like medical payment coverage (MedPay) or personal injury protection (PIP) if available.   In some instances, you may need to file a lawsuit against the driver who was at fault in order to get compensation. Regardless of the situation, acting quickly and seeking legal guidance can help protect your rights and ensure you receive the care you need.

 

How a Lawyer Can Help With Medical Bills

 

Negotiating with Insurance – We fight for higher payouts.

It can be difficult to negotiate with insurance companies because they frequently aim to reduce payouts. However, it is possible to obtain a higher settlement with the right strategy and persistence.  We vigorously defend our clients against low-ball offers by utilizing compelling evidence, expert testimony, and a thorough comprehension of the policy’s terms.  By highlighting the full extent of damages—medical expenses, lost wages, and pain and suffering—we push insurers to provide fair compensation.   Our experience in handling insurance negotiations allows us to anticipate their tactics and respond effectively, ensuring our clients receive the maximum payout they deserve.

 

Identifying Additional Compensation – You may qualify for pain and suffering damages.

Many people who are hurt in a car accident only think about their medical bills and lost wages, but they may also be entitled to compensation for their pain and suffering.  The accident’s physical pain, emotional distress, and diminished quality of life are covered by these damages. In contrast to economic damages, pain and suffering compensation is more subjective and requires strong evidence like medical records, psychological assessments, and personal testimonies. We put in a lot of effort to figure out how your injuries affected you completely and build a strong case in court or with insurance companies. By identifying all possible avenues for compensation, we help ensure that you receive the maximum settlement you deserve.

 

Filing a Lawsuit if Necessary – We take legal action against at-fault drivers or companies.

If insurance negotiations fail to provide you with fair compensation, you may need to file a lawsuit to get the justice you deserve.  To hold negligent drivers, businesses, or other responsible parties accountable, we aggressively pursue legal action.  Our team gathers strong evidence, consults with experts, and builds a compelling case to prove liability and maximize your compensation.   Whether through settlement negotiations or court litigation, we put in a lot of effort to ensure that you receive damages for your losses, such as medical costs, lost wages, pain and suffering, and other losses. If insurers refuse to cooperate, we are fully prepared to take your case to trial and advocate for your rights.

Case Study: A Client Who Won 5X More With Legal Help

One of our clients was initially offered a settlement far below what they needed to cover their medical expenses and lost wages after a serious car accident.   After they were dissatisfied with the insurance company’s low offer, they turned to us for legal help. Our team did a thorough investigation, got medical records, talked to experts, and made a strong case that showed how much they hurt and suffered.  We were successful in negotiating a settlement that was five times greater than the initial offer through aggressive negotiations.  This case highlights the significance of legal representation to ensure that victims receive the justice they deserve and maximize compensation.

After an accident, an insurance company initially offered a client $15,000. We fought for $75,000—5X the amount!

Worried About Paying Medical Bills? We Can Help!

Call Joseph Dedvukaj for a free case review today!

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