Generally, people buy computers because they need one for work or for personal use at home. Either way, it is something they will use quite often. However, you don’t need to spend $3,000 to get a good, reliable computer. Before you venture out and decide what technology is the best for you, consider these five things:
Figure out what you really need. A lot of people go into a computer purchase not knowing exactly what they need. Of course, if you spend time on your computer daily or use it for work, you may want to consider putting more money into it. If you simply use your computer to check your email or read the news, you may be able to get away with a cheaper PC or laptop. In fact, in some cases, a tablet is the cheaper option and works just as fine as a computer.
Can you buy it refurbished? Manufacturer refurbished computers and laptops are just as good as new. Most of the time these computers were sent back because of a minor issue or may have some physical damage. If you can look past a little scratch or your piece of technology not being 100% brand new, you can save yourself a ton of money buying refurbished. You can also buy secondhand. Sites like Craigslist and eBay have many people trying to sell their computers. Just be careful of the seller and be sure you can check the computer out first and/or return the merchandise if you are not pleased.
Can you get away with an update? Sometimes you may think you need a new computer but all you really need is an update. You can add RAM to your current computer or buy additional equipment instead of purchasing an entirely new computer.
Look for coupons. Yes, even technology companies provide coupons from time-to-time. RetailMeNot is a popular site to find coupons for computers and other items. You can also keep an eye out for rebates. For instance, when I bought my MacBook there was a mail-in rebate available for a printer. I paid $100 for the printer up front, but I received the $100 back after mailing in the rebate information.
Buy a little older. You don’t necessarily need the newest version of the computer you are looking at. If you have your eye on an HP laptop, there may be a slightly older version of the computer that you can purchase for far less money. The best time to look at something like this is if the company just released a new computer. For instance, if Apple just released a new version of the iMac, you would look at the 2015 version instead of the 2016. This can save you hundreds in many cases.
Build your own. This is point number six, but it won’t be possible for everyone. If you are technologically inclined, you may be able to build your own computer. The individual parts are less expensive than buying a computer. If you are capable, this is definitely the way to go (and it is a cool thing to brag about).
Think about a few of these things when you’re approaching your computer purchase and it may save you hundreds or thousands of dollars.
Do you have any tips on how to save when buying a computer? Let us know.
Photo: Flickr: Marcie Casas
Amanda Blankenship is the Chief Editor for District Media. With a BA in journalism from Wingate University, she frequently writes for a handful of websites and loves to share her own personal finance story with others. When she isn’t typing away at her desk, she enjoys spending time with her daughter, son, husband, and dog. During her free time, you’re likely to find her with her nose in a book, hiking, or playing RPG video games.
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