You are using far too much of far too many things and you probably don’t even realize it. Most of it is simply out of habit although a good portion of it has it’s roots in commercials. No matter what the cause, becoming aware that you may be needlessly wasting money by using too much [...]
When it comes to getting life insurance, most of us tend to shy away from really thinking about why we need it. It doesn’t matter whether you fall into the low risk or high risk life insurance category, we’d all rather ignore the reason that it’s purchased in the first place. For this reason, most [...]
I do have a credit card and I use it for a lot of my travel expenses because it provides me with a lot of advantages. I also use cash a lot just because I developed the habit when I lived in Japan and almost all transactions there were done in cash. There are still [...]
I’ve always kept my eyes open and to the ground when I walk and the result is that I usually find at least $100 dollars a year. There’s a lot of money at your feet if you are willing to look, and some people take this looking seriously. In fact, for them the streets are [...]
While money isn’t actually made out of paper (it’s made out of cotton fibers), bills are sometimes referred to as “paper” in slang terms. That may change in the not too distant future. While “plastic” is a term which is usually reserved for credit cards, it may soon become yet another slang term for those [...]
If you are unable to complete and file your federal individual tax return by the April 18, 2001 deadline, you can request an extension of time to file. By filing for this extension, you will automatically be given until October 17, 2011 to submit your tax return to the Internal Revenue Service (IRS). By filing [...]
One thing I learned along ago is that personal finance is not rocket science. In fact, it is far from it. The hitch is that simply because I know how to get my personal finances in order doesn’t mean that it’s always easy for me to do so when there are a lot of competing [...]
I’ve long said that Netflix is one of the best entertainment values out there. The ability to watch what you want with no commercials is wonderful. Internet streaming makes it even better. You can just sit at home and find something to watch. Aside from just providing entertainment, you can also learn a little bit [...]
There are a lot of myths when it comes to shopping, and one of the biggest is that women love to shop while men hate shopping. The truth, according to Lee Eisenberg, author of Shoptimism, is that men and women both love and hate to shop in about the same proportional numbers. The same is [...]
Aaron Patzer, the founder of Mint.com, thinks that for 20 and 30 year olds, the major savings problem is the cost of socially going out — dinners at restaurants, drinks with friends and the daily coffee at the local coffee shop. As we get older, the savings problem becomes one of trying to impress others [...]
