how many credit cards do you guys have?

[LivingAlmostLarge]

How many credit cards do you guys have and which ones do you like? I'm embarrassed about how many we have now. It's a bit wild.

Alaska (2) $95
Chase Sapphire Preferred $95
Ink Preferred $95
Citi Costco (2)
Chase Freedom
Amazon Prime
Marriott Bonvoy Chase $95
Schwab Amex Plat $495
Amex Gold $250 (had $200 discount and debating cancelling)
Amex Blue Business
Discover (oldest card)
Wells Fargo Active

OMG 14 active cards. And I even considered getting another.

[disneysteve]

Jointly we have a Marriott Visa and a Chase Freedom Visa. Individually we each have a Discover card.

[bjl584]

Just one.
A CITI bank Visa
2% cash back on everything.

[disneysteve]

I should add that the Chase and Discover cards have no fee. The Marriott card is $95/year which includes one "free" night at a hotel. We're actually using our 2023 certificate in a couple of weeks. The cash rate for the room would be $205 so we're essentially getting it for $95 which is a pretty good deal. That alone makes paying for the card well worth the price.

[QuarterMillionMan]

2 BofA, 2 Citi, 1 Capital One. All but 1 Citi card are used. I hope Citi cancels the one that I don't use. LAL are you getting your money's worth after paying those annual fees? None of my credit cards have annual fees and I don't think I would be able to get my money's worth if I had to pay annual fees.

[MonkeyMama]

We have 4 credit cards. They all have mega rewards in one category or another. Mostly use the Citi 2% cash back (on everything) but it's also nice to get 6% back on groceries while feeding teen boys.

[srblanco7]

4 credit cards. 2 hotel rewards, 1 airline rewards, and 1 from our credit union which offers cash back.

[kork13]

LAL, I'm with you ... We've unintentionally expanded our plastic exposure to an embarrassing level. In total, 11 accounts. DW & I each have a card for nearly all of those accounts, though we even have separate accounts for a couple of the AMEX cards (to get independent benefits for each of us).

Daily Drivers:
- Citi Double Cash (2% cash back, everything)
- Citi Costco Visa (1-4% cash back, a few categories)
- AMEX Blue Preferred (6% cash back, groceries)
Occasional Use:
- Discover (5% cash back, rotating categories)
- 2x AMEX Platinum (mostly used for its side benefits, which are extensive)
- 2x AMEX Delta Reserve (Flights & side-benefits)
- Amazon Prime store card (5% cash back, Amazon)
- Citi Government Travel Card (required for the job)
Rarely/Never used
- Lowes store card (got it for a discount on new countertops, should probably just close it

I used to have a USAA credit card, but it got shut down for lack of use a couple years ago .... otherwise, that would be my oldest card. Now, I think it's the Discover.

Except for the last 2 (GTC & Lowes), we're pretty happy with all of them, even though I wish I could convince myself to whittle it down some.

[disneysteve]

kork reminded me that I’ve got a Lowes card too. We got it to save 10% on our refrigerator. It also gets us 5% off purchases which I’ve used a number of times. No fee on that one.

[Fishindude77]

We keep two. Have had one hacked and shut off in the past.
Wouldn't want to be somewhere traveling, etc. without at least one good card.

[ua_guy]

I carry 3 cards. One is our household/joint spending card with a healthy gas/groceries rebate. One low-interest card through my bank, which I only use to keep alive. No rewards, just low interest should I ever need it? Never needed it. And my personal card which has a nominal cash back reward.

The husband carries an additional two, an airline miles card, and his ridiculous Amex.

[mumof2]

only one

[AJSimon]

No credit cards. Never had one.

[takekuma]

I've got three in my wallet right now, but seeing your list makes me feel like a lightweight. I've heard good things about the Chase Sapphire Preferred and the Amex Gold, though.

[LivingAlmostLarge]

It happens and I feel like cutting back but it's hard to justify when there are so many pros for specific cards for a reason