extra money

[LivingAlmostLarge]

I noted you had in October 15-2024 you had $38k in our pre-retirement savings. You now have $76k. That's more than 2x in less than 1 year. Your shovel...

[LivingAlmostLarge]

About 5 years ago I had an investment guy tell me to invest all our cash. Our cash flow at the time was sufficient to cover most expenses. True at that...

[LivingAlmostLarge]

Well the issue at hand is that people are not letting go of "starter" homes and hanging on because of the 3% mortgages. They don't want to...

[LivingAlmostLarge]

I meant what is the difference coverage wise on the reduced policy...

[LivingAlmostLarge]

Randomsaver how close are you to 55?...

[LivingAlmostLarge]

What is the reduced policy? What is the difference?

[LivingAlmostLarge]

How do you guys handle big expenses? What do you guys do with extra money? Do you send it to an investment account monthly? When you have expenses...

[LivingAlmostLarge]

Okay let me rephrase it. DH's boss basically meant if you don't love your research quit. It's too hard, too long a road, and too much investment to...

[LivingAlmostLarge]

Mostly it because the HONEST truth is renter don't save the difference and invest it between renting and buying. If they did then it would make more sense...

[LivingAlmostLarge]

I am still all about taxing more for helping more. But it certainly doesn't seem like we are helping more....

[LivingAlmostLarge]

that is a crazy story...

[LivingAlmostLarge]

Love what you do. You'll always make money if you love it because you'll work harder. DH's mentor told him that and told every grad student he had that....

[LivingAlmostLarge]

Why would you say it came with financial costs? I am curious since I see most who stick it out for 20 years, thinking Nord at Early Retirement say the...

[LivingAlmostLarge]

By the way I would spend the $1800. Or just let it ride. I forget all the time about reimbursements from work and other stuff. But I seem to be finding...

[LivingAlmostLarge]

Coast fire is from that blogger ceejay and posts here. She always talks about their coastfire journey. And I realized that coastfire makes it's possible...

[LivingAlmostLarge]

I recently helped a couple who were 58 and 59 years old realize they had $10m dollars. He was laid off in 12/2023 from his job and she had a part-time...

[LivingAlmostLarge]

wow i had no idea that's how it worked. Wow. How much did he buy each house for?...

[LivingAlmostLarge]

So I've stashed I think $100k in ibonds. I've been building my ladder. I don't know why other than it's something to do with excess cash. I hold mostly...

[LivingAlmostLarge]

My husband is a 16/8 for the most part and I do it as well. Mostly we just skip breakfast and the kids are the same unfortunately. Part of it on the...

[LivingAlmostLarge]

i've used chatgpt for planning trips and packing lists. Put in itinerary last year and got packing list. Put in where I want to visit and got itinerary....