Tweet
Due to COVID, our financial future deteriorated.
Worked for a Vendor of the State & worked for the County,
Combined it was 36.5 hours a week shift- Wed 3pm-Fri 9am
I had 6 hrs off in between. Off Thursdays 9am-3pm
MAJOR OVERTIME 3x a year when I'd work Wed 3pm until Sun 5pm
NO TIME off during this straight 5 day shift
I also added to my EBAY inventory too since she loved to go Thrifting
Perks:
✦Paid to sleep averaging 7 hrs a night. Some staff faired better but it takes me a while to fall asleep
Woken up a few times but usually for 30 seconds to a max of 3 minutes so easy to fall back asleep.
✦Paid to exercise. I ran for almost 45 min straight each day. Client loved to ride her adult trike and I'd push her /run alongside when no other staff would.
The other staff was older or out of shape so showed no desire to do it.
✦Paid to shop at Thrift Stores 2 hrs a week. Adding to my Ebay inventory
✦Medical and Dental insurance for my husband and I.✦ $55 a month.✦ He had a $100 deductible, I had none.
I also had a limited indemnity plan for myself thru the County. They wouldn't allow us to add on a spouse.
- Pan American Limited Indemnity Plan- Excellent for $10 a month (factored into the $55 above)
Client was from a Mental Institutution, raised in Foster Care. Long criminal history, homeless, in jail much of her life
California is closing all the mental institutions down. These people need to acclimate to society and all have paid staff.
A small portion have 24/7 staff. We only kept one out of 10 people who started the job, it was difficult for most.
Getting the shot became such an issue for the company they folded up.
Staff didn't want it. I received 1 year of unemployment benefits due to it.
Somehow I thought I'd be doing this job for another 10+ years so it was a major blow
Wee considered our 2nd home a vacation home... until COVID.
70% built now unable to complete it. Yet now it is our home for good.
I have no extra money to pay this mortgage for much longer.
We will downsize in 2 yrs
We will sell this house, use the profit to complete the build
Owning it free and clear
We lived at the off grid how's efor some months to get an idea on the costs and LOVED the cycling.
We lived in our RV. Another State recreation area surrounded by trails, rivers, campgrounds, etc. similar to our current area
Except we are 1 hr from ski resorts so the snow is horrendous here.
These were our expenses just 2 years ago.
✦Expenses- Off Grid House
$50 Prop Tax. County has not came up to see progress, this will increase to $200 (estimate)
$125 Internet, landline, security system
$125 EBIKES (wear and tear and maintenance)
$150 Mtn Bikes (we already budget this in)
$60 Auto Insurance
$40 Tires (extra expense, the hills there wear out tires
--------------------------------------
$550 Month Fixed expenses
We still have a mortgage on this house. Plus Water, propane & power bills.
Offf-grid house runs off of solar power, and we'lll buy an E-CAR by then
Artesian springs= no water bill.
We'll take Social Security early which is a combined is $2100 per month. Yes major poverty level,
Prior he was going to take it at Full Retirement Age
His business is seasonal, I work with him a little and do my Ebay store.
When we move in 2 yrs, it may be possible I can start back to working for another company if they have clients
Right now, there is no company that direction and no clients.
The other half of the year...when we are not working...he will qualify for a Medicare Savings Program at 65.
If I don't get back to work f/t again after we move.
Not having to pay that $160 a month for half of the year ...until I take RMD's which will cover it
A very secure job not many people can do it...we went through so many staff
Technically the company was considered providing "Crisis Unit Services"
Hence why we had so many overtime opportunities.
Clients were moved to Sacramento where there are more people, thus are people willing to get the Jaba Jaba
At least that is the reason given by the owner of our company
Worked for a Vendor of the State & worked for the County,
Combined it was 36.5 hours a week shift- Wed 3pm-Fri 9am
I had 6 hrs off in between. Off Thursdays 9am-3pm
MAJOR OVERTIME 3x a year when I'd work Wed 3pm until Sun 5pm
NO TIME off during this straight 5 day shift
I also added to my EBAY inventory too since she loved to go Thrifting
Perks:
✦Paid to sleep averaging 7 hrs a night. Some staff faired better but it takes me a while to fall asleep
Woken up a few times but usually for 30 seconds to a max of 3 minutes so easy to fall back asleep.
✦Paid to exercise. I ran for almost 45 min straight each day. Client loved to ride her adult trike and I'd push her /run alongside when no other staff would.
The other staff was older or out of shape so showed no desire to do it.
✦Paid to shop at Thrift Stores 2 hrs a week. Adding to my Ebay inventory
✦Medical and Dental insurance for my husband and I.✦ $55 a month.✦ He had a $100 deductible, I had none.
I also had a limited indemnity plan for myself thru the County. They wouldn't allow us to add on a spouse.
- Pan American Limited Indemnity Plan- Excellent for $10 a month (factored into the $55 above)
Client was from a Mental Institutution, raised in Foster Care. Long criminal history, homeless, in jail much of her life
California is closing all the mental institutions down. These people need to acclimate to society and all have paid staff.
A small portion have 24/7 staff. We only kept one out of 10 people who started the job, it was difficult for most.
Getting the shot became such an issue for the company they folded up.
Staff didn't want it. I received 1 year of unemployment benefits due to it.
Somehow I thought I'd be doing this job for another 10+ years so it was a major blow
Wee considered our 2nd home a vacation home... until COVID.
70% built now unable to complete it. Yet now it is our home for good.
I have no extra money to pay this mortgage for much longer.
We will downsize in 2 yrs
We will sell this house, use the profit to complete the build
Owning it free and clear
We lived at the off grid how's efor some months to get an idea on the costs and LOVED the cycling.
We lived in our RV. Another State recreation area surrounded by trails, rivers, campgrounds, etc. similar to our current area
Except we are 1 hr from ski resorts so the snow is horrendous here.
These were our expenses just 2 years ago.
✦Expenses- Off Grid House
$50 Prop Tax. County has not came up to see progress, this will increase to $200 (estimate)
$125 Internet, landline, security system
$125 EBIKES (wear and tear and maintenance)
$150 Mtn Bikes (we already budget this in)
$60 Auto Insurance
$40 Tires (extra expense, the hills there wear out tires
--------------------------------------
$550 Month Fixed expenses
We still have a mortgage on this house. Plus Water, propane & power bills.
Offf-grid house runs off of solar power, and we'lll buy an E-CAR by then
Artesian springs= no water bill.
We'll take Social Security early which is a combined is $2100 per month. Yes major poverty level,
Prior he was going to take it at Full Retirement Age
His business is seasonal, I work with him a little and do my Ebay store.
When we move in 2 yrs, it may be possible I can start back to working for another company if they have clients
Right now, there is no company that direction and no clients.
The other half of the year...when we are not working...he will qualify for a Medicare Savings Program at 65.
If I don't get back to work f/t again after we move.
Not having to pay that $160 a month for half of the year ...until I take RMD's which will cover it
A very secure job not many people can do it...we went through so many staff
Technically the company was considered providing "Crisis Unit Services"
Hence why we had so many overtime opportunities.
Clients were moved to Sacramento where there are more people, thus are people willing to get the Jaba Jaba
At least that is the reason given by the owner of our company
Comment