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Are Banks Open on Christmas Eve 2018?

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Banks open Christmas Eve

With the holiday season upon us, and Christmas just around the corner, many people are wondering when banks will be open, and when they’ll be closed so they have enough money for the holidays. There’s a bank holiday schedule for most institutions, so if you need to talk with a teller to get your banking done, you’ll want to make sure you don’t go when they’re closed. Below you’ll find when banks and credit unions are open and closed over Christmas and Christmas weekend.

Download a printable 2018 Bank Holiday Schedule.

Are Any Banks Open Christmas Eve?

Banks will be open on Christmas Eve. Because Christmas Eve falls on a Monday this year, banks will be open. However, many banks will close early or be open for limited hours. Some locations may close as early as 12 p.m. You’ll need to check with your bank or credit union before assuming their hours on Christmas Eve.

Will Banks Be Open Christmas Day?

No, banks aren’t open on Christmas Day. All banks and credit unions will be closed on Christmas.

Although they will not be open, you can still take care of basic banking transactions without going into the bank. Most institutions provide services like bill pay, deposits, and transfers through their website or mobile app. You can also make deposits and withdrawals at the ATM. Both of these are available 24 hours a day, 365 days a year.

Keep in mind any transactions made on a holiday may take a bit longer to clear. For instance, checks being deposited may take an additional business day to post to your account. In this case, transactions made on Christmas should post by Wednesday, December 26. You may want to refer to your bank’s policy before doing any business Christmas Day.

Bank Hours the Day After Christmas

Banks will be open the day after Christmas. Some businesses will close the day after Christmas in observance of the holiday, however, banks will be open for regular business hours that day.

Losing one banking day can be a hassle for some. The good news is you will be able to take care of everything you need on the Monday or Wednesday surrounding the holiday this year. Be sure you plan to get anything you need to be done taken care of on those days.

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Which Banks Are Open on Sunday?

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banks open on Sunday
The vast majority of financial institutions, including banks and credit unions, are not open on Sunday. While many retail outlets are open on both Saturday and Sunday, banks and credit unions work a lot like many non-retail businesses that are open from Monday through Friday, but closed on the weekends. There are exceptions to this rule, although they are few and far between. Below you will find a list of the top banks open on Sunday, as well as the ones that are closed.

Banks Open on Sunday

  • Academy Bank Midwest (Walmart Locations 11 am – 4 pm)
  • American Savings Bank (9 am – 3 pm)
  • Armed Forces Bank (11 am – 4 pm)
  • Crest Savings Bank (8:30 am – 1 pm)
  • IBC Bank (noon – 4 pm)
  • TD Bank (11 am – 3 pm)
  • Valley National Bank (10 am – 2 pm)
  • Wells Fargo (10 am – 3 pm)
  • Most banks in Walmart locations have Sunday hours.

Banks Closed on Sunday

  • JP Morgan Chase
  • Bank of America
  • Citigroup
  • PNC Financial
  • HSBC
  • Bank of New York Mellon
  • US Bank
  • SunTrust
  • State Street
  • Capital One
  • BB&T
  • Royal Bank of Scotland
  • Regions Financial
  • Fifth Third Bank
  • ING
  • KeyCorp
  • Northern Trust
  • Bank of Montreal
  • Bank of the West
  • Union Bank
  • Allied Irish
  • Comerica
  • Zions Bank

Like banks, most credit unions are open from Monday through Friday and closed on the weekends. While some might be open on Saturday, we currently don’t know of any credit union with retail offices open on Sunday. If you happen to know of a credit union open on Sunday, please leave a comment or contact us, so we can add it to our list. Below you will find the top credit unions and whether or not they are open on Sundays.

Credit Unions Open on Sunday

  • Coastal Federal, NC
  • Community America, KS (grocery store branches only)
  • First Community, St. Louis, MO (Walmart branches only)
  • TruMark Financial, PA

Credit Unions Closed on Sunday

  • Navy Federal
  • State Employees
  • PenFed Federal
  • BECU
  • SchoolsFirst Federal
  • Alliant
  • The Golden 1
  • Security Service Federal
  • Star One
  • San Diego County
  • America First
  • First Technology
  • American Airlines Federal
  • Randolph-Brooks Federal
  • Suncoast
  • Bethpage Federal
  • Alaska USA Federal
  • Citizens Equity First
  • Digital Federal
  • VyStar
  • Teachers Federal
  • Delta Community
  • ESL Federal
  • PSECU
  • Police and Fire Federal

Even though most banks and credit unions are closed on Sunday, you can still carry out basic banking transactions through ATMs or banking online.

It’s important to remember that if you do use an ATM or website, some transactions won’t fully post to your account until the next business day when the bank or credit union opens. This is usually not an issue, but something to keep in mind.

Why Aren’t Banks Open on Sunday?

The plain and simple reason that banks aren’t open on Sunday is that it’s not cost effective for them to be open. This is especially true now that ATMs and bank websites can handle most common banking transactions, such as checking your balance, transferring between accounts, withdrawing, and depositing. The one bank that does offer Sunday service, TD Bank, uses this as a way to differentiate itself from all the other banks.

Do you know of any other financial institutions open on Sundays? Let us know in the comments below!

Read More

Protecting Your Money: Is Online Banking Safe?
Are Credit Unions Better Than Banks?
10 Reasons Credit Unions Are Better Than Banks

(Photo Source: Robert Couse-Baker)

Which Supermarket Branches of Banks Are Open on Sunday?

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what-banks-are-open-on-sunday
The vast majority of financial institutions, including banks and credit unions, are not open on Sunday. While many retail outlets are open on both Saturday and Sunday, banks and credit unions work a lot like many non-retail businesses that are open from Monday through Friday but closed on the weekends. There are exceptions to this rule, although they are few and far between. Below you will find a list of the top banks which are open on Sunday and those that are closed. If you know of any other banks that are open on Sunday, please leave a comment to let us know so we can add them to our list.

Banks Open on Sunday

  • Bank of America (Retail Bank of America locations are open 10 am to 6 pm)
  • Wells Fargo (Select retail locations open 10 am to 3 pm)
  • Academy Bank Midwest (Walmart Locations 11 am – 4 pm)
  • American National Bank (Some Walmart Locations 10 am – 2 pm)
  • American Savings Bank (Some retail locations open 10 am to 3 pm)
  • Woodforest National Bank (Walmart locations 12 pm – 4 pm)
  • Citizens Bank (grocery store branches only)
  • TD Bank (Most branches open 11 am to 3 pm)
  • Fifth Third Bank (Kroger grocery stores branches only)
  • United Bank (Retail locations open 10 am to 4 pm)
  • U.S. Bank (Some locations open 12 pm to 4 pm)
  • Armed Forces Bank (Many branches are open 10 am to 6 pm)
  • The Bank National Association (Some locations open from 1 pm to 5 pm)
  • Central National Bank (Some Walmart locations open 11 am to 3 pm)
  • Citizens Bank (Retail locations open 11 am to 3 pm)
  • Coastal Federal Credit Union (7 am to 7 pm)
  • Denali Federal Credit Union (Walmart locations are open 10 am to 7 pm)
  • First Community Bank (All Walmart locations open 9:30 am to 3 pm)
  • First Convenience Bank/First National Bank of Texas (Retail locations open 12 pm to 4 pm)
  • First National Bank of Waterloo (Walmart and other retail locations open 11 am to 4 pm)
  • Huntington Bank (Retail locations open 11 am to 4 pm)
  • L&N Federal Credit Union (Walmart locations open 12 pm to 4 pm)
  • PNC Bank (Retail locations open 9 am to 4 pm)
  • Republic Bank (Most locations are open 11 am to 4 pm)
  • Service Credit Union (Walmart locations open 11 am to 3 pm)
  • Valley National Bank (Most locations open 10 am to 2 pm)

Banks Closed on Sunday

It is important to note that you should still call ahead or check online to confirm your bank’s hours. Some locations may not open, depending on demand. It is certain that the following banks will be closed on Sunday though:

  • JP Morgan Chase
  • Citigroup
  • HSBC
  • Bank of New York Mellon
  • SunTrust
  • State Street
  • Capital One
  • BB&T
  • Toronto-Dominion
  • Royal Bank of Scotland
  • Regions Financial
  • Fifth Third Bank
  • ING
  • KeyCorp
  • Northern Trust
  • Bank of Montreal
  • Bank of the West
  • Allied Irish
  • Comerica
  • Zions Bank

Even though most banks and credit unions are closed on Sunday, that doesn’t mean that you can’t do basic banking transactions. You have two options that will allow you to do many banking transactions even on Sunday. The ATMs allow for a variety of transactions to be done. The other option is logging in online and doing your banking through the bank’s or credit union’s website. You can’t do all types of banking from these two alternatives, but you can do most of the basic banking transactions.

It’s important to remember that if you do use an ATM or website, some transactions won’t fully post to your account until the next business day when the bank or credit union opens. This is usually not an issue, but something to keep in mind.

Why Aren’t Banks Open on Sunday?

The plain and simple reason that banks aren’t open on Sunday is that it’s not cost effective for them to be open. This is especially true now that ATMs and bank websites can handle many of the most common banking transactions that customers want. The one bank that does offer Sunday service, TD bank, uses this as a way to differentiate itself from all the other banks.

For more on banks and credit unions and how to pick which to use check out these articles.

Are Credit Unions Better Than Banks?
10 Reasons Credit Unions Are Better Than Banks
Banks – Money Confession

Photo: Robert Couse-Baker

Are Banks and Credit Unions Open or Closed on Christmas Eve 2016?

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are banks open or closed on Christmas eve
With the holiday season upon us, and Christmas just around the corner, many people are wondering when banks will be open, and when they’ll be closed so they have enough money for the holidays. There’s a bank holiday schedule for most institutions, so if you need to talk with a teller to get your banking done, you’ll want to make sure you don’t go when they’re closed. Below you’ll find when banks and credit unions are open and closed over Christmas and Christmas weekend.

Are banks open on Christmas Eve?

Some banks are open on Christmas Eve. Because Christmas Eve falls on a Saturday this year some banks and credit unions will not be open. If your bank or credit union is normally open on Saturdays it may be open on Christmas Eve. It’s important to note most will only be open for limited hours. The majority of these institutions will close earlier than usual, with many only staying open until 12:00 pm. You’ll need to check with your local bank or credit union to find out exactly when they will be closing on Christmas Eve, but you should know for planning purposes that it’ll likely be much earlier than usual.

Are banks open on Christmas Day?

No, banks aren’t open on Christmas Day. All banks and credit unions will be closed on Christmas day.

Are banks open the day after Christmas?

No, banks aren’t open the day after Christmas. The day after Christmas (Monday, December 26) is the day that federal workers and many banks will be observing the Christmas holiday. You may want to call your bank and check to see if they will be participating (most are).

Banks will reopen for regular business hours on Tuesday, December 27. For many people this will mean that you will have to deal with your bank or credit union being closed for three days (Saturday, Sunday and Monday). Because of this, be sure to plan ahead and get any banking you need to get done on Friday, December 23.

While banks and credit unions may not be open all the time, you still have the opportunity to do basic financial transactions 24 hours a day, any day of the year through their website, automatic teller machine (ATM) or app. Using these methods won’t allow you to do all types of banking transactions, but it will allow you to do many of the most basic ones. The one thing to keep in mind is using these alternatives may mean a transaction doesn’t post to your account right away. For example, if you deposit a check, the process of the check clearing may not begin until the bank’s next business day. In this case, Tuesday.

Photo: soeperbaby

Are Banks and Credit Unions Open on Veterans Day 2014?

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Are banks and credit unions open on Veterans Day
It can get quite confusing when federal holidays roll around because it’s often not apparent what businesses will and won’t be open. There is no standard answer, and some businesses which are closed on some federal holidays are open on others. It can get especially confusing when the holiday falls in the middle of the week. Veterans Day falls on a Tuesday this year and will be celebrated on November 11, 2014. The question many people have is, “Are banks and credit unions open on Veterans Day?” The general answer to this question is “No, they will be closed,” but there are a few exceptions to this statement.

Banks

Are banks open on Veterans Day?
No, most banks are closed on Veterans Day.

It’s standard for most banks to remain closed on federal holidays, and the vast majority of them will be closed on Veterans Day. There is one big exception to this and a couple of partial exceptions:

Open Banks

  • TD Bank: All branches
  • PNC Bank: Supermarket branches only will be open
  • SunTrust: In-store branches only will be open

TD Bank will be open for Veterans Day, as well as the store branches of PNC Bank and SunTrust.

Closed Banks

  • Bank of America
  • Capital One
  • Chase
  • Citibank
  • HSBC
  • PNC Bank: Regular branches
  • SunTrust: Regular branches
  • US Bank
  • Wells Fargo

Credit Unions

Are credit unions open on Veterans Day?
No, most credit unions are closed on Veterans Day.

When it comes to federal holidays, most credit unions act similar to banks and remain closed. There are a few regional credit unions which may be open, and a few branches located in retail or grocery stores which may remain open, but most credit unions will close for the day. The best action to take is to call the credit union directly to see if they will have any branches or in-store locations open on Veterans Day.

Just because the vast majority of banks and credit unions will be closed on November 11 doesn’t mean you can’t do any banking at all. In fact, you should be able to do most basic banking transaction by utilizing the institutions website, their app or through one of their Automatic Teller Machines (ATMs). One of the benefits of the computer age is that even if a bank branch isn’t open, ATMs and websites are usually open 24/7. While it won’t be possible to do every type of banking transaction through these, customers can do most basic banking transactions through these methods.

Consumers who do banking on Veterans Day should realize that any transactions may not immediately be recorded in the bank’s records. For example, a check deposited on November 11 won’t have the funds immediately available, and may not begin the clearing process until the next business day. This could mean the funds may take a bit longer before they will be available for withdrawal than if deposited on a regular business day.

Are Banks and Credit Unions Open the Day before Veterans Day

With the holiday landing on a Tuesday this year, banks and credit unions will be open on Monday, November 10 for their normal business hours. Most banks and credit unions will be closed on Sunday, November 9 over the Veterans Day weekend and will also be closed on Saturday, November 8 if the branch is usually closed on Saturday. Banks and credit unions will have normal weekday business hours on Wednesday, November 12, the day after the holiday.

(Photo courtesy of DVIDSHUB)

Are Banks, Credit Unions and Post Offices Open Mother’s Day 2015?

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are banks, stores and post offices open on Mother's day?
With all the different official and observed holidays in the US, it can get quite confusing trying to remember what is open and what isn’t as each approaches. There is nothing more frustrating than going someplace only to find out that it happens to be closed due to a holiday. With Mother’s Day just around the corner, a lot of people will begin to wonder whether or not the banks, credit unions, and post offices will be open on Mother’s Day.

Making things a little more complicated, Mother’s Day is not celebrated on a specific date each year. Instead, it’s celebrated on the second Sunday in May. This means that the actual date will vary from year to year, although it’ll always be on a Sunday. Mother’s Day will be celebrated on May 10 in 2015.

Mother’s Day is a holiday that is observed by many, but it’s not an official federal holiday. Since it’s not an official federal holiday, most government entities will keep their regular business hours. The key to remember is that it’s on a Sunday when most federal businesses would have normally been closed anyway.

Banks

Most banks will be closed. If a holiday is not a federal holiday, then most banks will keep their normal business hours. That’s the case with Mother’s Day. However, since Mother’s Day is on a Sunday, most banks won’t be open just as they are usually not open on regular Sundays. The two exceptions to this are TD Bank and Citizens Bank (grocery store branches) which have their branches open on most Sundays. TD Bank and the Citizens Bank grocery store branches will be open on Mother’s Day.

Credit Unions

Most credit unions will be closed. Much like banks, if a holiday isn’t a federal holiday, credit unions will be open. Since Mother’s Day is on a Sunday, however, they will be closed because most do not open on Sunday, although there are a few regional credit unions that are open on Sunday.

While bank and credit union branches won’t be open, the ATMs at them will work. This will allow customers to do basic financial transactions on Mother’s Day if they need to. Along the same lines, your bank or credit union’s website can be used to do many different financial transactions even on days they are closed for a holiday.

Post Offices

Most post offices will be closed on Mother’s Day because it’s on a Sunday. Again, they’re not closing because of the holiday, but because they are normally closed on all Sundays. If you have a post office that happens to be open on Sundays, you should contact it to verify that it will also be open on Mother’s Day.

Since Mother’s Day lands on a Sunday, and it’s not a federal holiday, there’s very little disruption to the normal weekend routine of most businesses. Chances are that you will be able to go about the day as you would any other Sunday with no differences in what is and isn’t open.

(Photo courtesy of Lisa Sjolund)