bank hours

Are Banks Open on President’s Day 2021?

February 12, 2021 By Kathryn Vercillo Leave a Comment

Monday, February 15, 2021 is President’s Day. Many of us like to get tasks such as banking done on Mondays. And it can be hard to remember which holidays banks close for. So you might find yourself wondering, “are banks open on President’s Day 2021?”

When Is President’s Day?

President’s Day is the third Monday in February each year. Historically, it used to always be on February 22nd, in commemoration of George Washington’s Birthday. However, the day later came to honor all past and current presidents. At that time, the date shifted. This was due in part to a desire for a three-day weekend holiday. So, now, President’s Day is that third February Monday. Since February 1st was on a Monday this year, President’s Day is earlier than usual. It’s 2/15/2021.

President’s Day Is a Federal Holiday

There are typically ten federal holidays per year. Although in 2021, there are actually 11 observed holidays because New Year’s Day 2022 will be observed on New Year’s Eve. In any case, these holidays, also called bank holidays, are the times of the year when federal government services shut down in recognition of particular events.

President’s Day is a federal holiday. Therefore, as with other federal holidays, services will close down. The idea is to recognize the contributions of our presidents. But whether or not you’re feeling patriotic, you’ll want to know what’s open and closed. On federal holidays, services that close include the stock market, post offices, and yes – banks.

Are Banks Open on President’s Day 2021?

So the answer to that question is: no, banks are not open on President’s Day 2021. All bank will close for the holiday. Likewise, credit unions are closed for President’s Day 2021. Therefore, if you have any banking to do, then you’ll want to make sure that you get it complete in advance of the three day weekend.

If you use a bank branch that is open on Saturdays, then your branch should have regular hours on Saturday, February 13th, 2021. If your bank isn’t open on weekends, then you’ll want to complete all banking activities by close of day on Friday, February 12th. Otherwise, you’re going to have to wait until Tuesday, February 16th, 2021 for banks to re-open. They will resume normal working hours at that time.

Banks Apps to Try During President’s Day 2021

Banks may be close during President’s Day 2021 but it does not mean your banking ends. Try signing up to these online banking apps for 24/7 online banking and also saving.

Platform:	Fees to sign-up	Best for:
CIT Bank	Free	Wide range of Financial Services
Lending Tree	Free	Best for keeping an eye on credit score
BBVA	Free	Safe digital banking

What Else Is Open / Closed on President’s Day 2021?

Being a federal holiday, government services will close for President’s Day. Some of the things that close include:

The stock market and bond markets
Post offices although you may be able to purchase stamps at places like convenience stores
Courthouses and other government buildings
Libraries

On the other hand, retail stores are usually open on President’s Day. In fact, many of them have President’s Day sales for you to take advantage of. Walmart and Target are two examples of large stores you can expect to have regular hours on President’s Day.

When Is The Next Federal Holiday?

If you find yourself wondering whether banks are open on President’s Day, then you’ll probably find yourself asking a similar question in May when Memorial Day rolls around. That day – May 31, 2021 – is the next federal holiday. Banks will close for that holiday. Between now and then, however, banks should have their regular hours.

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Are Banks Closed on New Year’s Eve 2020?

December 30, 2020 By Kathryn Vercillo Leave a Comment

It’s so confusing trying to figure out what is open and what is closed on New Year’s Eve. After all, we traditionally celebrate the New Year on this day. We ring it in at midnight, perhaps, but the parties start much earlier. So, it feels like a holiday. However, New Year’s Day is the actual holiday. So are things like banks open or closed on New Year’s Eve?

When Is New Year’s Eve 2020?

New Year’s Eve is Thursday, December 31, 2020. When the clock strikes midnight, we can put 2020 behind us and start 2021! Since both New Year’s Eve and New Year’s Day fall on weekdays this year, it’s important to know the bank holiday schedule. Will banks be open both days, one day, or neither day?

Banks Are Typically Open on New Year’s Eve

Most banks are going to be open on New Year’s Eve. New Year’s Eve is not an official holiday despite the fact that most of us do our celebrating that night. Banks only close on official federal holidays. Therefore, they don’t close down on New Year’s Eve.

That said, some banks do have shorter hours on New Year’s Eve. Banks may close early as a way of recognizing the informal holiday. This isn’t particularly common, so you shouldn’t have to worry about it too much. Nevertheless, it’s something to keep in mind if you’re doing your end-of-the-year banking.

Banks With Normal Hours on New Year’s Eve

If you do have to get some last-minute banking done on Thursday, December 31, 2020, then you might want to double-check with your local branch. Ask not just if they are open but what hours they are keeping for the day.

With that in mind, GoBankingRates reports that the following five banks should have normal hours on New Year’s Eve 2020:

Bank of America
Bank of the West
BBVA
Capital One
Sun Trust

Banks With Limited Hours on New Year’s Eve

According to GoBankingRates, here are the limited hours / schedule for 16 other banks on New Year’s Eve 2020:

BB&T: 9 a.m. to 2 p.m.
BMO Harris Bank: 8 a.m. to 5 p.m.
Chase: 9 a.m. to 6 p.m.
Citizens Bank: 8:30 a.m. to 5 p.m.
Fifth Third Bank: 9 a.m. to 5 p.m.
Huntington: 9 a.m. to 5 p.m.
KeyBank: Branches open 9 a.m. to 1 p.m.
People’s United Bank: 9 a.m. to 4 p.m.
PNC Bank: 11 a.m. to 2 p.m.
Regions: 9 a.m. to 2 p.m.
Santander Bank: 9 a.m. to 3 p.m.
TD Bank: 8 a.m. to 6 p.m.
UBank: 9 a.m. to 1 p.m.
Union Bank: 9 a.m. to 5 p.m.
U.S. Bank: 9 a.m. to 3 p.m.
Wells Fargo: 9 a.m. to 3 p.m.

As you can seem, some banks close an hour or two earlier than usual on New Year’s Eve. On the other hand, many banks close around midday.

Note also that each location may vary. A bank branch inside of a grocery store may have different hours than a stand-along bank even on the holiday.

Banks Are Closed on New Year’s Day

Banks do recognize New Year’s Day as a federal holiday. Also called bank holidays, most government and professional services are closed for the day. In addition to banks, you can expect post offices, courthouses, and libraries to stay closed on Friday, January 1, 2021 in recognition of the New Year holiday.

New Year’s Day is The First Federal Holiday of 2021

There are ten federal holidays each year. Those are the days when banks and other services close in recognition of the holiday. However, if the holiday falls on a weekend, the date is sometimes observed either the Friday before or the Monday after. For example, Independence Day is July 4th. However, in 2021, July 4th is on a Sunday. Therefore, observance will be on July 5, 2021.

Here are the dates of observation for the ten bank holidays for 2021, starting with New Year’s Day:

New Year’s Day: January 1, 2021
MLK Jr. Day: January 18, 2021
Washington’s Birthday: February 15, 2021
Memorial Day: May 31, 2021
Independence Day: July 5, 2021
Labor Day: September 6, 2021
Columbus Day / Indigenous People’s Day: October 11, 2021
Veterans Day: November 11, 2021
Thanksgiving: November 25, 2021
Christmas: December 24, 2021

Notice that Christmas falls on a Saturday in 2021. Therefore, banks will close in observance on Friday, which is Christmas Eve. Like with New Year’s Eve, banks don’t usually close on Christmas Eve, only on Christmas Day. It’s only because the date is on the weekend that things are likely to be different in 2021.

Will Banks Open on Saturday After New Year’s?

For many people, New Year’s offers a long weekend. You may get off of work early on New Year’s Eve then have the entire day off on New Year’s Day. If you don’t typically work weekends, then you won’t have to go back to work until Monday, January 4, 2021. Therefore, you’ll get a three-day or four-day weekend.

But what about banks? If they’re open on Thursday but closed on Friday, what happens on Saturday? Many banks are already closed on weekends. If your bank is one of those, then of course they will stay closed as normal. However, there are also plenty of banks that keep weekend hours. They may be open part or all of the day on Saturdays, for example. So what about on New Year’s weekend 2021?

If your bank is usually open one Saturdays then there’s a good chance they’ll re-open Saturday morning. Therefore, if you don’t get your banking done before they close on the evening of New Year’s Eve, then you might be able to do so on Saturday, January 2, 2021. For example, First Bank closes early on Thursday, stays closed Friday, and re-opens with normal Saturday hours.

Are Credit Unions Open on New Year’s?

Credit unions are similar to banks. They often keep the same holiday hours. However, each credit union makes that decision for themselves. Therefore, hours can vary widely. Generally speaking, credit unions will stay open on New Year’s Eve, although many of them will have limited hours. They will close on New Year’s Day.

Online Banking and ATMs on Holidays

If you need to take care of mobile banking or get some money out of the ATM machine, then of course you can do that even when the bank locations are closed. Therefore, you can use online services and ATM machines on New Year’s Eve as well as New Year’s Day. That said, certain transactions might not go through until the Saturday or even Monday following the holiday. If you need to make sure that deposits or withdrawals take place before the end of the year, get that done Thursday morning.

Best Banks for Savings

Platform:	Fees to sign-up	Best for:
CIT Bank	Free	Wide range of Financial Services
Lending Tree	Free	Best for keeping an eye on credit score
BBVA	Free	Safe digital banking

Are Banks Open on Christmas Day 2020?

December 17, 2020 By Kathryn Vercillo Leave a Comment

Things get so busy during the holidays. The days are short and they are jam packed with activities. Yes, even in 2020. Therefore, you might forget to take care of some of the things that are on your To Do list. Banking might be one of those things. Before you know it, Christmas Day is here, and the weekend looms ahead, and you haven’t hit the bank yet. Are banks open on Christmas Day?

Christmas Day is a Federal Holiday

There are several federal holidays throughout the year. These holidays are also knowns as bank holidays. In other words, these are days when a variety of places shut down, including federal buildings and banks. Christmas is one of the federal holidays. So, naturally, many places will close for Christmas Day in recognition of the holiday. Banks are among those places.

Banks Close for Christmas

Just to reiterate, banks will not be open on Christmas Day. They allow their employees to take that time off to spend the holidays with their families. Therefore, your bank won’t be open on Friday, December 25, 2020. If you have important banking tasks to take care of, then you should make sure to get that done before Christmas Day.

Since Christmas is on a Friday, your bank like CIT Bank might not be open again until Monday, December 28th, 2020. Some banks are open on Saturdays. Very few banks are open on Sundays. So you could get lucky and be able to visit your bank on the Saturday after Christmas. But don’t chance it if you really need to go to the bank. Get there before Christmas Day.

Are Banks Open on Christmas Eve?

Banks do not close for Christmas Eve. After all, Christmas Eve isn’t a federal holiday. However, many banks change their store hours in recognition of the holiday. Banks may close as early as noon on Thursday, December 24th, 2020. Or they may be open until 2 or 3 or even their regular closing time later in the day. Each bank branch is different, so you’ll have to check with yours in advance to be certain.

That said, if you know that you need to get to the bank on Christmas Eve, then you should do so as close to the bank’s opening hours as possible. And if you can get your banking done even earlier in the week, so that you don’t need to worry about limited store hours on Christmas Eve, then that’s even better.

Some Banking Services Are Accessible on Christmas

Even though banks close for Christmas, there are certain tasks that you can still complete. For example, ATM machines won’t close for the holiday. Therefore, you can deposit or withdraw money or perform any other ATM machine tasks that you usually do. Likewise, the Internet doesn’t close for the holiday, so you can do online banking. One example of a bank that does online banking is CIT Bank, so it might be a good thing to open an account here. That said, deposits and payments might not clear until the Monday following Christmas.

Credit Unions and Christmas Day

Credit unions differ a bit from banks. Therefore, they don’t always maintain the same hours. However, credit unions typically close for Christmas as well. You should check with your specific credit union to find out what the holiday hours are on and around Christmas Eve.

Are Banks Open on Veterans Day 2020

November 5, 2020 By Kathryn Vercillo Leave a Comment

Veterans Day is a federal holiday. Therefore, certain things are closed for the day. Banks are one of those things. If you need to go to the bank the week of November 11, 2020, then you should probably plan to go either before or after the actual date.

What is Veterans Day?

Veterans Day is a federal holiday that honors and recognizes that contributions of people who have served in the American Armed Forces. Although it originally started specifically to honor the veterans of World War I, today the holiday recognizes those who have served at any time in America’s history. In other words, whether someone served during a war or a time of peace, Veterans Day recognizes their efforts.

Veterans Day 2020

2020 marks a few key anniversaries of Veterans Day:

30 years since the beginning of Desert Shield
30 years since the end of the Panama Invasion
70 years since the beginning of the Korean War
75 years since the end of World War II

The latter is a particularly important one since thankfully we haven’t had another world war since then. World War I was supposed to be “the war to end all wars.” When it finally ended, the president created Armistice Day to recognize veterans. But then another world war occurred, and Armistice Day became Veterans Day.

When Is Veterans Day?

Veterans Day is on November 11th each year. However, if that falls on a Sunday, then the federal holiday is recognized the following day.

This year, November 11th is on a Wednesday. Therefore, Veterans Day is right in the middle of the week. It’s a weird time for things to close. However, it does make working around the closures more convenient. If you need to go to the bank, then you can plan to do so on Tuesday or Thursday, knowing that the bank will close Wednesday, November 11th, 2020 for Veterans Day.

So, Banks Are Closed on Veterans Day

The answer is yes, banks are closed on Veterans Day. There are ten federal holidays during which banks usually close.

Every country defines their own holidays. America has federal holidays. We also call these bank holidays. As the name notes, banks close to recognize these holidays. In addition to Veterans Day, those bank holidays are:

New Year’s Day
Martin Luther King, Jr. Day
Washington’s Birthday (Presidents Day)
Memorial Day
Independence Day
Labor Day
Columbus Day
Thanksgiving Day
Christmas Day

You might notice that Memorial Day is also on the list. Memorial Day, celebrated in May, is another day of the year for celebrating veterans. However, that holiday specifically honors those people who died serving their country. It’s another important holiday for veterans. Banks close for both holidays each year.

Exception: TD Bank Will Be Open

There is one exception to the rule that banks close for Veterans Day. TD Bank chooses to operate on some federal holidays, including Veterans Day. If you are a TD Bank customer then you can take advantage of this unique exception. You can use regular TD Bank locations as well as TD Bank branches located inside of supermarkets.

Are Credit Unions Open on Veterans Day?

Like banks, most credit unions close for Veterans Day. If you have business to do at your local credit union, then you should do so on November 10th or November 12th this year.

How to Do Banking on Veterans Day

Unless you use TD Bank, you can’t do in-person banking on Veterans Day. However, you can still take advantage of banking services that don’t require face-to-face contact with a bank representative. For example, you can still use the ATM to complete many different types of transactions. Additionally, you can make use of online banking services. If you have some bills to pay or you want to move some money around, then you can still do those things on Veterans Day.

Banks Open on Sunday

September 13, 2019 By Tamila McDonald Leave a Comment

In the United States, financial institutions like banks and credit unions are almost universally closed on Sunday. The majority are open during normal business hours, Monday through Friday, and some may use a shorter schedule on Saturdays. While Sunday hours aren’t common, there are some banks and credit unions that open their doors to customers on Sunday. If you’re looking to open or close an account or need some other banking transactions, here’s what you need to know about banks open on Sunday.

Banks That Are Open on Sunday

1^st Summit Bank (some Walmart locations only) – 12:00 pm to 3:00 pm
Academy Bank (Walmart locations only) – 11:00 am to 4:00 pm
American Savings Bank – 9:00 am or 10:00 am to 3:00 pm
Armed Forces Bank (some branches) – 11:00 am to 4:00 pm
Bank of America (some ShopRite branches only) – 10:00 am to 2:00 pm
Bank of Kirksville (Walmart location only) – 1:00 pm to 5:00 pm
Central National Bank (Walmart locations only) – 11:00 am to 3:00 pm
Chase Bank (limited NYC locations only) – 10:00 am to 2:00 pm
Citizens Bank (some supermarket branches only) – 10:00 am or 11:00 am to 3:00 pm
Country Bank (some Big Y and Walmart locations only) – 9:00 am to 1:00 pm
Crest Savings Bank (some locations) – 8:30 am to 12:00 pm or 1:00 pm
Cumberland Valley National Bank (some Walmart locations) – 1:00 pm to 5:00 pm
Dime Bank (some ShopRite locations only) – 10:00 am to 2:00 pm
East West Bank (most locations) – 10:00 am or 11:00 am to 3:00 pm or 5:00 pm
Farmers and Merchants Bank (some Walmart locations only) – 11:00 am to 4:00 pm
Fifth Third Bank (limited locations) – 11:00 am to 4:00 pm
First Citizens Community Bank (some Walmart locations only) – 9:30 am to 3:00 pm
First National Bank of Waterloo (some Walmart and Schnucks locations only) – 11:00 am to 4:00 pm
First State Bank & Trust Company (some Walmart locations only) – 12:00 pm to 5:00 pm
Huntington Bank (some Giant Eagle locations only) – 11:00 am to 4:00 pm
IBC Bank (limited locations only) – 12:00 pm to 4:00 pm or 6:00 pm
New York Community Bank (limited locations) – 10:00 am to 2:00 pm
PNC Bank (supermarket locations only) – 9:00 am to 3:00 pm
Republic Bank (most locations) – 11:00 am to 4:00 pm
Sterling National Bank (some locations) – 9:00 am to 2:00 pm
TD Bank (most locations) – 11:00 am to 3:00 pm
The Bank National Association (McAlester, Oklahoma, Walmart location only) – 1:00 pm to 5:00 pm
Triumph Community Bank (limited locations) – 10:00 am to 1:00 pm
US Bank (many Ralph locations only) – 10:00 am to 2:00 pm
Valley National Bank (many, but not all, locations) – 10:00 am to 2:00 pm
Wells Fargo (some locations) – 10:00 am to 3:00 pm or 4:00 pm
Woodforest National Bank (Walmart locations only) – 12:00 pm to 4:00 pm

It’s important to note that the vast majority of the branches that open on Sundays are located in retail or grocery stores. Locations that are not inside a Walmart, ShopRite, or similar store may not be open even if those branches do have Sunday hours. As a result, most of a particular bank’s locations may be closed while only a few are open.

If you are considering going to a one of the banks on a Sunday, it is always wise to contact your local branch in advance. That way, you can confirm when they are or are not open, ensuring you can get the assistance you need based on their availability.

Banks That Close on Sunday

Allied Irish
Bank of Montreal
Bank of New York Mellon
Bank of the West
BB&T
Capital One
Citigroup
Comerica
HSBC
KeyCorp
Northern Trust
Regions Financial
Royal Bank of Scotland
State Street
SunTrust
Union Bank
Zions Bank

Credit Unions That Open on Sunday

Denali Federal Credit Union (Walmart locations only) – 10:00 am to 7:00 pm
First Community Credit Union (Walmart locations only) – 9:30 am to 3:00 pm
L&N Federal Credit Union (Walmart locations only) – 12:00 pm to 4:00 pm
Service Credit Union (Walmart locations only) – 11:00 am to 3:00 pm
TruMark Financial Credit Union (limited locations) – 11:00 am to 3:00 pm

Credit Unions That Close on Sunday

Alaska USA Federal
Alliant
America First
American Airlines Federal
BECU
Bethpage Federal
Citizens Equity First
Delta Community
Digital Federal
ESL Federal
First Technology
Navy Federal
PenFed Federal
Police and Fire Federal
PSECU
Randolph-Brooks Federal
San Diego County
Schools First Federal
Security Service Federal
Star One
State Employees
Suncoast
Teachers Federal
The Golden One
VyStar

While many banks and credit union locations are closed on Sunday, you can still perform a variety of transactions. Usually, ATMs and online account services are available 24/7. While a transaction might not fully process until the next business day, it does allow you to handle certain activities on Sundays.

Why Banks Aren’t Open on Sundays

In many cases, banks and credit unions close on Sundays because it is more cost-effective. With online and automated services, fewer customers need in-person assistance. As a result, it doesn’t make sense to open if demand is low.

Do you know of any banks open on Sunday? Do you wish your bank was open on Sundays? Share your thoughts in the comments below.

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PNC Bank Open Time, Close Time, and Holidays

March 11, 2019 By Kathryn Vercillo Leave a Comment

If you are a PNC customer, you’ll likely need to know PNC bank open time, the time it closes, and its holiday hours. The in-person times are pretty straightforward. However, the customer service phone hours are slightly more complicated. Therefore, it’s important to know exactly what you need from the bank.

PNC Bank has 2600 branch locations and 9000 ATM locations. This bank is available in 19 states:

Alabama
Delaware
District of Columbia
Florida
Georgia
Illinois
Indiana
Kansas
Kentucky
Maryland
Michigan
Missouri
New Jersey
New York
North Carolina
Ohio
Pennsylvania
South Carolina
Virginia
West Virginia
Wisconsin

You don’t have to live in one of these states to open a PNC bank account. They offer many online services. Therefore, if you want a mortgage or student loan, then you might choose this bank even if you don’t live in one of those 19 states. However, if you need to withdraw money from an ATM, you’ll get charged fees if you don’t live in one of the PNC bank states.

PNC Bank Hours

If you bank with PNC, then you need to know what their hours are. Most importantly, you need to know that they’re closed on Mondays. Like many other banks, they are also closed on weekends. Therefore, you can only bank with them in person Tuesday – Friday.

PNC Bank Open Time

The PNC bank open time is 9 am. The open time is consistent across all four days of the week that the bank is open.

PNC Bank Closing Time

PNC Bank closes at 5 pm on Tuesdays, Wednesdays, and Thursdays. However, they don’t close until 6 pm on Fridays. Therefore, you have an extra hour to get to the bank before their long weekend. Many people appreciate this since Friday is often the payday of the week.

PNC Bank Customer Service Hours

Although their in-store hours are limited during the week, PNC Bank customer service is available every day. You can call 1-888-PNC-BANK to connect with a customer service representative. The PNC bank open time for customer service calls is 7 am ET Monday-Friday, and 8 am ET on the weekends. Customer service calls are accepted until 10 pm ET on weekdays and 5 pm on weekends. Moreover, they have 24-hour automated information for your accounts.

Do note that the hours are slightly different if you’re seeking customer service information for specific services and types of accounts. The main hours above are for personal banking, business banking, and virtual wallet accounts. You can call about existing accounts or if you want to open a new account.

However, phone call hours are slightly more limited if you’re calling about a PNC mortgage or student loan. The bank only accepts those calls Monday through Friday. The PNC bank open time for those calls is 8 am. They accept mortgage calls until 9 pm ET Monday – Thursday and 5 pm on Fridays. They accept student loan calls until 5 pm on weekdays.

Likewise, the hours are slightly different if you’re calling about investments. PNC bank open time for customer service help with existing investment accounts is 8 am ET on weekdays. This phone service closes at 10 pm. However, if you need to talk to a financial specialist, the hours are a bit shorter. While the PNC bank open time is still 8 am, closing time is 6 pm.

Finally, they have specific services for members of the military. The phone hours for those services are 8:30 am – 4:30 pm on weekdays.

PNC Bank Holidays

If you plan to visit PNC bank in person, then it’s also important to know which holidays they are closed. There are ten holidays when the bank is closed each year:

New Year’s Day
Martin Luther King Jr. Day
Presidents Day
Memorial Day
Fourth of July
Labor Day
Columbus Day
Veterans Day
Thanksgiving
Christmas

In 2019, the holiday dates that the bank is closed are:

Jan 1, 2019: New Year’s Day
Jan 21, 2019: Martin Luther King Jr. Day
Feb 18, 2019: Presidents Day
May 27, 2019: Memorial Day
July 4th, 2019: Fourth of July
Sep 2, 2019: Labor Day
Oct 14, 2019: Columbus Day
Nov 11, 2019: Veterans Day
Nov 28, 2019: Thanksgiving
Dec. 25, 2019: Christmas

Some of those dates will be the same every year. For example, the Fourth of July and Christmas are always on the same dates. However, some of the dates, such as Thanksgiving, change each year. Therefore, be sure to check a current calendar for PNC holiday hours.

Note that the bank is closed only on the day of, not the eve. For example, the bank is closed on Christmas Day, but not on Christmas Eve. The bank is open on other holidays not listed here. For example, PNC Bank is open on Easter Monday and Halloween.

24/7 Ways to Reach PNC Bank

PNC bank does offer mobile services. You can deposit checks straight from your phone. Plus, you can access additional information.

Therefore, you can get a lot of information about your accounts online at any time of day or night. Automated account information is also available by phone 24/7. Furthermore, you can head to the bank’s website to check out their FAQ. You might be able to get some of the answers that you need there.

You can also reach the bank online. They offer customer service through email and Twitter. Of course, they’ll probably reply during normal business hours. Nevertheless, if you have a non-urgent question, this can be a great way to reach out to them whenever something comes up.

PNC Bank is also on Facebook, Linked In, Pinterest, Instagram, and YouTube. However, they only advertise customer service solutions via social media using Twitter.

PNC Bank Pros and Cons

If you’re not yet a PNC bank customer, then you might want to weigh the pros and cons before choosing this bank. As aforementioned, the bank is only available in 19 states. If you don’t live in one of those states, then it might not be the best bank choice for you. Furthermore, the bank is closed on weekends, Mondays, and weekdays after 5 pm or 6 pm. If that doesn’t work with your schedule, then you might want to see if there are better options in your area.

Furthermore, there are some important cons to consider. They offer a 0.01% APY on your regular savings account, which is lower than many other banks. Plus they have fees, including an overdraft fee from your checking account up to four times daily. Therefore, you may not make the most of your money at this bank.

That said, there are also some great benefits to PNC bank. They have a wide range of customer service options, with extended phone service hours that include the weekends. They offer financial advice for investors as well as special help for members of the military. Moreover, they have a strong suite of online and mobile banking tools. If you primarily bank online and would rarely need to visit a branch location, then this might be a good banking option for you.

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Photo Credit: Erik Drost