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Are Banks Open on Memorial Day 2020?

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are banks open on memorial day

May 25th, 2020 is Memorial Day. This is a federal holiday. Therefore, certain institutions and services will be closed. Are banks open on Memorial Day?

Memorial Day is a Bank Holiday

Memorial Day is one of the ten dates of the year that Americans consider a bank holiday. As the name suggests, banks are typically closed on bank holidays. The Federal Reserve Bank of Chicago lists Memorial Day as a bank holiday alongside these other nine bank holidays:

  1. New Year’s Day
  2. Martin Luther King Jr. Day
  3. Washington Day
  4. Independence Day
  5. Labor Day
  6. Columbus Day
  7. Veterans Day
  8. Thanksgiving Day
  9. Christmas Day

Many stores are open during bank holidays. For example, Walmart, Target, and Costco will all be open for Memorial Day 2020. However, banks and other federal businesses such as post offices, are generally closed.

Most, But Not All, Banks Close for Memorial Day

Since Memorial Day is a federal holiday and also a bank holiday, it’s no surprise that banks will be closed for Memorial Day 2020. If you need to do in-store banking, then you’ll want to get that taken care of before Memorial Day. Alternatively, you can wait until Tuesday, May 26th, 2020 when banks re-open with their normal hours.

Three Banks That Might Be Open on Memorial Day

That said, Banks.org says that there are three exceptions to the rule that banks are closed on Memorial Day. PNC Bank and SunTrust Bank both have in-supermarket branches that will be open on Memorial Day. Regular banks are closed but the smaller branches inside of stores may be open. Additionally, the site says that while US Bank is probably going to be closed, some of their locations will stay open for a short half-day on Memorial Day 2020. If you absolutely need to go to the bank on Memorial Day, call these three banking options to see if one is open near you.

Credit Unions Also Close for Memorial Day

Credit unions differ from banks. Nevertheless, they do typically follow the same bank holidays. Therefore, you can expect that your local credit union will be closed on Memorial Day 2020.

For that matter, the stock market is also closed for Memorial Day. If you have to deal with financial things, don’t count on doing so on Memorial Day.

Banking Services That You Can Access on Memorial Day

These days, you can often do your banking without actually going in to a physical bank. That simplifies things for people who have to deal with certain transactions on Memorial Day. Even though the bank is closed, you can still go to the ATM, for example. You can deposit or withdraw cash and complete other ATM-based activities. Similarly, online and mobile banking don’t shut down for bank holidays. Therefore, you can pay bills and do other online banking on Memorial Day. Just remember that if you’re transferring money, the transfer might not go through immediately during a bank holiday such as Memorial Day.

Is Target Closed on Memorial Day 2020?

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IS Target Closed on Memorial Day?

Every holiday, people wonder if their favorite stores are going to be open. For example, they want to know if Target will be open so that they can pick up last minute Memorial Day supplies. Usually, the answer for Target is yes. But, considering the impact of COVID-19 restrictions, is that still true this year? Is Target closed on Memorial Day 2020?

Target Is Usually Open on Memorial Day

Memorial Day is a federal holiday. Therefore, certain things are always closed on Memorial Day. For example, schools and post offices don’t typically stay open on holidays like Memorial Day. But shopping stores are different. In fact, big stores like Target love to stay open on federal holidays.

After all, since many employees of those other places are off of work for the day, it means that there are more people potentially out shopping. Memorial Day and other similar holidays are huge shopping days. Stores, including Target, do usually stay open. Historically, Target has always been open on Memorial Day.

Will Target Be Open or Closed on Memorial Day 2020?

So, why would this year be any different? Well, even if you know that your local Target store is typically open on Memorial Day, you might wonder if COVID-19 restrictions have changed things this year. After all, some businesses aren’t open at all right now. In many states, there are big limitations on stores. So, is Target closed for Memorial Day 2020 even though it’s usually open for the holiday?

No, Target is not closed for Memorial Day 2020.

Target is open for Memorial Day 2020.

Memorial Day, which is Monday, May 25, 2020, could potentially be a great shopping day for people who need to pick up summer items.

Is There a Memorial Day Sale at Target?

Stores like Target often have big Memorial Day sales. After all, this holiday is basically considered the start of summer. Many people typically celebrate by having big summer bashes including barbecues and picnics in the park. While that would be a great way to spend Memorial Day 2020, a lot of us aren’t going to have that option.

Here in the San Francisco Bay Area, we are still under shelter-in-place restrictions. We are allowed out and about and can enjoy the parks. However, groups have to stay small and practice social distancing. So there is some opportunity to enjoy Memorial Day in the park but it won’t be the big to-do that it may have been for you in years past. Nevertheless, you might still wish to pick up some Memorial Day supplies.

Or you might have a new type of celebration in mind. For example, if you have kids at home, this can be the perfect day to start making summer crafts together. Or you might just want to make a summer-inspired meal. Since many Target stores have groceries in them (which is one of the reasons that it’s considered an essential business and thus is allowed to stay open during coronavirus restrictions), you can certainly do that at your local Target store.

With that in mind, you might want to know if there will be a 2020 Memorial Day Sale at Target. Yes and no. Target has a Memorial Day sale on Home items including up to 40% off of some furniture. However, the Target Memorial Day Sale is online only.

How Target Has Responded to Coronavirus

Target, like all other businesses, has had to adapt their stores in order to accommodate COVID-19 restrictions. While some people find this annoying, the purpose is to keep staff and customers safe. Target has made some great efforts in this area. In fact, they contributed their largest-ever single relief donation of $10 million in response to the coronavirus crisis.

But what are they doing specifically in the stores that you should be aware of if you plan to shop there on Memorial Day 202o? Target’s coronavirus response includes:

Target Store Hours: Memorial Day 2020

Target doesn’t typically change their store hours for the Memorial Day Holiday. Therefore, you can expect store hours to remain the same as they have been in recent weeks. However, remember that this may differ from store hours prior to the coronavirus outbreak.

Target responded to COVID-19 restrictions with two big changes to their hours:

  • All stores must close by 9 pm. Stores that previously closed before that time still close at their normal hours. Stores that closed later all close at 9 pm now.
  • The first opening hour on every Wednesday is for high-risk shoppers, including the elderly, only. This allows them to shop safely.

Of course, the Wednesday at-risk shopping hours don’t impact Memorial Day shoppers. After all, Memorial Day is always on a Monday.

The shortened store hours allow Target employees to re-stock the shelves and improve cleanliness, sanitization, and safety throughout the stores.

Other Coronavirus Measures at Target

Other than the hours, here are some of the things that you can expect to see at Target if you shop there on Memorial Day 2020:

  • Staff are wearing masks and gloves and following all CDC guidelines for hygiene
  • Customers are encouraged (and in some states required) to wear face masks
  • A staff member is assigned to each store entrance to keep carts and baskets sanitized
  • Checkout lanes are rotated to reduce traffic at each one and are cleaned between each customer
  • Plastic partitions have been installed at checkouts and in other areas of the store such as the pharmacy
  • Overhead audio messaging as well as monitoring by staff members helps remind customers to practice social distancing
  • Customers can no longer bring their own bags into the store for shopping

Customers can also take advantage of the option to order contactless Drive Up pickup. So, if you want to get some things from Target for Memorial Day, but you don’t want to risk shopping in store, then consider that option.

Are Other Target Services Open on Memorial Day 2020?

Like Walmart and other big stores, Target has multiple services within the shop. For example, you can go to the pharmacy, grab a coffee at Starbucks, and check out the electronics section. However, things are different with COVID-19 restrictions. The Starbucks stores are closed right now. Fitting rooms are also closed, so although you can buy clothes, you can’t try them on in store. You can always call to check with your local store to find out what is and isn’t available there for Memorial Day 2020.

Read More

If you’re wondering whether or not Target is open for Memorial Day, then you might have questions about some other stores and services as well. Here are some links to help you find all of the Memorial Day store information you need:

Rooms To Go Holiday Hours

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Rooms to go holiday hours

Many people have spent a good deal of time this year in a house that needs updating. so, when it comes to getting furniture, it is important to know when to go. Rooms To Go is a popular and affordable home furnishings store, with a pretty open holiday schedule. That being said, here are the exact days you can expect most stores to be open. (Note: Rooms To Go Holiday Hours don’t usually differ from regular operating hours, as long as they’re open.)

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Ashley Furniture Holiday Schedule

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Ashley furniture holiday schedule

Everybody wants to keep their house looking nice, and the holidays are a great time to do it. With gift money coming in from family and friends, refreshing your favorite living space makes great use of those funds. The downside here is, as excited as you may be, the store of your choice may not be open. Well, to make sure you don’t fall into this trap, here is the Ashley Furniture holiday schedule:

Closed on:

  • Easter
  • Thanksgiving Day
  • Christmas Day

Open on:

  • New Years
  • MLK Day
  • Valentine’s Day
  • Presidents Day
  • St. Patrick’s Day
  • Good Friday
  • Easter Monday (Day after Easter)
  • Cinco De Mayo (May 5th)
  • Mother’s Day
  • Memorial Day
  • Independence Day (July 4th)
  • Labor Day
  • Columbus Day
  • Halloween
  • Veterans Day
  • Black Friday
  • Christmas Eve
  • Day after Christmas (Dec. 26th)
  • New Year’s Eve

Dillard’s Holiday Hours 2020

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Dillard's Holiday Hours

Dillard’s is an extremely popular destination during the holidays. Just like most other department stores, they get some massive crowds. Now, they actually have a pretty open holiday schedule, but it is important to know what it is so you can be certain they will be open when you get there. So to clear it up, below is all the info you need for Dillard’s holiday hours.

Disclaimer: Currently, Dillard’s Stores are all closed until further notice due to the COVID-19 situation.

Closed on the following holidays:

  • Easter
  • Thanksgiving
  • Christmas

Special hours on the following holidays:

  • Black Friday (8am-9pm)
  • Christmas Eve (8am-6pm)
  • December 26th (9am-9pm)
  • New Year’s Eve (10am-6pm)
  • New Year’s Day (9am-7pm)

Normal Hours on the following holidays:

  • Martin Luther King Jr. Day
  • Presidents’ Day
  • Good Friday
  • Memorial Day
  • Independence Day (4th of July)
  • Labor Day
  • Columbus Day
  • Veterans Day

What are the “normal hours”?

Typical hours for Dillard’s are as follows:

  • Monday – Saturday 10am-9pm
  • Sunday 11am-6pm

Will Schools Be Open Or Closed On Columbus Day 2019?

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Are Schools Closed on Columbus Day 2019?
Statute of Christopher Columbus

If you are a parent, you may be wondering “Are schools open or closed on Columbus Day”? The Columbus Day holiday is federal and is celebrated on the second Monday of October each year. Generally, schools close on federal holidays. However, for many state and local governments, Columbus Day is optional, so figuring out if your school will be open or closed is not straightforward.

States That Do Not Observe Columbus Day

Due to a shifting political landscape and concerns about the excesses of colonialism in the Americas, or lack of local historical relevance, roughly a third of U.S. states do not observe Columbus Day. However, this doesn’t always mean they don’t observe other holidays on this year’s Columbus Day, Oct. 14, 2019. Based on a review of their official published 2019 schedules these states do not have an official Columbus Day holiday.

States Not Observing Columbus Day

AlaskaOklahoma
ArkansasOregon
IowaSouth Carolina
KentuckyTennessee
LouisianaVermont
MichiganWashington
MississippiCalifornia
NevadaDelaware
North CarolinaHawaii
North DakotaWyoming

Other Observed Holidays

Columbus Day is the second federal holiday of the school year. In the past, most schools celebrated Columbus Day, but the holiday is increasingly less likely to be observed. Since America’s public schools are controlled at state and local levels, there is no federal law requiring schools to be open or closed on this day. Each state can choose whether or not to observe the holiday.

Many states, cities, or local municipalities offer alternatives to the holiday. For example, Hawaii observes Discoverer’s Day in honor of the Polynesian discoverers of Hawaii, which falls on the same date. Many southern states celebrate Robert E. Lee’s birthday. So, some schools in these states are closed.

Are Businesses Open Or Closed On Columbus Day?

Mostly open. Most establishments have rules which are a little easier to follow. Retail outlets are usually open. Post offices and banks will be closed. Because of this, you can expect a one-day delay in processing through USPS or your bank on Columbus Day.

Convenience stores, liquor stores, grocers, and many other businesses will remain open on Columbus Day, 2019. Libraries typically close in observance of the holiday. Public transit will still be available, but some cities will slow down to a weekend schedule.

Are Schools Open or Closed On Columbus Day?

Yes and No. When it comes to most businesses, Columbus Day schedules are pretty black-and-white as to whether they will be open or closed. Schools, however, are a bit trickier to figure out. It takes some digging to find out whether schools will be open or closed on Columbus Day. Rules vary a great deal by state and local area. Often, schools on the East Coast close in observance of Columbus Day, while schools on the West Coast remain open. However, in some states such as Florida, closures are on a school by school basis.

This rule is not set in stone. Students in larger cities such as Los Angeles, Dallas, and Miami will typically have to go to school, while students in cities such as New York, Washington D.C., and Chicago might have the day off. In addition, private schools may observe the Columbus Day holiday, while public institutions may not.

Consult Your School District’s Calendar

If you aren’t sure whether your school district will have class on Columbus Day, look at the district’s online school calendar. Plus, if there’s no school, your kids will probably be sure to let you know. You can also call the school to confirm whether it will be open or closed. For more on this topic check out our article on why schools might be open on Columbus Day.

What To Do If Your School Is Closed On Columbus Day

If your child’s school is closed, you’ll need an activity for the holiday.  Here are some ideas to get you started.

  1. Head to an apple orchard
  2. Make leaf rubbings
  3. Visit the zoo
  4. Visit a corn maze
  5. Toast pumpkin seeds
  6. Visit a park or arboretum and bring a guidebook
  7. Take a drive and view some local fall foliage
  8. Make a DIY cardboard animal
  9. Read a book together
  10. Play with Lego or other toys together
  11. Make a pillow and blanket fort
  12. Build a family website together
  13. Research your family tree together
  14. Take apart an old appliance together
  15. Craft with some duct tape

If you’re interested in more ideas on this, consider navigating over to itsalwaysautumn.com, they have a very good list of indoor activities to do with your child.

For more of our great articles, read these:

Raising Self Indulgent Children Is Not Good Parenting

Why You Should Put Your Kids In Private Schools

What Is Open And Closed On Columbus Day 2019

Photo Credit: Claus Rebler