Posts by: Dave Ramsey

by Dave Ramsey

Dave Says: Eventually, You Become Self-Insured Dear Dave,  My wife and I are both 36 years old, and we have two children. Our son is six, and our daughter will be... read the story

by Dave Ramsey

Dave Says: When You Nickel and Dime Things, Nothing Gets Done Well Dear Dave, I’m currently on Baby Step 2, and I have about $7,000 in debt to pay off before I can move to bulking up...... read the story

by Dave Ramsey

Dave Says: What’s Fair to Everyone Concerned? Dear Dave, About a year ago, my husband and I offered an empty house we own to a young man at our church, who had...... read the story

by Dave Ramsey

Dave Says: It’s Not a Good Long Term Plan Dear Dave, My girlfriend’s parents are divorced, and they’re both in their early seventies. We talked the other nigh... read the story

by Dave Ramsey

Dave Says: Take the Bigger Check Dear Dave, My car was declared totaled because of hail damage, and my insurance company says I have two options. One is ... read the story

by Dave Ramsey

Dave Says: Make Them Workers and Givers Dear Dave, My wife and I have been very fortunate in our careers. We both have six-figure incomes, and as a result we ha... read the story

by Dave Ramsey

Dave Says: Life Insurance Isn’t a Baby Step Dear Dave, I just discovered you and your teachings a couple of weeks ago. I’m already on Baby Step 2, and I was wonde... read the story

by Dave Ramsey

Dave Says: Helping Take Care of Mom     Dear Dave, My mother-in-law is 85, and she’s had some health setbacks recently. The family got toge... read the story

by Dave Ramsey

Dave Says: A Degree Isn’t Power, Knowledge Is Power Dear Dave, I’ve heard you talk about paying for college for your kids. Why is this a requirement? I’m not trying to ... read the story

by Dave Ramsey

Dave Says: Be Smart About Paying Off Debt Dear Dave, Should I cash in my 401(k) to pay off my car? I have just enough in the account to pay off the car...... read the story