Posts by: Dave Ramsey

by Dave Ramsey

Dave Says: Work Hard Now, Celebrate Later Dear Dave,  My husband and I bought a franchise recently, and we are opening our business in a couple of months. We... read the story

by Dave Ramsey

Dave Says: For Starters, Have A Plan Dear Dave,  My mom and dad always told me to live within my means. As an adult, I’ve made some mistakes with mone... read the story

by Dave Ramsey

“Stuff” Just Doesn’t Do It Most families have money problems at some point. And when I was a little kid, our family went through tough financial ti... read the story

by Dave Ramsey

Dave Says: It’s a Credit Card Addiction Dear Dave,  I think my mother-in-law has a serious credit card problem. She can’t afford stuff, but she shops any... read the story

by Dave Ramsey

Dave Says: Be Gentle, He’s Moving in the Right Direction Dear Dave,  We’re following your Baby Steps plan, and we’ve paid off all our credit cards. But when I talked to... read the story

by Dave Ramsey

Dave Says: Pay Off Their Student Loans? Dear Dave,  My wife and I are debt-free except for our mortgage and two Parent PLUS loans for our daughters’ coll... read the story

by Dave Ramsey

Dave Says: Go into Debt for a Wedding? Nope! Dear Dave,  Our daughter’s college education is pretty much paid for already through grants and scholarships, and... read the story

by Dave Ramsey

Dave Says: Risk Is Real Dear Dave,  My husband and I want to do a live-in and flip real estate purchase. The idea is to buy a fixer-upper a... read the story

by Dave Ramsey

Dave Says: Don’t Buy a House Together Before You’re Married Dear Dave,  My fiancée and I plan to get married in May, and we are preparing to buy a house. We both work in sale... read the story

by Dave Ramsey

Dave Says: Control Your Own Destiny Dear Dave,  I read where you recommend saving 15% of your income for retirement. Should I count my employer’s con... read the story