12 Of The Cheapest Cars to Insure

When it comes to owning a car, one of the biggest ongoing expenses is insurance. Finding a vehicle that’s affordable to insure can significantly reduce your overall costs. Here are 12 of the cheapest cars to insure in 2024, helping you save money while still enjoying a reliable and safe ride.

1. Honda Civic

The Honda Civic has long been known for its reliability, fuel efficiency, and low maintenance costs. Its safety features and strong performance in crash tests make it a favorite among insurance companies, resulting in lower premiums. Additionally, the Civic’s widespread popularity means parts are readily available, further reducing repair costs and insurance rates.

2. Toyota Corolla

The Toyota Corolla is another vehicle that consistently ranks high for affordability in insurance. Known for its durability and safety, the Corolla’s robust build and advanced safety features help keep insurance costs down. Moreover, its fuel efficiency and low cost of ownership make it a practical choice for budget-conscious drivers.

3. Subaru Outback

The Subaru Outback is a top pick for those seeking a versatile and safe vehicle. Its excellent safety ratings and standard all-wheel drive make it a popular choice among insurers. The Outback’s reputation for reliability and its advanced driver assistance features also contribute to its low insurance premiums.

4. Mazda CX-5

The Mazda CX-5 combines style, performance, and safety, making it an attractive option for drivers and insurers alike. Its high safety ratings and advanced safety technologies, such as blind-spot monitoring and automatic emergency braking, help keep insurance costs low. The CX-5’s affordable maintenance costs also make it a cost-effective vehicle to own and insure.

5. Hyundai Elantra

The Hyundai Elantra is a compact car that offers great value for money, including low insurance premiums. Its strong safety ratings and comprehensive warranty make it a dependable choice. Additionally, the Elantra’s modern design and fuel efficiency add to its appeal, ensuring that you get a lot of bang for your buck.

6. Ford Escape

The Ford Escape is a popular compact SUV known for its reliability and safety. Its advanced safety features, such as lane-keeping assist and adaptive cruise control, help to reduce insurance costs. The Escape’s solid build quality and positive crash test results also contribute to its affordable insurance rates.

7. Chevrolet Equinox

The Chevrolet Equinox is another SUV that stands out for its low insurance costs. Its strong safety features and excellent crash test performance make it a favorite among insurance providers. The Equinox’s spacious interior and fuel-efficient engine also make it a practical choice for families.

8. Kia Soul

The Kia Soul’s unique design and compact size make it an economical choice for insurance. Its high safety ratings and standard safety features, such as a rearview camera and lane departure warning, help keep insurance premiums low. The Soul’s affordable price and low maintenance costs add to its overall value.

9. Nissan Rogue

The Nissan Rogue is a compact SUV that offers great value, including affordable insurance premiums. Its high safety ratings and advanced safety technologies, such as automatic emergency braking and blind-spot monitoring, help reduce insurance costs. The Rogue’s fuel efficiency and comfortable interior make it a popular choice among drivers.

10. Volkswagen Golf

The Volkswagen Golf is a compact car known for its performance, safety, and reliability. Its strong safety ratings and advanced safety features help keep insurance costs down. Additionally, the Golf’s fuel-efficient engine and stylish design make it an appealing choice for those looking to save on insurance.

11. Honda CR-V

The Honda CR-V is a compact SUV that offers low insurance costs thanks to its excellent safety ratings and advanced safety features. Its reliability and fuel efficiency make it a practical choice for families and individuals alike. The CR-V’s spacious interior and smooth ride add to its appeal, making it a top choice for affordable insurance.

12. Toyota Camry

The Toyota Camry is a midsize sedan that consistently ranks high for affordability in insurance. Known for its reliability, safety, and fuel efficiency, the Camry’s robust build and advanced safety features help keep insurance premiums low. The Camry’s comfortable interior and strong performance make it a popular choice for those seeking an affordable and dependable vehicle.

Drive Smart and Save on Insurance

Choosing a vehicle that’s cheap to insure can significantly lower your overall car expenses. The cars listed above offer a combination of safety, reliability, and affordability, making them excellent choices for budget-conscious drivers. Share this article with others to help them find the perfect car that won’t break the bank on insurance costs.

Tamila McDonald

Tamila McDonald is the Chief Operations Officer at District Media, Inc. A U.S. Army veteran with 20 years of distinguished service—including five years as a military financial advisor. Tamila is a former AFCPE-certified personal financial counselor who spent eight years post-retirement guiding wounded warriors and families on budgeting, VA benefits, and long-term planning, bringing more than 15 years of specialized writing and content leadership in personal finance and HR topics to ensure District Media delivers trustworthy, experience-backed guidance.