Sunday, June 21, 2020, is Father’s Day. All across the nation, people pause for a day to recognize all of the amazing dads in their lives and show their appreciation. But, for many people, the day might involve more than just celebration. Some households may need to squeeze in some errands, too. If you’re hoping to hit the bank this Father’s Day, here’s a look at whether they’ll be open on June 21.
Are Banks Open on Father’s Day 2020?
In most cases, no, banks do not open on Father’s Day. However, the closures typically have nothing to do with the holiday. Instead, the fact that banks don’t usually open on Sundays plays the biggest role. Since Father’s Day universally happens on a Sunday, most banks are closed by default.
However, that doesn’t mean there aren’t a small number of exceptions. Certain banks do have Sunday hours, though they tend to be limited. That means there’s a chance that they’ll also open their doors to customers on Father’s Day, at least for a little while.
Which Banks Open on Father’s Day (and Other Sundays)?
In comparison to the total number of bank locations across the country, it’s very rare for a bank to offer Sunday or Father’s Day hours. Typically, the only branches that do are those located in popular retail stores or supermarkets.
If the traffic rate is high enough, the bank might be able to justify being open. However, that isn’t always the case. Just because a bank is in a Walmart, Safeway, or similar store doesn’t guarantee Sunday or Father’s Day hours; it only increases the likelihood.
Here is a list of some of the banks that offer Sunday hours at at least a few of their retail or grocery store branches:
- Academy Bank Midwest
- American Savings Bank
- American National Bank
- Bank of America
- First Community Bank
- Citizens Bank
- TD Bank
- Wells Fargo
- United Bank
- Woodforest National Bank
When a branch does have Sunday hours, they are generally very limited. For example, the location may open between 10:00 am and 11:00 am and then close by 2:00 pm or 3:00 pm. That can be a pretty short window. However, if banking on Sunday is critical for you, that is typically enough time to handle most common tasks.
It is crucial to point out that, even if a bank usually opens on Sundays, it may close on certain Sunday holidays. If you are planning to head to your bank on Father’s Day, it is generally wise to check with the branch in advance to confirm tellers will be available. Otherwise, you could make a trip only to discover that the location closed in honor of Father’s Day.
Are Any Credit Unions Going to Open?
Like banks, credit unions usually aren’t open on Father’s Day, mainly because they are closed on Sundays. That means they are also shut down on the holiday by default.
However, you will find some exceptions to the rule, just as you do with banks. Again, credit unions inside of retail or grocery stores might offer Sunday hours, resulting in them being open on Father’s Day. When that occurs, those individual branches are deviating from the standard in most cases, so other credit union locations might not be open.
Since credit unions are less prevalent in stores, not all areas will have one with Sunday service. If you primarily use a credit union, you may be safer assuming that Sunday and Father’s Day hours aren’t available, and plan to handle your banking before or after the holiday.
Common Bank and Credit Union Holiday Schedules
Generally, banks and credit unions based their holiday schedule off of the federal one. As a result, most branches won’t be open on any of the days below in 2020:
- New Year’s Day – Wednesday, January 1
- Martin Luther King, Jr. Day – Monday, January 20
- Washington’s Birthday (Presidents Day) – Monday, February 17
- Memorial Day – Monday, May 25
- Independence Day (Observed) – Friday, July 3
- Labor Day – Monday, September 7
- Columbus Day – Monday, October 12
- Veterans Day – Wednesday, November 11
- Thanksgiving Day – Thursday, November 26
- Christmas Day – Friday, December 25
However, there can certainly be exceptions. Credit unions and banks don’t have to follow the federal schedule when it comes to holidays. If the bank or credit union’s corporate office chooses to open on any of those days, they can do so without any fear of a penalty.
How to Bank on Father’s Day When Yours Isn’t Open
Even if your bank or credit union doesn’t open on Father’s Day, that doesn’t mean you can’t handle a variety of transactions. In most cases, the bank or credit union’s website supports a wide variety of activities. The same goes for the institution’s mobile app and ATMs.
In most cases, you can use the website or mobile app to check your balance, initiate an internal or external transfer, deposit a check, and issue bill payments at any time on any day, including Sundays and holidays. While the transaction might not fully process until the next business day (or longer, depending on the nature of the activity), it lets you handle your part whenever you’d like.
From ATMs, you can handle similar tasks. As long as the machine is located in an unsecured area, such as outside of the building or in a vestibule that’s always open, you can use it at any time. Usually, you can check your balances, make a withdrawal, and even handle certain kinds of deposits.
Sometimes, you can even handle specific types of bills. For example, Chase credit cardholders can pay their credit card bill at Chase ATMs. However, they do have to have a Chase checking or savings account to do it. Usually, the process is similar to an internal transfer, allowing you to shuttle money from one account to your debt.
Precisely which services are available can vary from one institution to another. If you’d like to see what you can do online, through the app, or at your bank or credit union’s ATM, you can usually find details online. Otherwise, reach out to a customer service representative during regular business hours to learn more.
Do you ever wish that banks were open on Sundays? Or, with mobile banking, do you find that isn’t important? Share your thoughts in the comments below.
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