Ask for Help
One of the hardest parts of getting out of debt is first admitting that it’s gotten out of control. It can be hard to admit to having a lot of debt, and United Debt Counselors understands that. That’s why they’ve made their consultations quick, simple, and fully accessible to anyone who wants to learn about their method to get out of debt. All you have to do is make a call and speak with a company representative. From there, you’ll be able to discuss your individual circumstances and outline a plan to settle your debts.
Work Out a Plan
When you entrust United Debt Counselors with assisting in settling your debt, you’re putting your faith in a company that thousands of Americans trust. Each client has their own specific savings plan that takes into account the specifics of their financial situation. There are no unrealistic demands or goals. It’s all about what you’re able to do, and what you’re able to save each month. United Debt Counselors will do the rest.
Once you’ve worked out a plan with a UDC representative, you’ll be able to set up a special interest savings account and start working toward your goals. Each debt will be treated as its own goalpost, and once you’ve saved up sufficient money to begin negotiating a particular debt, UDC will reach out to the creditor in an effort to settle what is owed at a fraction of the original figure.
Repay Your Debts
It’s as easy as that. Once you set up your plan with United Debt Counselors, all you have to do is keep saving each month. They’ll do the rest. When UDC settles your debts, you’ll usually end up paying just a fraction of what you originally owed. And as soon as one debt is settled, the company repeats the process with you. Just like that, you’ll be able to pay down your debts.
Start Living Your Life
Once you’ve gotten into the swing of things, saving for your debts won’t feel so impossible, and a debt-free life will be closer than ever. United Debt Counselors doesn’t just offer a debt settlement service–the company empowers its clients with the ability to save, manage money responsibly, and work toward their ultimate goal. The skills you learn during your journey are intended to stay with you, and guide you through the rest of your new, debt-free life.
Disclaimer: INDIVIDUAL RESULTS MAY VARY BASED ON ABILITY TO SAVE FUNDS AND COMPLETION OF ALL PROGRAM TERMS. PROGRAM DOES NOT ASSUME OR PAY ANY DEBTS, NOR PROVIDE TAX OR LEGAL ADVICE. CONSULT WITH YOUR PROFESSIONAL ADVISORS AS NECESSARY. PROGRAM NOT AVAILABLE IN ALL STATES, PLEASE REQUEST, READ AND UNDERSTAND ALL PROGRAM TERMS PRIOR TO ENROLLMENT. IMPORTANTLY, EACH PROGRAM OPTION HAS ITS OWN PROS AND CONS. DEBT SETTLEMENT PROGRAMS LIKE BANKRUTCY WILL NEGATIVELY IMPACT CREDIT SCORE. CREDIT COUNSELING PROGRAMS ARE OFTEN LESS AGGRESSIVE AND FOCUS ON FULL PRINCIPAL REPAYMENT IN CONJUNCTION WITH CREDITOR AGREEMENTS. FAILURE TO TIMELY PAY DEBT MAY RESULT IN A DECREASE IN CREDITWORTHINESS AND INCREASE IN DEBT OWED DUE TO INTEREST AND FEES.
Photo: Rising Capital Associates
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