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Personal Finance Articles


How Do Credit Card Companies Make Money?

By , January 24th, 2017

Credit card companies are tricky. They are some of the wealthiest companies in the world but how do credit card companies make money?¬†Of course you may say to yourself, “They make money from interest and people who don’t pay on time.” However, there are many more ways credit card companies make money. How Do Credit […]


How to Raise Your Credit Score By 200 Points

By , January 20th, 2017

There are no words to describe the absolute panic someone has when they realize their credit has taken a turn for the worse. Credit scores can keep you from buying a car, renting certain apartments, buying a home and even getting a job. If you’ve run into a problem with your credit score you’re probably […]


7 Simple Steps to Financial Independence

By , January 19th, 2017

The steps to financial independence are quite simple. They are not easy, and they will require a lot of time and dedication. However, if you follow them, you will find yourself financially independent sooner than you thought possible! Here are the 7 main steps to financial independence: 1. Find your financial independence number We all […]


Mango Money Review

By , January 19th, 2017

Mango Money is a prepaid credit card and money managing software designed to be affordable. With an attractive 6% Annual Percentage Yield (APY),¬†another draw to this savings account is that it does not require a credit check. But, is it actually worth looking into? We decided to evaluate the company and develop a Mango Money […]


Financial Reasons Why You Should Read More

By , January 18th, 2017

When was the last time you read a book? There is¬†a large population of individuals who never pick up a book after high school. For many that is an absolute mistake. Reading has a number of significant benefits that you could be missing out on. Here are a few financial reasons why you should read […]


Logbook Loans Despite Bad Credit

By , January 16th, 2017

There are several reasons why you could be dealing with a bad credit score other than living beyond your means. Unpaid debts, bankruptcy, and emergency expenses are some of the reasons why your credit ratings is poor. With poor credit, it becomes extremely hard to secure a loan from the streamline lenders such as band […]


Debt Payoff Challenge 2017

By , January 16th, 2017

Paying off debt is difficult but there are ways to make the experience a bit less painful. One of the ways to make paying off debt less stressful is to join a group or take on a debt payoff challenge. You may have heard of the infamous Money Challenge, which helps you save money over […]


RingPlus Review

By , January 16th, 2017

It’s not every day you hear of free cell phone plans being offered. But, RingPlus, a mobile virtual network operator (MVNO), that operates using the Sprint network¬†provides a seemingly free cell phone service. This service includes free minutes,¬†and free SMS with no contracts, according to their website. Of course, we at Saving Advice wanted to […]


Things to Know Before Selecting the Credit Repair Companies

By , January 12th, 2017

Of many financial woes affecting life, a bad credit score is mention worthy. It can lead to severe troubles in life. Owing to lackluster credit score, you may be denied loans by banks. It also leads to higher rates of interest when you manage to get approval for a loan, eventually. In long run, bad […]


What You Must Know About A Guarantor Loan Guarantor

By , January 10th, 2017

A Guarantor Loan is just as the name implies because the borrower must present a guarantor before he or she can be considered qualified to take a loan. ¬†If you are approached to serve as a guarantor for a borrower, take a little of your time to know these important facts about a guarantor by […]

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