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"The chief value of money lies in the fact that one lives in a world in which it is overestimated." - H. L. Mencken

Debt Articles


Car Free: Living In America Without A Car

By , March 27th, 2017

It comes as a shock to most people I meet, but I don’t own a car. Three years ago I was thousands of dollars in debt and something had to give. I decided that it would be my car. When I made the decision my friends and family thought that I was crazy. Truth be […]


Is College Really Necessary?

By , March 24th, 2017

It’s no secret that college costs are rising to ridiculous levels. Kids are graduating with huge debt loads. Even if their parents have saved for their schooling since birth, costs are rising so fast they’re still likely to have to take on debt or work during school. In the last twenty years or so we’ve […]


How to Raise Your Credit Score By 200 Points

By , January 20th, 2017

There are no words to describe the absolute panic someone has when they realize their credit has taken a turn for the worse. Credit scores can keep you from buying a car, renting certain apartments, buying a home and even getting a job. If you’ve run into a problem with your credit score you’re probably […]


Debt Payoff Challenge 2017

By , January 16th, 2017

Paying off debt is difficult but there are ways to make the experience a bit less painful. One of the ways to make paying off debt less stressful is to join a group or take on a debt payoff challenge. You may have heard of the infamous Money Challenge, which helps you save money over […]


The Debt Snowflake Challenge

By , September 21st, 2016

Becoming debt free is a goal shared by many people. Most households in the United States hold hundreds of thousands of dollars in debt. How would you like to be able to free up the cash you are currently using to repay your debt? Maybe you should try the Debt Snowflake Challenge. Paying off debt […]


How To Pay Off Your Student Loans in Less Than 10 Years

By , August 19th, 2016

Average college debt among 2016 graduates who took out loans now rings in at over $37,000. It’s no wonder grads are spending decades attempting to rid themselves of this debt. But if you’re in a similar position and simply accepted the loan payment plan you were given, you could end up spending more time — […]


Lifestyle Changes to Manage Your Debt

By , August 16th, 2016

Sometimes real change takes a lifestyle shift, but it may not be as difficult as it sounds. If you are burdened by debt and you would like to buckle down and eliminate it once and for all, there are a few simple changes you can make to help you accomplish your goal. Get Used to […]


Report: Ohio Ranks Among Worst For Student Debt

By , August 6th, 2016

August 5. 2016 The average student debt load for an Ohio college graduate is $29,000, according to a new report. COLUMBUS, Ohio – Aside from mortgages, student loans now make up the biggest piece of the debt puzzle in this country, and a new analysis finds Ohioans are carrying some of the heaviest burdens. Collectively, […]


Good Debt vs. Bad Debt

By , July 11th, 2016

When we hear the word “debt,” we all cringe a little bit but, really, not all debt is bad. Articles consistently flood the internet on ways to get out of debt, including right here on, so how could any of it be good if we are always trying to get rid of it? Alternatively, […]


Should You Pay Your Debt Before Saving?

By , June 14th, 2016

Eight in 10 Americans are in debt and two out of three Americans wouldn’t be able to cover a $1,000 emergency if one presented itself. The solutions to these problems seem simple: pay your debt off and save your money; but which should be done first? The answer to that question depends on what your […]

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