• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
Home
About Us Contact Us Advertising
Articles
Budgeting Debt Frugal Insurance Investing Making Money Retirement Saving Money
Tips
Money Saving Tips Trash Audit
Make Money Forums Blogs
Create a Blog Control Panel All Entries All Blogs
Tools
Calculators Prescription Drug Coupons Online Savings Accounts Test Your Knowledge Financial Directory Credit Cards

SavingAdvice.com Blog

SavingAdvice.com is a trusted personal finance community with expert articles on saving money, budgeting, debt reduction, and investing — plus active forums and tools to guide your financial journey.

Subscribe

 

Join Now or Login

  • Tips
    • Money Saving Tips
    • Recycle, Reuse and Repurpose
  • Make Money
  • Credit Score Guide
  • Forums
  • Blogs
    • Create a Blog
  • Tools
  • Our Editorial Commitment
  • Contact

Frugality and Facing Your Fears

December 20, 2011 by Jennifer Derrick

When I first started on my frugal journey I had to get past quite a few fears and stereotypes that were holding me back, especially after I moved to a new area. You wouldn’t think that frugality would be a scary thing, but sometimes it can be a little frightening, especially if you’ve never had to confront those particular fears before.

My problem came when I had to venture into an unfamiliar and “bad” part of town. I wanted to recycle quite a bit of metal that I knew would bring in some decent money. Unfortunately, the metal recycler isn’t in the best part of town. I’d never been down there before and I was worried and not just a little bit scared about going there. Everyone kept telling me how bad it was down there, how much crime there was, and that rough people tended to frequent the metal recycler. I didn’t know if a woman alone would be okay in that area.

For a long time, I put off going because I was scared. Finally I decided to just drive down there one day to do some reconnaissance work. I wasn’t going to get out of the car, I just wanted to look around. What I saw surprised me. Sure, it wasn’t a great part of town, but it wasn’t as awful as I’d heard it was, either. During the day it wasn’t that different from many other areas. There were plenty of businesses, lots of traffic, and no problems that I could see. I could tell it probably wasn’t the sort of place you’d want to be after dark when the businesses closed down, but during the day it seemed fine.

I decided to give it a try and a few days later I loaded up my metal and headed back to the recycler. When I got there the people were very nice. No one seemed dangerous or mean. A complete stranger even offered to help me unload, since the policy of the recycler was that their employees were not allowed to help customers unload. I made more money than I thought I would and I left kicking myself for not having gone down there sooner because my trip turned up some other positives, as well.

Not only does the recycler pay good rates, there are two excellent thrift stores in that same area of town. I’ve saved a ton of money by shopping at those places and I never would have discovered them if I hadn’t gotten past my fears and ventured into that part of town. There’s also a very good charity in that area that does rescue work with animals and they will take almost anything you care to donate, no matter the condition. What they can’t fix or sell, they recycle for money that gets pumped back into the charity. I’ve been able to get rid of quite a few things that Goodwill and the Salvation Army didn’t want, I get my tax deduction, and I know that my contributions will help animals.

In order to maximize your frugality, you sometimes have to deal with your fears. Now, this doesn’t mean heading into the bad part of town at 2AM or going into areas that aren’t safe at any time of day. You have to be reasonable and careful, not reckless. Your safety is the most important thing and not worth any amount of money. However, chances are that if you rationally look at your fears you will find that quite a few of them are unfounded or at least not as bad as you think they are. Don’t take everything you hear about an area or business at face value. Do your own investigative work and decide for yourself.

(Photo courtesy of Elsie esq.)

Jennifer Derrick
Jennifer Derrick

Jennifer Derrick is a freelance writer, novelist and children’s book author.  When she’s not writing Jennifer enjoys running marathons, playing tennis, boardgames and reading pretty much everything she can get her hands on.  You can learn more about Jennifer at: https://jenniferderrick.com/.

Read More

  • I Have No Money
    I Have No Money

    It's one of the worst feelings you can ever have. That moment when you see…

  • The Weekly Wrap: All About Inflation, Its Causes, History, and How to Fight It

    President Gerald Ford labeled inflation “public enemy number one” when it climbed to 20 percent…

  • when frugal becomes theft
    When Does Frugality Turn Into Theft?

    Most of us who like to save money will, at some point, find ourselves faced…

  • is-putting-a-20-down-payment-on-a-house-realistic
    Is Putting a 20% Down Payment on a House Realistic?

    I understand the argument behind the advice of putting at least a 20% down payment…

  • 5 Home Upgrades That Can Save You Money

    If you can do a home upgrade and save money while doing so, you will…

Reader Interactions

What did you think about this article?
1 Star2 Stars3 Stars4 Stars5 Stars (6 votes, average: 4.67 out of 5)
Loading...

Comments

    Leave a Reply Cancel reply

    Your email address will not be published. Required fields are marked *

    Primary Sidebar

    Most Popular

    • Make Money
    • Credit Score Guide
    • Forums
    • Blogs
    • Tools
    • About
    • Contact
    • Editorial Commitment

    Subscribe to Our Newsletter
    Your subscription could not be saved. Please try again.
    Your subscription has been successful.
    Copyright © 2026 SavingAdvice.com. All Rights Reserved.
    • Privacy Policy