"Money grows on the tree of persistence." - Japanese Proverb

Articles by Jennifer Derrick


What Does It Mean to Be Rich?

By , February 7th, 2018

Everybody wants to be rich. And there are many people in the world who certainly appear to have achieved it. What’s funny, though, is that I’ve never met a single person who says that they feel rich, wealthy, or well-off. (Granted, I’m not hanging with the Trumps, but neither am I talking about people who […]


Be Careful When Hiding Your Fortune

By , March 31st, 2017

I used to think it was pretty rare for someone to “lose” a fortune by accident. But lately a few incidents, both public and personal, made me realize that this is a bigger problem than I thought. You may have seen the news about the woman who threw her mother’s mattress away — the same […]


12 Reasons to Consider a Pay Cut

By , March 30th, 2017

We are almost hardwired to pursue ever increasing pay levels. Each job should, ideally, give us a salary bump. Yearly evaluations should result in increased wages. In pursuit of ever higher pay, we sometimes miss out on opportunities in life that require us to take a pay cut or to forego money entirely for a […]


Make Art (or Other Useful Stuff) from Junk: Strange Ways to Make Money

By , March 29th, 2017

I have a friend who works at a tire shop. When possible, he takes some of the old tires and uses them to create art. His latest creation is a big, whimsical bug sitting in a lawn chair. There is another person in town who makes art from discarded yard supplies like mowers, garden hoses, […]


How to Make Money Recycling

By , March 28th, 2017

Recycling can be good for both the planet and your wallet. You won’t get rich recycling, but you can earn a little extra cash and keep a lot of waste out of the landfill. So just how do you make money recycling? Simple. Every time you are about to toss an item (even if it’s […]


Is College Really Necessary?

By , March 24th, 2017

It’s no secret that college costs are rising to ridiculous levels. Kids are graduating with huge debt loads. Even if their parents have saved for their schooling since birth, costs are rising so fast they’re still likely to have to take on debt or work during school. In the last twenty years or so we’ve […]


50 Ways to Save Money on Food

By , January 30th, 2017

Food is one of the biggest line items in a budget, usually behind only rent or a mortgage — and maybe the utilities. It’s also a necessity so you can’t just give it up and eliminate the cost. Many people make an assumption that the only way that they can cut their food budget is […]


21 Days to Positive Money Habits

By , December 6th, 2016

It is an accepted part of self-help wisdom that it takes twenty-one days to develop a new habit and make it stick. This has been found to be true in weight loss, smoking cessation, reducing alcohol consumption, and many other regimens designed to create positive habits. It can also be applied to your finances. If […]


102 Ways To Generate Extra Cash

By , October 1st, 2016

I am frequently asked (and more often now that the economy is in the tank), “What can I do to generate some extra cash?” There are many ways to generate additional cash, some of them quicker than others. If you need a lot of cash, these tips alone probably won’t do it; few, if any, […]


Ten Things Money Can’t Buy

By , September 17th, 2016

We talk a lot about money: How to get it, how to spend it, where to spend it, and how to save it. For all the time we devote to talking about, worrying about, and dealing with money, you’d think it was the most important thing in the world. If the time spent obsessing about […]

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