"If you think nobody cares if you're alive, try missing a couple of car payments." - Earl Wilson

Articles by Jennifer Derrick


Be Careful When Hiding Your Fortune

By , March 31st, 2017

I used to think it was pretty rare for someone to “lose” a fortune by accident. But lately a few incidents, both public and personal, made me realize that this is a bigger problem than I thought. You may have seen the news about the woman who threw her mother’s mattress away — the same […]


12 Reasons to Consider a Pay Cut

By , March 30th, 2017

We are almost hardwired to pursue ever increasing pay levels. Each job should, ideally, give us a salary bump. Yearly evaluations should result in increased wages. In pursuit of ever higher pay, we sometimes miss out on opportunities in life that require us to take a pay cut or to forego money entirely for a […]


Make Art (or Other Useful Stuff) from Junk: Strange Ways to Make Money

By , March 29th, 2017

I have a friend who works at a tire shop. When possible, he takes some of the old tires and uses them to create art. His latest creation is a big, whimsical bug sitting in a lawn chair. There is another person in town who makes art from discarded yard supplies like mowers, garden hoses, […]


How to Make Money Recycling

By , March 28th, 2017

Recycling can be good for both the planet and your wallet. You won’t get rich recycling, but you can earn a little extra cash and keep a lot of waste out of the landfill. So just how do you make money recycling? Simple. Every time you are about to toss an item (even if it’s […]


Is College Really Necessary?

By , March 24th, 2017

It’s no secret that college costs are rising to ridiculous levels. Kids are graduating with huge debt loads. Even if their parents have saved for their schooling since birth, costs are rising so fast they’re still likely to have to take on debt or work during school. In the last twenty years or so we’ve […]


21 Days to Positive Money Habits

By , December 6th, 2016

It is an accepted part of self-help wisdom that it takes twenty-one days to develop a new habit and make it stick. This has been found to be true in weight loss, smoking cessation, reducing alcohol consumption, and many other regimens designed to create positive habits. It can also be applied to your finances. If […]


15 Important Things Money Can’t Buy

By , August 26th, 2014

Money could easily be considered one of the most consuming aspects of our lives. We are constantly worrying about money issues: how to earn it, where to spend it, how to spend it and how to save it. Considering how much time and effort is spent worrying, talking and dealing with money, you might think […]


20 Great Places to Escape the Heat

By , July 9th, 2014

A couple of years ago, I wrote a piece about things you could do to beat the heat on a budget. Now that summer’s here again, I’d like to take that list a step further and give you a list of places you can go to get out of the heat that won’t cost a […]


15 Terrible Excuses That Will Wreck Your Finances

By , June 4th, 2014

We all tend to make excuses from time to time. It’s just human nature. But I’ve seen people rely too heavily on excuses when it comes to money. When they have too much debt or can’t seem to make ends meet they pull out the excuses as to why their life has to be this […]


Your Thirties Can Kill Your Finances

By , April 28th, 2014

When it comes to living dangerously with your finances, it seems as though your thirties are the most dangerous decade. Obviously you have to be mindful of your money habits throughout your life because it’s possible to screw up with you’re very young and very old, but special care should be given to the dangerous […]

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