- Excellent Credit Required – Applicants that do not have excellent credit will not be approved
- Low 7.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- No Annual Fee
| Intro APR | N/A |
| Intro APR Period | N/A |
| Regular APR | 7.25% (Variable) |
| Annual Fee | $0 |
| Credit Needed | Excellent Credit |
| Balance Transfers | Yes |
| Transaction Fee Pin | $0 |
| Transaction Fee Signature | $0 |
| Load Fee | $0 |
| ATM Fee | $0 |
| Activation Fee | $0 |
| Balance Transfer Intro APR | None |
| Balance Transfer Intro APR Period | None |
| Balance Transfer Go To Rate | See Terms |
| Cash Advance Go To Rate | See Terms |
| Penalty Go To Rate | See Terms |
| Late Fee | See Terms |
| Cash Advance Fee | See Terms |
| Balance Transfer Fee | See Terms |
| Foreign Currency Exchange Fee | See Terms |
| Issuer | Simmons First National Bank |