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"Many people take no care of their money till they come nearly to the end of it. Others do just the same with their time." - Johann von Goethe
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Daily Money Saving Challenge Program

Welcome to the Daily Money Saving Challenge.

There is a misconception today that people are wealthy because they make a lot of money. The truth is that most people who become wealthy do so because they spend less money than they make. The obvious next step then is to learn to spend less.

This suggestion immediately turns off most people. "If I have to spend less money, it means that I won't be able to do any of the things that I like to do" or something along those lines begins to reverberate inside their head. They don't like their current financial situation, but they hate the idea of having to make major sacrifices even more. So instead of embracing the money saving advice that can easily be found, they continue on with their daily life living paycheck to paycheck.

The truth is that if you approach savings money like most people do today, you'll have to make large sacrifices. Most people don't try to save until they have reached a point where they need to save a lot in a short period of time. When that point has been reached, major sacrifices have to be made.

The result is that they gather as much information as they can on saving money and try to implement everything all at once. It becomes a combination of information overload and having to make a drastic lifestyle change in a short period of time. This almost always ends in failure.

There is a different approach that is not often utilized. When it comes to learning the art of saving, it's far better consistently to take baby steps over a long period of time. These small, painless daily changes can result in saving thousands of dollars a year without you even noticing that you're making lifestyle changes. It is with this in mind that has developed the Daily Money Savings Challenge.

The Daily Savings Challenge system is set up so that you receive a challenge in your email box each morning. Each challenge is designed to take less than 10 minutes of your time and save you a minimum of $10 (and often much, much more). Simply look at the saving challenge each morning, follow the directions to complete it and you will save thousands of dollars this year. You'll have also laid down the foundation that will allow you to continue to reap you those thousands of dollars in savings in the years to come. What do you have to lose (besides some of your current debt)?

If you have any questions about this, feel free to leave them here and we'll answer them asap.

Question: Is a money saving "Tip of the Day" email?

No, it will not. We already have a money saving tip section on the site plus a money saving tip on every page, so there is really no need to send out a daily saving tip.

This will be much more in depth. It will focus on how to go about saving money...the actually step(s) you need to take, how long it will take, how much it will cost (if anything) and how much you can expect to save.

My vision is that it will be more like having a personal savings coach to wake up each morning to. "okay, today we are going to save money by doing such and is going to take xx minutes. These are the things you have to do. Once you finished, you will have saved xx amount." it will almost be like a mini article each day with step by step instructions.

All the challenges have been broken down so they should only take a few minutes a day to complete. We are taking the little bit each day will add up to a whole lot at the end of a year approach. This way the users can ease into the money saving habits so slowly that they won't even notice the changes taking place, but they certainly will be day by day.

We also want to make it as enjoyable as possible. If the challenges enjoyable, then the user will never retain the knowlege and use it. That would just be a waste of your time and mine (in writing this entire course).

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