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About 1 year ago 360 Performance Savings offered a promotional $1500 bonus for new accts w/an initial deposit of $100,000 or more which I took advantage of and got the full $1500 bonus. I only did it in order to get the $1500 bonus and now have this extra account w/360 Performance Savings which I don't need but it's a little humbug to transfer the money out and close the account. But if another online bank offers a similar promotion it'll motivate me to close this account and pursue the bonus at another institution.
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Still at 3.6%
however today I was enticed by Morgan Stanley/E Trade to open a performance savings account. It’s at 4% and I transferred 75k so I will see a $750 bonus in 105 days.Comment
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Vanguard's settlement fund, VMFXX, is at 4.21% currently. I'm not really sure why anyone leaves a bunch of cash in the lower-yielding accounts unless it's just because they aren't aware of the better options. It takes just as long for me to transfer money from Ally to our checking account as it does to transfer from Vanguard so accessibility isn't a factor.Originally posted by Jluke View PostSteve
* Despite the high cost of living, it remains very popular.
* Why should I pay for my daughter's education when she already knows everything?
* There are no shortcuts to anywhere worth going.Comment
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Because i have charles schwab and i am annoyed having vanguard too. but i have it because i keep my 529 at vanguard in NV plan so it can be in VOO. But otherwise it's a pain sort of to have multiple accounts.Originally posted by disneysteve View PostComment
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So use SWVXX which is paying 4.13%. A bit lower than Vanguard but not by much.Originally posted by LivingAlmostLarge View PostSteve
* Despite the high cost of living, it remains very popular.
* Why should I pay for my daughter's education when she already knows everything?
* There are no shortcuts to anywhere worth going.Comment
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