Please help me verify this is a terrible idea!

[Petunia 100]

He already can't pay his share of the mortgage or household expenses! I pay 99% of everything. He's too concerned with paying his own credit card debt ($15,000) and motorcycle loan ($8000) student loans ($10,000). All things HE caused himself. I remember a few years ago when I was upset with him having $500 of credit card debt. That sounds like a dream now!

He sees the slushy thing as one more thing that may help him get out of debt. His mom is the exact same way. She has tons of debt and keeps having these ideas of starting a bakery business. Buys these storefronts and never puts anything in them.

You know, I think you are focusing on the wrong thing. The slushy machine idea isn't the true problem.

Best wishes to you.

[nadine_doa]

Sorry but you don't need financial advice. You need a divorce attorney.

I'm sorry but I agree.

The longer you put it off, the bigger financial hit you're going to take.

[TexasHusker]

I think a slushy machine put to good use could work wonders for this marriage!

[~bs]

those businesses where you rent out stuff for parties can make tons of money. need decent warehouse space if you're going to go bigger than slushy machines. need to know how to service yourself to keep cost down probably.

rent out bouncy houses
tents
chairs
tables

--------------

but get your financial house in order before trying to take on a business.

[Gailete]

I feel your pain in more ways than you can imagine. I lived through much the same thing. Finally I divorced the guy. I got so tired of supporting us and him always coming up with ideas for things I could do to start a business! Like he wanted me to make these smiley face patches with my sewing/embroidery machine that would sell maybe for $1-2 and that would be before a stores cut and would take me an hour to make - each! Like sure I was going to do that in my free time between working full time plus OT, keeping up the house, laundry, etc. He ways always thinking up new wonderful reason for me making money. Never him. Finally I had enough. Our credit card bills were running $1100/month! I was an RN and he a truck driver and not making that good of money either. Nothing was ever good enough for him. We needed a bigger house, then he had to make all sorts of changes to the house many that took months to accomplish and in the meantime we walked around construction zones. We needed a van and not a standard one but a luxury edition. I had to get rid of him and our house. At the bank where we cashed the check from house proceeds all he could talk about was the motorcycle he was about to buy! I took my share home and immediately paid off all credit cards that had my name attached to them, he took his share (that by rights should have been mine) and bought the motorcycle. I never heard of it ever working and he already had a girlfriend that he married in no time flat and in about a year they were getting a divorce. For the next 12-13 years I got phones calls from his creditors looking for him.

Just saying that it may be time to sit him down and explain the facts of life to him. You didn't mention kiddos, but if there are none, now is your chance to get your life back on track. I know you may feel like that is a step you don't want to do, but you need to take a good long look at your life and do you want to keep taking care of this big adolescent that is going to drain you dry financially for the rest of your time together. I do not believe these kids of people whether male or female will change unless they want to and it doesn't sound like from what you have said, that he has any desire to change. Why should he. You provide his room and board just like a parent would.

Sorry if I came on too strong. I feel bad for you and you very much don't want to go into the slushy business with you husband..........

[LivingAlmostLarge]

terrible idea. You have more than a finance problem

[Mapper]

Now along with all this other debt he has, he decided (of course without any mention to me before doing so) that he was going to buy a guitar from the wife of a friend of his who died a couple years ago. He has never met the wife, only "talked" to her on Facebook. She lost her job and is selling a bunch of his stuff and he saw that this guitar was going up for sale. Now keep in mind that he just started learning to play guitar about 5 years ago. Took lessons for a couple of months and then quit. Picks up the guitar a couple times a week and plays a few chords, but can't play a whole song. Not to mention he has not 1, not 2, but 4 guitars already! 2 acoustic and 2 electric. He just HAD to spend $2000 on a really nice guitar even though he couldn't play it. So now he just has to help out this woman he's never met by giving her $600 he doesn't have so she can live! Oh and it's his dead friend's guitar so he wants a piece of him. He even says it's not a great guitar. It will sit in the corner and gather dust once he does get it. She's bugged him about the money twice already wondering if he really wants the guitar because she needs to budget. Of course he doesn't have money and is sending her like $100 a paycheck. Oh AND he is also apparently buying $500 speakers of the daughter of another friend who died to help her out financially. And I KNOW he is buying these speakers even though he has told me 3 times "I'm not going to buy them, I just want to see them so I can price them out for her. Hopefully I can find someone who wants them" Yet I see he Pay Pal'ed her $150 for them so far. Yeah! So $1100 going to these people he barely interacts with but can't pay his share of any bills here. He just has to look like the good guy. Oh and currently his bank account is sitting at -$88 until he gets paid next week so no doubt he'll ask me to give him a couple hundred to get by on until then!

How can he not see that what he is doing is just a giant hole he's digging? He's paying people money he doesn't have (almost like layaway!) for stuff he doesn't want or need just to help them out. Meanwhile he can't help with any of the bills at home...and he's $15000 in credit card debt. Yet he keeps this all a secret from me and I only know because I snoop.