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[Petunia 100]

You can use Mint for free. But I am also a fan of paper and pen, or Excel. ...

[Petunia 100]

I close accounts I have no intention of using. And really, it is easier to have just a few credit cards to keep an eye on.

But I'll bet...

[Petunia 100]

Yes, it is definitely only your open accounts which are used in that calculation....

[Petunia 100]

There shouldn't be any fee to roll into it, but maybe your 401k plan charges an exit fee?

Please define "manager". The mutual...

[Petunia 100]

You have 60 days from the statement date to dispute a credit card charge. Sounds like you may be beyond that already....

[Petunia 100]

Buying on-line is also very convenient, so no, I don't think it is only about price.

What qualifies a few of your local retailers to determine...

[Petunia 100]

Right, so not everyone uses simple reasoning, even when making laws....

[Petunia 100]

What a ridiculous statement. Brick and mortar retail is struggling because of on-line retail, not because of "today's young people" being from...

[Petunia 100]

What gives us the right to force death on an innocent unborn? Mom gets her life back either way

"Us"? "Us" do not force...

[Petunia 100]

By "protect", you mean you want someone else to be forced to gestate against her will. But what gives you the right to make decisions regarding...

[Petunia 100]

Absolutely agree with that.

But I disagree that there is no logic or reasoning involved. A small percentage of individuals truly have no...

[Petunia 100]

We arrive at universal rights and wrongs by simple reasoning, I suppose. When slavery was legal in this country, it was still wrong....

[Petunia 100]

I just said that there "definitely ARE" universal rights and wrongs, so your question makes no sense....

[Petunia 100]

I would say that there definitely are. Genocide, slavery, rape. Always wrong....

[Petunia 100]

The 40 year mortgage does not drop your payment much at all over the 30, and the interest rate is typically a bit higher. I don't see how they can help...

[Petunia 100]

Morality has always been subjective, not absolute. So please keep in mind as you are ranting about the moral decay of others, that in the opinion of...

[Petunia 100]

I think that is exactly right. Practice good financial management and a high credit score follows automatically....

[Petunia 100]

Having worked for 12 years in a CPA firm I can tell you that yes, plenty of small business owners do just what you are describing. Nothing wrong with...

[Petunia 100]

Personally, I think the real benefit of dividend stocks is that they tend to be less volatile than the overall stock market. Reducing volatility becomes...

[Petunia 100]

No disrespect intended, but if you are not able to do your own research and number-crunching, you should think twice about buying individual stocks. ...