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My husband and I lead two different financial lives. I’m a saver, he spends his paycheck as soon as he gets it. I’ve always had savings, never in debt. He has $0 savings, doesn’t seem to care about getting a 401k plan, has no idea what he has in retirement from his last job, is in about $15,000 of credit card debt, not to mention $10,000 student loan debt and $8000 motorcycle loan debt. He just thinks in the moment and always says “Oh everything will work out”.
Our friends run a slushy machine business where they own a few machines and rent them out to parties. They seem to be doing really well with it. They have a website and they both come from a business background—him marketing and she accounting--so they know what’s going on. My husband has been on this huge kick about how we need to do that and how he needs to talk to them about it. He has NO idea how to run a business. This is a guy who has half a dozen half-done projects around the house because it gets to the point where he doesn’t know what to do or he loses interest. He’s got three broken motorcycles just sitting in the garage that need to be fixed, a hole in the backyard where he wants a pond, which hasn’t changed in 2 years. He talks the big talk about ALL this stuff he’s going to do with the yard and the house, but all he really does is sit around on his days off and play video games and drink. He has no motivation, yet he is so set on this idea of how we need to buy a couple of machines (which run $800) and start our own business. He sees it simply as “Well we just get a couple machines, put up some flyers at work and around town because people will want to rent these machines, then we deliver them and pick them up the next day and clean them and just keep doing that”. He has no clue about everything else that goes into it. And for someone who can’t be motivated to finish house projects and is in so much debt, he wants to buy up these machines and give it a go.
Please tell me I’m the sane one here by not being on board with the idea!
Our friends run a slushy machine business where they own a few machines and rent them out to parties. They seem to be doing really well with it. They have a website and they both come from a business background—him marketing and she accounting--so they know what’s going on. My husband has been on this huge kick about how we need to do that and how he needs to talk to them about it. He has NO idea how to run a business. This is a guy who has half a dozen half-done projects around the house because it gets to the point where he doesn’t know what to do or he loses interest. He’s got three broken motorcycles just sitting in the garage that need to be fixed, a hole in the backyard where he wants a pond, which hasn’t changed in 2 years. He talks the big talk about ALL this stuff he’s going to do with the yard and the house, but all he really does is sit around on his days off and play video games and drink. He has no motivation, yet he is so set on this idea of how we need to buy a couple of machines (which run $800) and start our own business. He sees it simply as “Well we just get a couple machines, put up some flyers at work and around town because people will want to rent these machines, then we deliver them and pick them up the next day and clean them and just keep doing that”. He has no clue about everything else that goes into it. And for someone who can’t be motivated to finish house projects and is in so much debt, he wants to buy up these machines and give it a go.
Please tell me I’m the sane one here by not being on board with the idea!
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