Total annual credit card usage

[msomnipotent]

I could have sworn that I posted last year's total on here somewhere last month, and I thought it was around $50,000. But I can't find the post and it only comes out to about $44,000 when I add up the year end summaries. I can't wait for our Costco rewards!

[Fishindude77]

We average around $3,000 credit card use per month or $36K annually. Much of our day to day spending, dining out, shopping, etc. is still cash.

[Thrif-t]

Wow I've never added up the totals before today, we charged $27k which seems astronomical to me!! Now I'll have to go back and add up previous years to see how it compares.

We don't pay fee's or interest either just charge where we can for the rewards.

What freaks me out is how much I spend a year in groceries with 3 growing teenagers. Didn't add it up, I think it will make me sick, but I bet it comes in between 12k - 15k. I have a family of big eaters. I cook, all.the.time! We hardly every go out to eat because one its too expensive and two they don't get filled up enough to justify the high cost of eating out. I don't know how families do it day after day after day.

[scfr]

Wow I've never added up the totals before today, we charged $27k which seems astronomical to me!! Now I'll have to go back and add up previous years to see how it compares.

We don't pay fee's or interest either just charge where we can for the rewards.

What freaks me out is how much I spend a year in groceries with 3 growing teenagers. Didn't add it up, I think it will make me sick, but I bet it comes in between 12k - 15k. I have a family of big eaters. I cook, all.the.time! We hardly every go out to eat because one its too expensive and two they don't get filled up enough to justify the high cost of eating out. I don't know how families do it day after day after day.

Have you looked a the American Express Blue Cash Preferred card? There is a $95 annual fee, but it pays 6% cashback on grocery store purchases up to $6K per year. (Caveat: Some places like club warehouses and superstores won't code as grocery stores.)

[Thrif-t]

Have you looked a the American Express Blue Cash Preferred card? There is a $95 annual fee, but it pays 6% cashback on grocery store purchases up to $6K per year. (Caveat: Some places like club warehouses and superstores won't code as grocery stores.)

I've been told that before but I froze our credit and just don't feel like unfreezing to get a card then refreezing again, I'm getting lazy

[scfr]

I've been told that before but I froze our credit and just don't feel like unfreezing to get a card then refreezing again, I'm getting lazy

Someone who makes all homecooked meals for 3 growing teens is not anyone I'd consider lazy!

[~bs]

~ 15k personal, 200k business.

And I do try to charge wherever I can. I'm single though, and not a huge spender. Probably 2k of that was for an out of country vacation.

[Drake3287]

Correct, but I don't see anyone else posting percentages and I am certain that no one here is putting 100% of their spending on credit cards.

I'm guessing that I charge 98% of what's possible to charge on a card. I think many people would be surprised as to who will take a credit card as payment. Unless it's under $5.00 or so, everything gets charged.

The down fall of doing all this is the amount of time spent going over our monthly bill. My spending comes from a few different checking accounts so dividing up the proper charge's between them is time consuming. The end result is worth it though.

Another drawback, my CC accounts have been compromised many time's resulting in card's needing replacement. I tend to travel a lot and I've had many account number stolen from restaurant workers more then a few times. Adding to a tip is another issue.

[StormRichards]

I'm guessing that I charge 98% of what's possible to charge on a card. I think many people would be surprised as to who will take a credit card as payment. Unless it's under $5.00 or so, everything gets charged.

The down fall of doing all this is the amount of time spent going over our monthly bill. My spending comes from a few different checking accounts so dividing up the proper charge's between them is time consuming. The end result is worth it though.

Another drawback, my CC accounts have been compromised many time's resulting in card's needing replacement. I tend to travel a lot and I've had many account number stolen from restaurant workers more then a few times. Adding to a tip is another issue.

I honestly don't know the exact percentage but it is darn near 100%. We carry very little cash and use our card any place that will take it. In the summer, my DH would hit the McD's drive thru for the $1 Sweet Tea ($1.07 after tax) and hand them a CC for payment.

The usual exception is when we will have our daughter run into the store for bread, milk, etc. Or if we take one of her friends to the mall and they want a pretzel or something. If we all aren't getting something, I will just hand my daughter some money and grab us a table. I want her to learn how to pay cash, count change, etc. even if that won't be the main form of payment when she is an adult.